RLBGX vs. FXAIX
Compare and contrast key facts about American Funds American Balanced Fund Class R-6 (RLBGX) and Fidelity 500 Index Fund (FXAIX).
RLBGX is managed by American Funds. It was launched on Jul 26, 1975. FXAIX is a passively managed fund by Fidelity that tracks the performance of the S&P 500 Index. It was launched on Feb 17, 1988.
Performance
RLBGX vs. FXAIX - Performance Comparison
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RLBGX vs. FXAIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RLBGX American Funds American Balanced Fund Class R-6 | -1.07% | 18.83% | 15.35% | 13.92% | -11.85% | 16.10% | 11.20% | 18.95% | -3.07% | 14.97% |
FXAIX Fidelity 500 Index Fund | -4.34% | 17.84% | 25.01% | 26.29% | -18.14% | 28.71% | 18.42% | 31.48% | -4.43% | 21.82% |
Returns By Period
In the year-to-date period, RLBGX achieves a -1.07% return, which is significantly higher than FXAIX's -4.34% return. Over the past 10 years, RLBGX has underperformed FXAIX with an annualized return of 9.52%, while FXAIX has yielded a comparatively higher 14.08% annualized return.
RLBGX
- 1D
- 1.76%
- 1M
- -4.85%
- YTD
- -1.07%
- 6M
- 2.20%
- 1Y
- 17.26%
- 3Y*
- 14.51%
- 5Y*
- 8.58%
- 10Y*
- 9.52%
FXAIX
- 1D
- 2.92%
- 1M
- -5.02%
- YTD
- -4.34%
- 6M
- -2.14%
- 1Y
- 17.32%
- 3Y*
- 18.30%
- 5Y*
- 11.79%
- 10Y*
- 14.08%
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RLBGX vs. FXAIX - Expense Ratio Comparison
RLBGX has a 0.25% expense ratio, which is higher than FXAIX's 0.02% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
RLBGX vs. FXAIX — Risk / Return Rank
RLBGX
FXAIX
RLBGX vs. FXAIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds American Balanced Fund Class R-6 (RLBGX) and Fidelity 500 Index Fund (FXAIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RLBGX | FXAIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.59 | 0.97 | +0.62 |
Sortino ratioReturn per unit of downside risk | 2.33 | 1.49 | +0.84 |
Omega ratioGain probability vs. loss probability | 1.33 | 1.23 | +0.10 |
Calmar ratioReturn relative to maximum drawdown | 2.48 | 1.52 | +0.96 |
Martin ratioReturn relative to average drawdown | 10.39 | 7.30 | +3.10 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| RLBGX | FXAIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.59 | 0.97 | +0.62 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.83 | 0.70 | +0.13 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.90 | 0.78 | +0.12 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.92 | 0.76 | +0.16 |
Correlation
The correlation between RLBGX and FXAIX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
RLBGX vs. FXAIX - Dividend Comparison
RLBGX's dividend yield for the trailing twelve months is around 8.69%, more than FXAIX's 1.16% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RLBGX American Funds American Balanced Fund Class R-6 | 8.69% | 8.56% | 7.50% | 2.27% | 2.63% | 4.59% | 4.65% | 3.78% | 5.81% | 4.92% | 4.54% | 5.91% |
FXAIX Fidelity 500 Index Fund | 1.16% | 1.11% | 1.25% | 1.45% | 1.69% | 1.22% | 1.60% | 2.06% | 2.72% | 1.97% | 2.52% | 2.83% |
Drawdowns
RLBGX vs. FXAIX - Drawdown Comparison
The maximum RLBGX drawdown since its inception was -22.33%, smaller than the maximum FXAIX drawdown of -33.79%. Use the drawdown chart below to compare losses from any high point for RLBGX and FXAIX.
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Drawdown Indicators
| RLBGX | FXAIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -22.33% | -33.79% | +11.46% |
Max Drawdown (1Y)Largest decline over 1 year | -7.33% | -12.13% | +4.80% |
Max Drawdown (5Y)Largest decline over 5 years | -18.59% | -24.50% | +5.91% |
Max Drawdown (10Y)Largest decline over 10 years | -22.33% | -33.79% | +11.46% |
Current DrawdownCurrent decline from peak | -5.34% | -6.23% | +0.89% |
Average DrawdownAverage peak-to-trough decline | -2.48% | -3.83% | +1.35% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.75% | 2.53% | -0.78% |
Volatility
RLBGX vs. FXAIX - Volatility Comparison
The current volatility for American Funds American Balanced Fund Class R-6 (RLBGX) is 3.86%, while Fidelity 500 Index Fund (FXAIX) has a volatility of 5.34%. This indicates that RLBGX experiences smaller price fluctuations and is considered to be less risky than FXAIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RLBGX | FXAIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.86% | 5.34% | -1.48% |
Volatility (6M)Calculated over the trailing 6-month period | 6.95% | 9.53% | -2.58% |
Volatility (1Y)Calculated over the trailing 1-year period | 11.19% | 18.32% | -7.13% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 10.45% | 16.92% | -6.47% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 10.63% | 18.05% | -7.42% |