RGA vs. OPRX
RGA (Reinsurance Group of America, Incorporated) and OPRX (OptimizeRx Corporation) are both stocks. RGA operates in Insurance - Reinsurance (Financial Services), while OPRX operates in Health Information Services (Healthcare). Over the past 10 years, RGA returned 11.40%/yr vs 18.64%/yr for OPRX. At a 0.08 correlation, their price movements are largely independent.
Performance
RGA vs. OPRX - Performance Comparison
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Returns By Period
In the year-to-date period, RGA achieves a 14.83% return, which is significantly higher than OPRX's -47.72% return. Over the past 10 years, RGA has underperformed OPRX with an annualized return of 11.40%, while OPRX has yielded a comparatively higher 18.64% annualized return.
RGA
- 1D
- 0.29%
- 1M
- 12.35%
- 6M
- 15.97%
- YTD
- 14.83%
- 1Y
- 21.33%
- 3Y*
- 19.97%
- 5Y*
- 17.91%
- 10Y*
- 11.40%
OPRX
- 1D
- 2.07%
- 1M
- 21.40%
- 6M
- -51.29%
- YTD
- -47.72%
- 1Y
- -49.53%
- 3Y*
- -24.61%
- 5Y*
- -35.05%
- 10Y*
- 18.64%
RGA vs. OPRX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RGA Reinsurance Group of America, Incorporated | 14.83% | -2.97% | 34.38% | 16.39% | 33.04% | -3.21% | -27.02% | 18.29% | -8.71% | 25.59% |
OPRX OptimizeRx Corporation | -47.72% | 152.26% | -66.04% | -14.82% | -72.95% | 99.33% | 203.41% | -6.38% | 598.73% | 93.83% |
Correlation
The correlation between RGA and OPRX is 0.22, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.22 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.16 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.20 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.14 |
Correlation (All Time) Calculated using the full available price history since Sep 12, 2008 | 0.08 |
The correlation between RGA and OPRX shifts across timeframes, from 0.08 (all time) to 0.22 (1 year), reflecting how their relationship changes across market environments.
Fundamentals
RGA:
$15.14B
OPRX:
$120.28M
RGA:
$20.15
OPRX:
$0.36
RGA:
11.47
OPRX:
17.87
RGA:
0.43
OPRX:
0.03
RGA:
0.57
OPRX:
1.14
RGA:
$18.13B
OPRX:
$107.35M
RGA:
$3.15B
OPRX:
$70.86M
RGA:
$1.46B
OPRX:
$16.55M
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Return for Risk
RGA vs. OPRX — Risk / Return Rank
RGA
OPRX
RGA vs. OPRX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Reinsurance Group of America, Incorporated (RGA) and OptimizeRx Corporation (OPRX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| RGA | OPRX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.50 | ||
| Sortino ratioReturn per unit of downside risk | +2.10 | ||
| Omega ratioGain probability vs. loss probability | 1.16 | 0.91 | +0.25 |
| Calmar ratioReturn relative to maximum drawdown | 1.58 | -0.66 | +2.24 |
| Martin ratioReturn relative to average drawdown | 3.78 | -1.04 | +4.82 |
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Drawdowns
RGA vs. OPRX - Drawdown Comparison
The maximum RGA drawdown since its inception was -65.75%, smaller than the maximum OPRX drawdown of -99.32%. Use the drawdown chart below to compare losses from any high point for RGA and OPRX.
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Drawdown Indicators
| RGA | OPRX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -65.75% | -99.32% | +33.57% |
Max Drawdown (1Y)Largest decline over 1 year | -12.68% | -79.06% | +66.38% |
Max Drawdown (3Y)Largest decline over 3 years | -27.11% | -79.06% | +51.95% |
Max Drawdown (5Y)Largest decline over 5 years | -27.11% | -96.10% | +68.99% |
Max Drawdown (10Y)Largest decline over 10 years | -65.75% | -96.10% | +30.35% |
Current DrawdownCurrent decline from peak | 0.00% | -93.46% | +93.46% |
Average DrawdownAverage peak-to-trough decline | -11.64% | -60.69% | +49.05% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.30% | 49.95% | -44.65% |
Volatility
RGA vs. OPRX - Volatility Comparison
The current volatility for Reinsurance Group of America, Incorporated (RGA) is 6.22%, while OptimizeRx Corporation (OPRX) has a volatility of 15.60%. This indicates that RGA experiences smaller price fluctuations and is considered to be less risky than OPRX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RGA | OPRX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.22% | 15.60% | -9.38% |
Volatility (6M)Calculated over the trailing 6-month period | 17.21% | 54.82% | -37.61% |
Volatility (1Y)Calculated over the trailing 1-year period | 23.85% | 79.01% | -55.16% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 27.67% | 76.06% | -48.39% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 32.90% | 114.59% | -81.69% |
Dividends
RGA vs. OPRX - Dividend Comparison
RGA's dividend yield for the trailing twelve months is around 1.80%, while OPRX has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPRX OptimizeRx Corporation | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
RGA Reinsurance Group of America, Incorporated | 1.80% | 1.79% | 1.63% | 2.04% | 2.15% | 2.61% | 2.42% | 1.59% | 1.57% | 1.17% | 1.24% | 1.64% |
Financials
RGA vs. OPRX - Financials Comparison
This section allows you to compare key financial metrics between Reinsurance Group of America, Incorporated and OptimizeRx Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
RGA vs. OPRX - Profitability Comparison
RGA - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Reinsurance Group of America, Incorporated reported a gross profit of 0.00 and revenue of 6.49M. Therefore, the gross margin over that period was 0.0%.
OPRX - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, OptimizeRx Corporation reported a gross profit of 14.93M and revenue of 19.84M. Therefore, the gross margin over that period was 75.3%.
RGA - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Reinsurance Group of America, Incorporated reported an operating income of 441.00K and revenue of 6.49M, resulting in an operating margin of 6.8%.
OPRX - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, OptimizeRx Corporation reported an operating income of 396.00K and revenue of 19.84M, resulting in an operating margin of 2.0%.
RGA - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Reinsurance Group of America, Incorporated reported a net income of 331.00K and revenue of 6.49M, resulting in a net margin of 5.1%.
OPRX - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, OptimizeRx Corporation reported a net income of -495.00K and revenue of 19.84M, resulting in a net margin of -2.5%.
Frequently Asked Questions
RGA and OPRX have a correlation of 0.22, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
OPRX has higher volatility (15.60%) compared to RGA (6.22%). In terms of maximum drawdown, RGA dropped -65.75% vs OPRX's -99.32%.
RGA currently has the higher Sharpe Ratio (0.84 vs -0.66), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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