RGA vs. PGR
Compare and contrast key facts about Reinsurance Group of America, Incorporated (RGA) and The Progressive Corporation (PGR).
Performance
RGA vs. PGR - Performance Comparison
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RGA vs. PGR - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RGA Reinsurance Group of America, Incorporated | 0.82% | -2.97% | 34.38% | 16.39% | 33.04% | -3.21% | -27.02% | 18.29% | -8.71% | 25.59% |
PGR The Progressive Corporation | -9.70% | -3.02% | 51.39% | 23.16% | 26.81% | 10.84% | 41.48% | 25.14% | 9.39% | 61.59% |
Fundamentals
RGA:
$13.63B
PGR:
$113.73B
RGA:
$17.71
PGR:
$17.28
RGA:
11.53
PGR:
11.19
RGA:
0.44
PGR:
0.09
RGA:
0.58
PGR:
1.42
RGA:
1.01
PGR:
27.47
RGA:
$23.41B
PGR:
$79.91B
RGA:
$3.93B
PGR:
$24.59B
RGA:
$1.91B
PGR:
$13.09B
Returns By Period
In the year-to-date period, RGA achieves a 0.82% return, which is significantly higher than PGR's -9.70% return. Over the past 10 years, RGA has underperformed PGR with an annualized return of 9.88%, while PGR has yielded a comparatively higher 21.80% annualized return.
RGA
- 1D
- 0.05%
- 1M
- -5.86%
- YTD
- 0.82%
- 6M
- 6.60%
- 1Y
- 4.94%
- 3Y*
- 17.66%
- 5Y*
- 12.24%
- 10Y*
- 9.88%
PGR
- 1D
- -2.46%
- 1M
- -9.40%
- YTD
- -9.70%
- 6M
- -16.53%
- 1Y
- -27.58%
- 3Y*
- 13.94%
- 5Y*
- 17.76%
- 10Y*
- 21.80%
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Return for Risk
RGA vs. PGR — Risk / Return Rank
RGA
PGR
RGA vs. PGR - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Reinsurance Group of America, Incorporated (RGA) and The Progressive Corporation (PGR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RGA | PGR | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.18 | -1.11 | +1.28 |
Sortino ratioReturn per unit of downside risk | 0.45 | -1.45 | +1.90 |
Omega ratioGain probability vs. loss probability | 1.06 | 0.82 | +0.24 |
Calmar ratioReturn relative to maximum drawdown | 0.36 | -0.93 | +1.29 |
Martin ratioReturn relative to average drawdown | 0.77 | -1.50 | +2.28 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| RGA | PGR | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.18 | -1.11 | +1.28 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.44 | 0.73 | -0.29 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.30 | 0.90 | -0.60 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.32 | 0.58 | -0.26 |
Correlation
The correlation between RGA and PGR is 0.48, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
RGA vs. PGR - Dividend Comparison
RGA's dividend yield for the trailing twelve months is around 1.80%, less than PGR's 7.19% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RGA Reinsurance Group of America, Incorporated | 1.80% | 1.79% | 1.63% | 2.04% | 2.15% | 2.61% | 2.42% | 1.59% | 1.57% | 1.17% | 1.24% | 1.64% |
PGR The Progressive Corporation | 7.19% | 2.15% | 0.48% | 0.25% | 0.31% | 6.23% | 2.68% | 3.89% | 1.86% | 1.21% | 2.50% | 2.16% |
Drawdowns
RGA vs. PGR - Drawdown Comparison
The maximum RGA drawdown since its inception was -65.75%, smaller than the maximum PGR drawdown of -71.06%. Use the drawdown chart below to compare losses from any high point for RGA and PGR.
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Drawdown Indicators
| RGA | PGR | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -65.75% | -71.06% | +5.31% |
Max Drawdown (1Y)Largest decline over 1 year | -15.82% | -29.40% | +13.58% |
Max Drawdown (5Y)Largest decline over 5 years | -28.41% | -29.97% | +1.56% |
Max Drawdown (10Y)Largest decline over 10 years | -65.75% | -29.97% | -35.78% |
Current DrawdownCurrent decline from peak | -9.90% | -29.31% | +19.41% |
Average DrawdownAverage peak-to-trough decline | -11.68% | -14.47% | +2.79% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.32% | 18.11% | -10.79% |
Volatility
RGA vs. PGR - Volatility Comparison
The current volatility for Reinsurance Group of America, Incorporated (RGA) is 5.53%, while The Progressive Corporation (PGR) has a volatility of 5.99%. This indicates that RGA experiences smaller price fluctuations and is considered to be less risky than PGR based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RGA | PGR | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.53% | 5.99% | -0.46% |
Volatility (6M)Calculated over the trailing 6-month period | 16.92% | 17.12% | -0.20% |
Volatility (1Y)Calculated over the trailing 1-year period | 27.98% | 25.03% | +2.95% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 27.95% | 24.50% | +3.45% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 32.87% | 24.36% | +8.51% |
Financials
RGA vs. PGR - Financials Comparison
This section allows you to compare key financial metrics between Reinsurance Group of America, Incorporated and The Progressive Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
RGA vs. PGR - Profitability Comparison
RGA - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Reinsurance Group of America, Incorporated reported a gross profit of 1.66B and revenue of 6.34B. Therefore, the gross margin over that period was 26.3%.
PGR - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, The Progressive Corporation reported a gross profit of 8.02B and revenue of 15.00B. Therefore, the gross margin over that period was 53.5%.
RGA - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Reinsurance Group of America, Incorporated reported an operating income of 510.00M and revenue of 6.34B, resulting in an operating margin of 8.1%.
PGR - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, The Progressive Corporation reported an operating income of 2.29B and revenue of 15.00B, resulting in an operating margin of 15.3%.
RGA - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Reinsurance Group of America, Incorporated reported a net income of 463.00M and revenue of 6.34B, resulting in a net margin of 7.3%.
PGR - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, The Progressive Corporation reported a net income of 1.80B and revenue of 15.00B, resulting in a net margin of 12.0%.