RICGX vs. RLBGX
RICGX ( The Investment Company of America Class R-6) and RLBGX (American Funds American Balanced Fund Class R-6) are both mutual funds - RICGX is a Large Cap Blend Equities fund actively managed by American Funds, while RLBGX is a Diversified Portfolio fund managed by American Funds. Over the past 10 years, RICGX returned 14.65%/yr vs 10.39%/yr for RLBGX. With a 0.96 correlation, they move nearly in lockstep. RICGX charges 0.27%/yr vs 0.25%/yr for RLBGX.
Performance
RICGX vs. RLBGX - Performance Comparison
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Returns By Period
In the year-to-date period, RICGX achieves a 10.42% return, which is significantly higher than RLBGX's 9.55% return. Over the past 10 years, RICGX has outperformed RLBGX with an annualized return of 14.65%, while RLBGX has yielded a comparatively lower 10.39% annualized return.
RICGX
- 1D
- 0.15%
- 1M
- 2.22%
- YTD
- 10.42%
- 6M
- 10.16%
- 1Y
- 25.76%
- 3Y*
- 24.51%
- 5Y*
- 15.07%
- 10Y*
- 14.65%
RLBGX
- 1D
- -0.05%
- 1M
- 1.59%
- YTD
- 9.55%
- 6M
- 10.20%
- 1Y
- 24.41%
- 3Y*
- 17.78%
- 5Y*
- 9.81%
- 10Y*
- 10.39%
RICGX vs. RLBGX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RICGX The Investment Company of America Class R-6 | 10.42% | 20.83% | 25.28% | 28.94% | -15.24% | 25.49% | 14.48% | 24.88% | -6.69% | 19.87% |
RLBGX American Funds American Balanced Fund Class R-6 | 9.55% | 18.83% | 15.35% | 13.92% | -11.85% | 16.10% | 11.20% | 18.95% | -3.07% | 14.97% |
Correlation
The correlation between RICGX and RLBGX is 0.95, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.95 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.95 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.96 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.96 |
Correlation (All Time) Calculated using the full available price history since Jan 5, 2010 | 0.96 |
The correlation between RICGX and RLBGX has been stable across timeframes, ranging from 0.95 to 0.96 - a consistent structural relationship.
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Return for Risk
RICGX vs. RLBGX — Risk / Return Rank
RICGX
RLBGX
RICGX vs. RLBGX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for The Investment Company of America Class R-6 (RICGX) and American Funds American Balanced Fund Class R-6 (RLBGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RICGX | RLBGX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.72 | ||
| Sortino ratioReturn per unit of downside risk | -1.06 | ||
| Omega ratioGain probability vs. loss probability | 1.38 | 1.53 | -0.15 |
| Calmar ratioReturn relative to maximum drawdown | 2.59 | 3.49 | -0.91 |
| Martin ratioReturn relative to average drawdown | 11.75 | 15.78 | -4.03 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| RICGX | RLBGX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.08 | 2.80 | -0.72 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.95 | 0.94 | +0.01 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.89 | 0.98 | -0.09 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.91 | 0.98 | -0.07 |
Drawdowns
RICGX vs. RLBGX - Drawdown Comparison
The maximum RICGX drawdown since its inception was -31.06%, which is greater than RLBGX's maximum drawdown of -22.33%. Use the drawdown chart below to compare losses from any high point for RICGX and RLBGX.
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Drawdown Indicators
| RICGX | RLBGX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -31.06% | -22.33% | -8.73% |
Max Drawdown (1Y)Largest decline over 1 year | -10.03% | -6.98% | -3.05% |
Max Drawdown (3Y)Largest decline over 3 years | -17.37% | -10.65% | -6.72% |
Max Drawdown (5Y)Largest decline over 5 years | -24.14% | -18.59% | -5.55% |
Max Drawdown (10Y)Largest decline over 10 years | -31.06% | -22.33% | -8.73% |
Current DrawdownCurrent decline from peak | -0.55% | -0.51% | -0.04% |
Average DrawdownAverage peak-to-trough decline | -3.69% | -2.46% | -1.23% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.20% | 1.54% | +0.66% |
Volatility
RICGX vs. RLBGX - Volatility Comparison
The Investment Company of America Class R-6 (RICGX) has a higher volatility of 3.33% compared to American Funds American Balanced Fund Class R-6 (RLBGX) at 2.67%. This indicates that RICGX's price experiences larger fluctuations and is considered to be riskier than RLBGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RICGX | RLBGX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.33% | 2.67% | +0.66% |
Volatility (6M)Calculated over the trailing 6-month period | 9.70% | 6.80% | +2.90% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.47% | 8.70% | +3.77% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 16.01% | 10.49% | +5.52% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.58% | 10.67% | +5.91% |
RICGX vs. RLBGX - Expense Ratio Comparison
RICGX has a 0.27% expense ratio, which is higher than RLBGX's 0.25% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
RICGX vs. RLBGX - Dividend Comparison
RICGX's dividend yield for the trailing twelve months is around 9.90%, more than RLBGX's 7.85% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RICGX The Investment Company of America Class R-6 | 9.90% | 10.89% | 9.59% | 5.25% | 6.45% | 7.24% | 1.68% | 6.74% | 11.60% | 7.36% | 5.77% | 9.70% |
RLBGX American Funds American Balanced Fund Class R-6 | 7.85% | 8.56% | 7.50% | 2.27% | 2.63% | 4.59% | 4.65% | 3.78% | 5.81% | 4.92% | 4.54% | 5.91% |
Frequently Asked Questions
With a correlation of 0.95, RICGX and RLBGX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
RICGX has higher volatility (3.33%) compared to RLBGX (2.67%). In terms of maximum drawdown, RICGX dropped -31.06% vs RLBGX's -22.33%.
RLBGX currently has the higher Sharpe Ratio (2.80 vs 2.08), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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