360 DigiTech, Inc. (QFIN)
Company Info
Highlights
$6.00B
$5.68
7.53
$12.23B
$8.90B
$4.30B
$17.42 - $48.04
$54.59
5.30%
2.00
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in 360 DigiTech, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
360 DigiTech, Inc. (QFIN) returned 13.19% year-to-date (YTD) and 122.89% over the past 12 months.
QFIN
13.19%
20.40%
34.29%
122.89%
43.22%
N/A
^GSPC (Benchmark)
-4.26%
11.24%
-5.02%
8.55%
14.02%
10.31%
Monthly Returns
The table below presents the monthly returns of QFIN, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 3.96% | 0.45% | 12.05% | -6.92% | 3.92% | 13.19% | |||||||
| 2024 | -9.29% | 7.67% | 19.29% | 2.20% | 5.63% | 2.12% | 2.94% | 30.43% | 14.96% | 10.06% | 16.15% | 0.71% | 155.23% |
| 2023 | 18.52% | -15.62% | -4.72% | -8.30% | -22.05% | 25.67% | 15.51% | -14.83% | -6.57% | -3.71% | 4.94% | 1.93% | -18.97% |
| 2022 | -13.69% | -5.26% | -17.92% | -4.75% | 9.01% | 11.50% | -16.07% | 10.06% | -18.75% | -20.75% | 54.43% | 30.95% | -6.54% |
| 2021 | 47.58% | 34.65% | 11.01% | -1.54% | 9.61% | 49.06% | -49.21% | 7.29% | -10.88% | 0.44% | 14.06% | -0.16% | 97.15% |
| 2020 | -6.55% | -8.43% | -4.31% | 12.50% | 11.67% | 6.57% | 29.41% | -9.81% | -4.48% | -3.52% | 7.64% | -4.92% | 20.68% |
| 2019 | -18.10% | 32.52% | -8.79% | 29.45% | -19.12% | -26.88% | -8.60% | -7.26% | -10.64% | -0.56% | 7.34% | 2.84% | -36.99% |
| 2018 | -6.02% | -6.02% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 95, QFIN is among the top 5% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for 360 DigiTech, Inc. (QFIN) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
360 DigiTech, Inc. provided a 3.05% dividend yield over the last twelve months, with an annual payout of $1.30 per share.
| Period | TTM | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Dividend | $1.30 | $1.18 | $0.66 | $0.82 | $0.28 |
Dividend yield | 3.05% | 3.07% | 4.17% | 4.03% | 1.22% |
Monthly Dividends
The table displays the monthly dividend distributions for 360 DigiTech, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.00 | $0.70 | $0.00 | $0.70 | |||||||
| 2024 | $0.00 | $0.00 | $0.00 | $0.58 | $0.00 | $0.00 | $0.00 | $0.00 | $0.60 | $0.00 | $0.00 | $0.00 | $1.18 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.00 | $0.00 | $0.50 | $0.00 | $0.00 | $0.00 | $0.66 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.26 | $0.00 | $0.22 | $0.00 | $0.00 | $0.18 | $0.00 | $0.00 | $0.16 | $0.82 |
| 2021 | $0.28 | $0.28 |
Dividend Yield & Payout
Dividend Yield
360 DigiTech, Inc. has a dividend yield of 3.05%, which is quite average when compared to the overall market.
Payout Ratio
360 DigiTech, Inc. has a payout ratio of 3.76%, which is below the market average. This means 360 DigiTech, Inc. returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the 360 DigiTech, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the 360 DigiTech, Inc. was 76.74%, occurring on Oct 25, 2022. Recovery took 526 trading sessions.
The current 360 DigiTech, Inc. drawdown is 9.72%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -76.74% | Jun 18, 2021 | 342 | Oct 25, 2022 | 526 | Nov 27, 2024 | 868 |
| -72.99% | Apr 22, 2019 | 233 | Mar 23, 2020 | 224 | Feb 10, 2021 | 457 |
| -39.09% | Dec 17, 2018 | 19 | Jan 14, 2019 | 28 | Feb 25, 2019 | 47 |
| -34.99% | Mar 19, 2021 | 39 | May 13, 2021 | 12 | Jun 1, 2021 | 51 |
| -32.25% | Feb 17, 2021 | 14 | Mar 8, 2021 | 3 | Mar 11, 2021 | 17 |
Volatility
Volatility Chart
The current 360 DigiTech, Inc. volatility is 15.60%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Financials
Financial Performance
The chart below illustrates the trends in the financial health of 360 DigiTech, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Earnings Per Share
The chart presents the Earnings Per Share (EPS) performance of 360 DigiTech, Inc., comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 8.3% positive surprise.
Valuation
The Valuation section provides an overview of how 360 DigiTech, Inc. is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for QFIN, comparing it with other companies in the Credit Services industry. Currently, QFIN has a P/E ratio of 7.5. This P/E ratio is considered low compared to industry peers, which may suggest that the stock is undervalued or that the company has weaker growth prospects.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for QFIN relative to other companies in the Credit Services industry. Currently, QFIN has a P/S ratio of 0.4. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for QFIN in comparison with other companies in the Credit Services industry. Currently, QFIN has a P/B value of 1.8. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
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