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RGA vs. PGR
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Correlation

The correlation between RGA and PGR is 0.46, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.


Performance

RGA vs. PGR - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Reinsurance Group of America, Incorporated (RGA) and The Progressive Corporation (PGR). The values are adjusted to include any dividend payments, if applicable.

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Key characteristics

Sharpe Ratio

RGA:

-0.05

PGR:

1.66

Sortino Ratio

RGA:

0.18

PGR:

2.22

Omega Ratio

RGA:

1.03

PGR:

1.32

Calmar Ratio

RGA:

-0.02

PGR:

3.40

Martin Ratio

RGA:

-0.04

PGR:

8.60

Ulcer Index

RGA:

9.96%

PGR:

4.86%

Daily Std Dev

RGA:

30.37%

PGR:

24.69%

Max Drawdown

RGA:

-66.37%

PGR:

-71.05%

Current Drawdown

RGA:

-11.59%

PGR:

-2.13%

Fundamentals

Market Cap

RGA:

$13.48B

PGR:

$167.03B

EPS

RGA:

$12.04

PGR:

$15.24

PE Ratio

RGA:

16.95

PGR:

18.70

PEG Ratio

RGA:

1.57

PGR:

7.17

PS Ratio

RGA:

0.64

PGR:

2.13

PB Ratio

RGA:

1.18

PGR:

5.61

Total Revenue (TTM)

RGA:

$21.05B

PGR:

$78.52B

Gross Profit (TTM)

RGA:

$15.39B

PGR:

$78.51B

EBITDA (TTM)

RGA:

$1.08B

PGR:

$11.57B

Returns By Period

In the year-to-date period, RGA achieves a -4.00% return, which is significantly lower than PGR's 21.33% return. Over the past 10 years, RGA has underperformed PGR with an annualized return of 10.16%, while PGR has yielded a comparatively higher 29.51% annualized return.


RGA

YTD

-4.00%

1M

9.00%

6M

-10.21%

1Y

-1.52%

3Y*

19.72%

5Y*

20.14%

10Y*

10.16%

PGR

YTD

21.33%

1M

1.13%

6M

8.12%

1Y

40.61%

3Y*

35.03%

5Y*

32.32%

10Y*

29.51%

*Annualized

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The Progressive Corporation

Go deeper with the Portfolio Analysis tool — backtest performance, assess risk, compare to benchmarks, and more

Risk-Adjusted Performance

RGA vs. PGR — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

RGA
The Risk-Adjusted Performance Rank of RGA is 4545
Overall Rank
The Sharpe Ratio Rank of RGA is 4646
Sharpe Ratio Rank
The Sortino Ratio Rank of RGA is 4141
Sortino Ratio Rank
The Omega Ratio Rank of RGA is 4141
Omega Ratio Rank
The Calmar Ratio Rank of RGA is 4949
Calmar Ratio Rank
The Martin Ratio Rank of RGA is 4949
Martin Ratio Rank

PGR
The Risk-Adjusted Performance Rank of PGR is 9292
Overall Rank
The Sharpe Ratio Rank of PGR is 9292
Sharpe Ratio Rank
The Sortino Ratio Rank of PGR is 8888
Sortino Ratio Rank
The Omega Ratio Rank of PGR is 8888
Omega Ratio Rank
The Calmar Ratio Rank of PGR is 9797
Calmar Ratio Rank
The Martin Ratio Rank of PGR is 9393
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

RGA vs. PGR - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for Reinsurance Group of America, Incorporated (RGA) and The Progressive Corporation (PGR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


The current RGA Sharpe Ratio is -0.05, which is lower than the PGR Sharpe Ratio of 1.66. The chart below compares the historical Sharpe Ratios of RGA and PGR, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Go to the full Sharpe Ratio tool to analyze any stock or portfolio. Customize time frames, set your own risk-free rate, and more

Dividends

RGA vs. PGR - Dividend Comparison

RGA's dividend yield for the trailing twelve months is around 1.75%, more than PGR's 1.72% yield.


TTM20242023202220212020201920182017201620152014
RGA
Reinsurance Group of America, Incorporated
1.75%1.63%2.04%2.15%2.61%2.42%1.59%1.57%1.17%1.24%1.64%1.44%
PGR
The Progressive Corporation
1.72%0.48%0.25%0.31%6.23%2.68%3.89%1.86%1.21%2.50%2.16%5.53%

Drawdowns

RGA vs. PGR - Drawdown Comparison

The maximum RGA drawdown since its inception was -66.37%, smaller than the maximum PGR drawdown of -71.05%. Use the drawdown chart below to compare losses from any high point for RGA and PGR.


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Go to the full Drawdowns tool for more analysis options, including inflation-adjusted drawdowns, and more

Volatility

RGA vs. PGR - Volatility Comparison

Reinsurance Group of America, Incorporated (RGA) has a higher volatility of 7.96% compared to The Progressive Corporation (PGR) at 5.71%. This indicates that RGA's price experiences larger fluctuations and is considered to be riskier than PGR based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Financials

RGA vs. PGR - Financials Comparison

This section allows you to compare key financial metrics between Reinsurance Group of America, Incorporated and The Progressive Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


5.00B10.00B15.00B20.00B20212022202320242025
5.26B
20.40B
(RGA) Total Revenue
(PGR) Total Revenue
Values in USD except per share items

RGA vs. PGR - Profitability Comparison

The chart below illustrates the profitability comparison between Reinsurance Group of America, Incorporated and The Progressive Corporation over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

0.0%20.0%40.0%60.0%80.0%100.0%20212022202320242025
-1.5%
100.0%
(RGA) Gross Margin
(PGR) Gross Margin
RGA - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Reinsurance Group of America, Incorporated reported a gross profit of -80.00M and revenue of 5.26B. Therefore, the gross margin over that period was -1.5%.

PGR - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, The Progressive Corporation reported a gross profit of 20.40B and revenue of 20.40B. Therefore, the gross margin over that period was 100.0%.

RGA - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Reinsurance Group of America, Incorporated reported an operating income of 369.00M and revenue of 5.26B, resulting in an operating margin of 7.0%.

PGR - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, The Progressive Corporation reported an operating income of 3.24B and revenue of 20.40B, resulting in an operating margin of 15.9%.

RGA - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Reinsurance Group of America, Incorporated reported a net income of 286.00M and revenue of 5.26B, resulting in a net margin of 5.4%.

PGR - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, The Progressive Corporation reported a net income of 2.57B and revenue of 20.40B, resulting in a net margin of 12.6%.