HRTG vs. VOO
Compare and contrast key facts about Heritage Insurance Holdings, Inc. (HRTG) and Vanguard S&P 500 ETF (VOO).
VOO is a passively managed fund by Vanguard that tracks the performance of the S&P 500 Index. It was launched on Sep 7, 2010.
Performance
HRTG vs. VOO - Performance Comparison
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HRTG vs. VOO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
HRTG Heritage Insurance Holdings, Inc. | -10.29% | 141.82% | 85.58% | 262.22% | -68.58% | -40.09% | -21.80% | -8.50% | -17.06% | 16.94% |
VOO Vanguard S&P 500 ETF | -4.42% | 17.82% | 24.98% | 26.32% | -18.17% | 28.79% | 18.32% | 31.37% | -4.50% | 21.77% |
Returns By Period
In the year-to-date period, HRTG achieves a -10.29% return, which is significantly lower than VOO's -4.42% return. Over the past 10 years, HRTG has underperformed VOO with an annualized return of 6.68%, while VOO has yielded a comparatively higher 14.05% annualized return.
HRTG
- 1D
- -0.04%
- 1M
- -5.81%
- YTD
- -10.29%
- 6M
- 4.25%
- 1Y
- 82.04%
- 3Y*
- 104.26%
- 5Y*
- 19.88%
- 10Y*
- 6.68%
VOO
- 1D
- 2.86%
- 1M
- -5.01%
- YTD
- -4.42%
- 6M
- -1.84%
- 1Y
- 17.67%
- 3Y*
- 18.27%
- 5Y*
- 11.75%
- 10Y*
- 14.05%
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Return for Risk
HRTG vs. VOO — Risk / Return Rank
HRTG
VOO
HRTG vs. VOO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Heritage Insurance Holdings, Inc. (HRTG) and Vanguard S&P 500 ETF (VOO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| HRTG | VOO | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.36 | 0.98 | +0.38 |
Sortino ratioReturn per unit of downside risk | 2.11 | 1.50 | +0.61 |
Omega ratioGain probability vs. loss probability | 1.26 | 1.23 | +0.04 |
Calmar ratioReturn relative to maximum drawdown | 2.90 | 1.53 | +1.36 |
Martin ratioReturn relative to average drawdown | 6.18 | 7.29 | -1.11 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| HRTG | VOO | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.36 | 0.98 | +0.38 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.28 | 0.70 | -0.42 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.12 | 0.78 | -0.67 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.16 | 0.83 | -0.67 |
Correlation
The correlation between HRTG and VOO is 0.27, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
HRTG vs. VOO - Dividend Comparison
HRTG has not paid dividends to shareholders, while VOO's dividend yield for the trailing twelve months is around 1.19%.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
HRTG Heritage Insurance Holdings, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 6.67% | 4.08% | 2.37% | 1.81% | 1.63% | 1.33% | 1.47% | 0.23% |
VOO Vanguard S&P 500 ETF | 1.19% | 1.13% | 1.24% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% |
Drawdowns
HRTG vs. VOO - Drawdown Comparison
The maximum HRTG drawdown since its inception was -94.36%, which is greater than VOO's maximum drawdown of -33.99%. Use the drawdown chart below to compare losses from any high point for HRTG and VOO.
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Drawdown Indicators
| HRTG | VOO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -94.36% | -33.99% | -60.37% |
Max Drawdown (1Y)Largest decline over 1 year | -26.90% | -11.98% | -14.92% |
Max Drawdown (5Y)Largest decline over 5 years | -87.55% | -24.52% | -63.03% |
Max Drawdown (10Y)Largest decline over 10 years | -92.21% | -33.99% | -58.22% |
Current DrawdownCurrent decline from peak | -15.70% | -6.29% | -9.41% |
Average DrawdownAverage peak-to-trough decline | -46.99% | -3.72% | -43.27% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 12.61% | 2.52% | +10.09% |
Volatility
HRTG vs. VOO - Volatility Comparison
Heritage Insurance Holdings, Inc. (HRTG) has a higher volatility of 10.90% compared to Vanguard S&P 500 ETF (VOO) at 5.29%. This indicates that HRTG's price experiences larger fluctuations and is considered to be riskier than VOO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| HRTG | VOO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 10.90% | 5.29% | +5.61% |
Volatility (6M)Calculated over the trailing 6-month period | 38.33% | 9.44% | +28.89% |
Volatility (1Y)Calculated over the trailing 1-year period | 60.76% | 18.10% | +42.66% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 70.83% | 16.82% | +54.01% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 57.62% | 17.99% | +39.63% |