QFIN vs. DIV
QFIN (360 DigiTech, Inc.) is a stock, while DIV (Global X SuperDividend U.S. ETF) is Mid Cap Value Equities fund tracking the Indxx SuperDividend® U.S. Low Volatility Index. Over the past 5 years, QFIN returned -13.41%/yr vs 5.62%/yr for DIV. At a 0.20 correlation, their price movements are largely independent.
Performance
QFIN vs. DIV - Performance Comparison
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Returns By Period
In the year-to-date period, QFIN achieves a -16.80% return, which is significantly lower than DIV's 13.39% return.
QFIN
- 1D
- -0.07%
- 1M
- 29.87%
- YTD
- -16.80%
- 6M
- -18.74%
- 1Y
- -61.86%
- 3Y*
- 6.00%
- 5Y*
- -13.41%
- 10Y*
- —
DIV
- 1D
- 1.81%
- 1M
- -1.67%
- YTD
- 13.39%
- 6M
- 13.87%
- 1Y
- 15.53%
- 3Y*
- 12.84%
- 5Y*
- 5.62%
- 10Y*
- 4.14%
QFIN vs. DIV - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|---|---|---|---|
QFIN 360 DigiTech, Inc. | -16.80% | -47.46% | 162.76% | -16.28% | -6.54% | 97.15% | 20.68% | -36.99% | -7.75% |
DIV Global X SuperDividend U.S. ETF | 13.39% | 3.10% | 11.27% | -1.73% | -3.92% | 30.60% | -22.85% | 14.50% | -6.09% |
Correlation
The correlation between QFIN and DIV is 0.14, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.14 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.23 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.24 |
Correlation (All Time) Calculated using the full available price history since Dec 14, 2018 | 0.20 |
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Return for Risk
QFIN vs. DIV — Risk / Return Rank
QFIN
DIV
QFIN vs. DIV - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for 360 DigiTech, Inc. (QFIN) and Global X SuperDividend U.S. ETF (DIV). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| QFIN | DIV | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.59 | ||
| Sortino ratioReturn per unit of downside risk | -4.23 | ||
| Omega ratioGain probability vs. loss probability | 0.75 | 1.25 | -0.50 |
| Calmar ratioReturn relative to maximum drawdown | -0.86 | 2.98 | -3.84 |
| Martin ratioReturn relative to average drawdown | -1.15 | 8.09 | -9.24 |
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Drawdowns
QFIN vs. DIV - Drawdown Comparison
The maximum QFIN drawdown since its inception was -76.74%, which is greater than DIV's maximum drawdown of -52.74%. Use the drawdown chart below to compare losses from any high point for QFIN and DIV.
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Drawdown Indicators
| QFIN | DIV | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -76.74% | -52.74% | -24.00% |
Max Drawdown (1Y)Largest decline over 1 year | -72.31% | -5.23% | -67.08% |
Max Drawdown (3Y)Largest decline over 3 years | -73.15% | -12.33% | -60.82% |
Max Drawdown (5Y)Largest decline over 5 years | -75.92% | -21.14% | -54.78% |
Max Drawdown (10Y)Largest decline over 10 years | — | -52.74% | — |
Current DrawdownCurrent decline from peak | -65.13% | -1.67% | -63.46% |
Average DrawdownAverage peak-to-trough decline | -45.61% | -7.01% | -38.60% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 53.92% | 1.92% | +52.00% |
Volatility
QFIN vs. DIV - Volatility Comparison
360 DigiTech, Inc. (QFIN) has a higher volatility of 28.48% compared to Global X SuperDividend U.S. ETF (DIV) at 3.68%. This indicates that QFIN's price experiences larger fluctuations and is considered to be riskier than DIV based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| QFIN | DIV | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 28.48% | 3.68% | +24.80% |
Volatility (6M)Calculated over the trailing 6-month period | 38.69% | 7.54% | +31.15% |
Volatility (1Y)Calculated over the trailing 1-year period | 55.15% | 10.64% | +44.51% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 66.23% | 13.69% | +52.54% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 71.94% | 18.00% | +53.94% |
Dividends
QFIN vs. DIV - Dividend Comparison
QFIN's dividend yield for the trailing twelve months is around 10.18%, more than DIV's 6.77% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
DIV Global X SuperDividend U.S. ETF | 6.77% | 7.30% | 5.74% | 7.13% | 6.62% | 5.24% | 8.01% | 7.65% | 7.08% | 5.92% | 6.78% | 8.44% |
QFIN 360 DigiTech, Inc. | 10.18% | 7.58% | 4.56% | 7.27% | 4.03% | 1.22% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
QFIN and DIV have a correlation of 0.14, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
QFIN has higher volatility (28.48%) compared to DIV (3.68%). In terms of maximum drawdown, QFIN dropped -76.74% vs DIV's -52.74%.
DIV currently has the higher Sharpe Ratio (1.47 vs -1.12), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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