Correlation
The correlation between HRTG and ERIE is 0.41, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
HRTG vs. ERIE
Compare and contrast key facts about Heritage Insurance Holdings, Inc. (HRTG) and Erie Indemnity Company (ERIE).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: HRTG or ERIE.
Performance
HRTG vs. ERIE - Performance Comparison
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Key characteristics
HRTG:
2.57
ERIE:
-0.09
HRTG:
3.08
ERIE:
0.06
HRTG:
1.45
ERIE:
1.01
HRTG:
2.87
ERIE:
-0.11
HRTG:
9.50
ERIE:
-0.20
HRTG:
22.16%
ERIE:
19.98%
HRTG:
73.87%
ERIE:
33.31%
HRTG:
-94.36%
ERIE:
-50.74%
HRTG:
-5.96%
ERIE:
-33.59%
Fundamentals
HRTG:
$758.41M
ERIE:
$18.64B
HRTG:
$2.61
ERIE:
$11.82
HRTG:
9.38
ERIE:
30.33
HRTG:
0.00
ERIE:
3.05
HRTG:
0.91
ERIE:
4.78
HRTG:
2.23
ERIE:
9.06
HRTG:
$837.96M
ERIE:
$3.32B
HRTG:
$691.98M
ERIE:
$1.70B
HRTG:
$118.63M
ERIE:
$525.14M
Returns By Period
In the year-to-date period, HRTG achieves a 102.23% return, which is significantly higher than ERIE's -12.44% return. Over the past 10 years, HRTG has underperformed ERIE with an annualized return of 2.88%, while ERIE has yielded a comparatively higher 18.81% annualized return.
HRTG
102.23%
29.81%
96.86%
187.88%
89.44%
16.00%
2.88%
ERIE
-12.44%
2.10%
-18.07%
0.18%
30.97%
17.05%
18.81%
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Risk-Adjusted Performance
HRTG vs. ERIE — Risk-Adjusted Performance Rank
HRTG
ERIE
HRTG vs. ERIE - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Heritage Insurance Holdings, Inc. (HRTG) and Erie Indemnity Company (ERIE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
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Dividends
HRTG vs. ERIE - Dividend Comparison
HRTG has not paid dividends to shareholders, while ERIE's dividend yield for the trailing twelve months is around 1.47%.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
HRTG Heritage Insurance Holdings, Inc. | 0.00% | 0.00% | 0.00% | 6.67% | 4.08% | 2.37% | 1.81% | 1.63% | 1.33% | 1.47% | 0.23% | 0.00% |
ERIE Erie Indemnity Company | 1.47% | 1.24% | 1.42% | 1.79% | 2.15% | 2.39% | 2.17% | 2.52% | 2.57% | 1.95% | 3.61% | 2.80% |
Drawdowns
HRTG vs. ERIE - Drawdown Comparison
The maximum HRTG drawdown since its inception was -94.36%, which is greater than ERIE's maximum drawdown of -50.74%. Use the drawdown chart below to compare losses from any high point for HRTG and ERIE.
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Volatility
HRTG vs. ERIE - Volatility Comparison
Heritage Insurance Holdings, Inc. (HRTG) has a higher volatility of 25.99% compared to Erie Indemnity Company (ERIE) at 8.07%. This indicates that HRTG's price experiences larger fluctuations and is considered to be riskier than ERIE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Financials
HRTG vs. ERIE - Financials Comparison
This section allows you to compare key financial metrics between Heritage Insurance Holdings, Inc. and Erie Indemnity Company. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
HRTG vs. ERIE - Profitability Comparison
HRTG - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2025, Heritage Insurance Holdings, Inc. reported a gross profit of 66.30M and revenue of 211.52M. Therefore, the gross margin over that period was 31.3%.
ERIE - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2025, Erie Indemnity Company reported a gross profit of 989.40M and revenue of 989.40M. Therefore, the gross margin over that period was 100.0%.
HRTG - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2025, Heritage Insurance Holdings, Inc. reported an operating income of 49.39M and revenue of 211.52M, resulting in an operating margin of 23.4%.
ERIE - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2025, Erie Indemnity Company reported an operating income of 151.38M and revenue of 989.40M, resulting in an operating margin of 15.3%.
HRTG - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2025, Heritage Insurance Holdings, Inc. reported a net income of 30.47M and revenue of 211.52M, resulting in a net margin of 14.4%.
ERIE - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2025, Erie Indemnity Company reported a net income of 138.42M and revenue of 989.40M, resulting in a net margin of 14.0%.