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QFIN vs. GDOT
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Correlation

The correlation between QFIN and GDOT is 0.30, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.


Performance

QFIN vs. GDOT - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in 360 DigiTech, Inc. (QFIN) and Green Dot Corporation (GDOT). The values are adjusted to include any dividend payments, if applicable.

-100.00%-50.00%0.00%50.00%100.00%150.00%200.00%250.00%December2025FebruaryMarchAprilMay
210.80%
-89.26%
QFIN
GDOT

Key characteristics

Sharpe Ratio

QFIN:

2.50

GDOT:

-0.10

Sortino Ratio

QFIN:

3.10

GDOT:

0.27

Omega Ratio

QFIN:

1.38

GDOT:

1.04

Calmar Ratio

QFIN:

2.53

GDOT:

-0.06

Martin Ratio

QFIN:

15.57

GDOT:

-0.22

Ulcer Index

QFIN:

8.25%

GDOT:

24.07%

Daily Std Dev

QFIN:

50.49%

GDOT:

56.33%

Max Drawdown

QFIN:

-76.74%

GDOT:

-93.17%

Current Drawdown

QFIN:

-8.96%

GDOT:

-90.63%

Fundamentals

Market Cap

QFIN:

$6.00B

GDOT:

$451.61M

EPS

QFIN:

$5.68

GDOT:

-$0.50

PS Ratio

QFIN:

0.35

GDOT:

0.26

PB Ratio

QFIN:

1.81

GDOT:

0.53

Total Revenue (TTM)

QFIN:

$12.23B

GDOT:

$1.27B

Gross Profit (TTM)

QFIN:

$8.90B

GDOT:

$601.90M

EBITDA (TTM)

QFIN:

$4.30B

GDOT:

$38.95M

Returns By Period

In the year-to-date period, QFIN achieves a 14.14% return, which is significantly higher than GDOT's -18.23% return.


QFIN

YTD

14.14%

1M

22.17%

6M

32.43%

1Y

124.77%

5Y*

43.42%

10Y*

N/A

GDOT

YTD

-18.23%

1M

29.85%

6M

-33.59%

1Y

-5.84%

5Y*

-22.75%

10Y*

-5.59%

*Annualized

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Risk-Adjusted Performance

QFIN vs. GDOT — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

QFIN
The Risk-Adjusted Performance Rank of QFIN is 9696
Overall Rank
The Sharpe Ratio Rank of QFIN is 9898
Sharpe Ratio Rank
The Sortino Ratio Rank of QFIN is 9595
Sortino Ratio Rank
The Omega Ratio Rank of QFIN is 9292
Omega Ratio Rank
The Calmar Ratio Rank of QFIN is 9595
Calmar Ratio Rank
The Martin Ratio Rank of QFIN is 9898
Martin Ratio Rank

GDOT
The Risk-Adjusted Performance Rank of GDOT is 4646
Overall Rank
The Sharpe Ratio Rank of GDOT is 4646
Sharpe Ratio Rank
The Sortino Ratio Rank of GDOT is 4545
Sortino Ratio Rank
The Omega Ratio Rank of GDOT is 4545
Omega Ratio Rank
The Calmar Ratio Rank of GDOT is 4848
Calmar Ratio Rank
The Martin Ratio Rank of GDOT is 4747
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

QFIN vs. GDOT - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for 360 DigiTech, Inc. (QFIN) and Green Dot Corporation (GDOT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


The current QFIN Sharpe Ratio is 2.50, which is higher than the GDOT Sharpe Ratio of -0.10. The chart below compares the historical Sharpe Ratios of QFIN and GDOT, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


Rolling 12-month Sharpe Ratio-1.000.001.002.003.004.005.00December2025FebruaryMarchAprilMay
2.50
-0.10
QFIN
GDOT

Dividends

QFIN vs. GDOT - Dividend Comparison

QFIN's dividend yield for the trailing twelve months is around 3.02%, while GDOT has not paid dividends to shareholders.


TTM2024202320222021
QFIN
360 DigiTech, Inc.
3.02%3.07%4.17%4.03%1.22%
GDOT
Green Dot Corporation
0.00%0.00%0.00%0.00%0.00%

Drawdowns

QFIN vs. GDOT - Drawdown Comparison

The maximum QFIN drawdown since its inception was -76.74%, smaller than the maximum GDOT drawdown of -93.17%. Use the drawdown chart below to compare losses from any high point for QFIN and GDOT. For additional features, visit the drawdowns tool.


-100.00%-80.00%-60.00%-40.00%-20.00%0.00%December2025FebruaryMarchAprilMay
-8.96%
-89.53%
QFIN
GDOT

Volatility

QFIN vs. GDOT - Volatility Comparison

The current volatility for 360 DigiTech, Inc. (QFIN) is 15.52%, while Green Dot Corporation (GDOT) has a volatility of 17.02%. This indicates that QFIN experiences smaller price fluctuations and is considered to be less risky than GDOT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


5.00%10.00%15.00%20.00%25.00%30.00%December2025FebruaryMarchAprilMay
15.52%
17.02%
QFIN
GDOT

Financials

QFIN vs. GDOT - Financials Comparison

This section allows you to compare key financial metrics between 360 DigiTech, Inc. and Green Dot Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


0.001.00B2.00B3.00B4.00B5.00BAprilJulyOctober2021AprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober
4.48B
455.02M
(QFIN) Total Revenue
(GDOT) Total Revenue
Values in USD except per share items

QFIN vs. GDOT - Profitability Comparison

The chart below illustrates the profitability comparison between 360 DigiTech, Inc. and Green Dot Corporation over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

20.0%40.0%60.0%80.0%100.0%AprilJulyOctober2021AprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober
66.0%
30.2%
(QFIN) Gross Margin
(GDOT) Gross Margin
QFIN - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, 360 DigiTech, Inc. reported a gross profit of 2.96B and revenue of 4.48B. Therefore, the gross margin over that period was 66.0%.

GDOT - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Green Dot Corporation reported a gross profit of 137.29M and revenue of 455.02M. Therefore, the gross margin over that period was 30.2%.

QFIN - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, 360 DigiTech, Inc. reported an operating income of 1.89B and revenue of 4.48B, resulting in an operating margin of 42.2%.

GDOT - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Green Dot Corporation reported an operating income of 14.38M and revenue of 455.02M, resulting in an operating margin of 3.2%.

QFIN - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, 360 DigiTech, Inc. reported a net income of 1.92B and revenue of 4.48B, resulting in a net margin of 42.8%.

GDOT - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Green Dot Corporation reported a net income of 5.10M and revenue of 455.02M, resulting in a net margin of 1.1%.