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QFIN vs. TALO
Performance
Return for Risk
Drawdowns
Volatility
Dividends
Financials

Performance

QFIN vs. TALO - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in 360 DigiTech, Inc. (QFIN) and Talos Energy Inc. (TALO). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

In the year-to-date period, QFIN achieves a -15.31% return, which is significantly lower than TALO's 35.75% return.


QFIN

1D
2.67%
1M
20.41%
YTD
-15.31%
6M
-17.62%
1Y
-59.79%
3Y*
7.60%
5Y*
-12.03%
10Y*

TALO

1D
1.08%
1M
-3.05%
YTD
35.75%
6M
31.46%
1Y
60.00%
3Y*
2.24%
5Y*
-2.42%
10Y*
*Multi-year figures are annualized to reflect compound growth (CAGR)

QFIN vs. TALO - Yearly Performance Comparison


2026 (YTD)20252024202320222021202020192018
QFIN
360 DigiTech, Inc.
-15.31%-47.46%162.76%-16.28%-6.54%97.15%20.68%-36.99%-7.75%
TALO
Talos Energy Inc.
35.75%13.49%-31.76%-24.63%92.65%18.93%-72.67%84.74%-11.35%

Correlation

The correlation between QFIN and TALO is -0.02, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.


Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

-0.02

Correlation (3Y)
Calculated over the trailing 3-year period

0.10

Correlation (5Y)
Calculated over the trailing 5-year period

0.15

Correlation (All Time)
Calculated using the full available price history since Dec 14, 2018

0.13

The correlation between QFIN and TALO shifts across timeframes, from -0.02 (1 year) to 0.15 (5 years), reflecting how their relationship changes across market environments.

Fundamentals

Market Cap

QFIN:

$948.90M

TALO:

$2.52B

EPS

QFIN:

CN¥51.00

TALO:

-$4.28

PS Ratio

QFIN:

0.59

TALO:

1.49

PB Ratio

QFIN:

0.26

TALO:

1.34

Total Revenue (TTM)

QFIN:

CN¥17.46B

TALO:

$1.74B

Gross Profit (TTM)

QFIN:

CN¥12.90B

TALO:

$40.64M

EBITDA (TTM)

QFIN:

CN¥6.93B

TALO:

$480.10M

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Return for Risk

QFIN vs. TALO — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

QFIN
QFIN Risk / Return Rank: 88
Overall Rank
QFIN Sharpe Ratio Rank: 44
Sharpe Ratio Rank
QFIN Sortino Ratio Rank: 33
Sortino Ratio Rank
QFIN Omega Ratio Rank: 44
Omega Ratio Rank
QFIN Calmar Ratio Rank: 1010
Calmar Ratio Rank
QFIN Martin Ratio Rank: 1818
Martin Ratio Rank

TALO
TALO Risk / Return Rank: 7979
Overall Rank
TALO Sharpe Ratio Rank: 8080
Sharpe Ratio Rank
TALO Sortino Ratio Rank: 7373
Sortino Ratio Rank
TALO Omega Ratio Rank: 7272
Omega Ratio Rank
TALO Calmar Ratio Rank: 8787
Calmar Ratio Rank
TALO Martin Ratio Rank: 8686
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

QFIN vs. TALO - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for 360 DigiTech, Inc. (QFIN) and Talos Energy Inc. (TALO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


QFINTALODifference
Sharpe ratioReturn per unit of total volatility

-2.42

Sortino ratioReturn per unit of downside risk

-3.80

Omega ratioGain probability vs. loss probability

0.76

1.23

-0.46

Calmar ratioReturn relative to maximum drawdown

-0.83

3.48

-4.32

Martin ratioReturn relative to average drawdown

-1.13

8.53

-9.67

QFIN vs. TALO - Sharpe Ratio Comparison

The current QFIN Sharpe Ratio is -1.09, which is lower than the TALO Sharpe Ratio of 1.32. The chart below compares the historical Sharpe Ratios of QFIN and TALO, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.


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Drawdowns

QFIN vs. TALO - Drawdown Comparison

The maximum QFIN drawdown since its inception was -76.74%, smaller than the maximum TALO drawdown of -86.34%. Use the drawdown chart below to compare losses from any high point for QFIN and TALO.


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Drawdown Indicators


QFINTALODifference

Max Drawdown

Largest peak-to-trough decline

-76.74%

-86.34%

+9.60%

Max Drawdown (1Y)

Largest decline over 1 year

-72.31%

-18.53%

-53.78%

Max Drawdown (3Y)

Largest decline over 3 years

-73.15%

-63.16%

-9.99%

Max Drawdown (5Y)

Largest decline over 5 years

-76.74%

-74.63%

-2.11%

Current Drawdown

Current decline from peak

-64.51%

-60.07%

-4.44%

Average Drawdown

Average peak-to-trough decline

-45.54%

-58.56%

+13.02%

Ulcer Index

Depth and duration of drawdowns from previous peaks

53.01%

7.55%

+45.46%

Volatility

QFIN vs. TALO - Volatility Comparison

360 DigiTech, Inc. (QFIN) has a higher volatility of 29.45% compared to Talos Energy Inc. (TALO) at 15.13%. This indicates that QFIN's price experiences larger fluctuations and is considered to be riskier than TALO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


QFINTALODifference

Volatility (1M)

Calculated over the trailing 1-month period

29.45%

15.13%

+14.32%

Volatility (6M)

Calculated over the trailing 6-month period

38.71%

38.25%

+0.46%

Volatility (1Y)

Calculated over the trailing 1-year period

55.12%

48.80%

+6.32%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

66.39%

55.92%

+10.47%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

72.04%

64.35%

+7.69%

Dividends

QFIN vs. TALO - Dividend Comparison

QFIN's dividend yield for the trailing twelve months is around 10.00%, while TALO has not paid dividends to shareholders.


PositionTTM20252024202320222021
QFIN
360 DigiTech, Inc.
10.00%7.58%4.56%7.27%4.03%1.22%
TALO
Talos Energy Inc.
0.00%0.00%0.00%0.00%0.00%0.00%

Financials

QFIN vs. TALO - Financials Comparison

This section allows you to compare key financial metrics between 360 DigiTech, Inc. and Talos Energy Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


0.001.00B2.00B3.00B4.00B5.00B20222023202420252026
3.89B
472.31M
(QFIN) Total Revenue
(TALO) Total Revenue
Please note, different currencies. QFIN values in CNY, TALO values in USD

QFIN vs. TALO - Profitability Comparison

The chart below illustrates the profitability comparison between 360 DigiTech, Inc. and Talos Energy Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

0.0%20.0%40.0%60.0%80.0%100.0%20222023202420252026
75.8%
0
Portfolio components
QFIN - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, 360 DigiTech, Inc. reported a gross profit of 2.95B and revenue of 3.89B. Therefore, the gross margin over that period was 75.8%.

TALO - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Talos Energy Inc. reported a gross profit of 0.00 and revenue of 472.31M. Therefore, the gross margin over that period was 0.0%.

QFIN - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, 360 DigiTech, Inc. reported an operating income of 928.25M and revenue of 3.89B, resulting in an operating margin of 23.9%.

TALO - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Talos Energy Inc. reported an operating income of 0.00 and revenue of 472.31M, resulting in an operating margin of 0.0%.

QFIN - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, 360 DigiTech, Inc. reported a net income of 877.98M and revenue of 3.89B, resulting in a net margin of 22.6%.

TALO - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Talos Energy Inc. reported a net income of -256.17M and revenue of 472.31M, resulting in a net margin of -54.2%.


Frequently Asked Questions


QFIN and TALO have a correlation of -0.02, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

QFIN has higher volatility (29.45%) compared to TALO (15.13%). In terms of maximum drawdown, QFIN dropped -76.74% vs TALO's -86.34%.

TALO currently has the higher Sharpe Ratio (1.32 vs -1.09), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

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