QFIN vs. DIV

Last updated Apr 1, 2026

Compare and contrast key facts about 360 DigiTech, Inc. (QFIN) and Global X SuperDividend U.S. ETF (DIV).

DIV is a passively managed fund by Global X that tracks the performance of the Indxx SuperDividend® U.S. Low Volatility Index. It was launched on Mar 11, 2013.

Performance

QFIN vs. DIV - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in 360 DigiTech, Inc. (QFIN) and Global X SuperDividend U.S. ETF (DIV). The values are adjusted to include any dividend payments, if applicable.

QFIN vs. DIV - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018
QFIN 360 DigiTech, Inc.	-33.00%	-47.46%	162.76%	-16.28%	-6.54%	97.15%	20.68%	-36.99%	-6.02%
DIV Global X SuperDividend U.S. ETF	10.31%	3.10%	11.27%	-1.73%	-3.92%	30.60%	-22.85%	14.50%	-5.70%

Returns By Period

In the year-to-date period, QFIN achieves a -33.00% return, which is significantly lower than DIV's 10.31% return.

QFIN

• 1D: 4.45%
• 1M: -11.33%
• YTD: -33.00%
• 6M: -55.14%
• 1Y: -69.92%
• 3Y*: -6.68%
• 5Y*: -8.07%
• 10Y*: —

DIV

• 1D: 0.16%
• 1M: -3.15%
• YTD: 10.31%
• 6M: 10.64%
• 1Y: 7.74%
• 3Y*: 9.84%
• 5Y*: 5.97%
• 10Y*: 4.04%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

QFIN vs. DIV — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

QFIN

QFIN Risk / Return Rank: 3
QFIN Sharpe Ratio Rank: 1
QFIN Sortino Ratio Rank: 0
QFIN Omega Ratio Rank: 1
QFIN Calmar Ratio Rank: 4
QFIN Martin Ratio Rank: 8

DIV

DIV Risk / Return Rank: 30
DIV Sharpe Ratio Rank: 32
DIV Sortino Ratio Rank: 30
DIV Omega Ratio Rank: 30
DIV Calmar Ratio Rank: 31
DIV Martin Ratio Rank: 28

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

QFIN vs. DIV - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for 360 DigiTech, Inc. (QFIN) and Global X SuperDividend U.S. ETF (DIV). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	QFIN	DIV	Difference
Sharpe ratio Return per unit of total volatility	-1.42	0.55	-1.97
Sortino ratio Return per unit of downside risk	-2.77	0.82	-3.58
Omega ratio Gain probability vs. loss probability	0.67	1.12	-0.45
Calmar ratio Return relative to maximum drawdown	-0.97	0.71	-1.68
Martin ratio Return relative to average drawdown	-1.60	2.12	-3.73
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

QFIN vs. DIV - Sharpe Ratio Comparison

The current QFIN Sharpe Ratio is -1.42, which is lower than the DIV Sharpe Ratio of 0.55. The chart below compares the historical Sharpe Ratios of QFIN and DIV, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	QFIN	DIV	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-1.42	0.55	-1.97
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.12	0.44	-0.56
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.23	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.00	0.27	-0.27

Correlation

The correlation between QFIN and DIV is 0.20, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

QFIN vs. DIV - Dividend Comparison

QFIN's dividend yield for the trailing twelve months is around 11.31%, more than DIV's 6.78% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
QFIN 360 DigiTech, Inc.	11.31%	7.58%	4.56%	7.27%	4.03%	1.22%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
DIV Global X SuperDividend U.S. ETF	6.78%	7.30%	5.74%	7.13%	6.62%	5.24%	8.01%	7.65%	7.08%	5.92%	6.78%	8.44%

Drawdowns

QFIN vs. DIV - Drawdown Comparison

The maximum QFIN drawdown since its inception was -76.74%, which is greater than DIV's maximum drawdown of -52.74%. Use the drawdown chart below to compare losses from any high point for QFIN and DIV.

Drawdown Indicators

	QFIN	DIV	Difference
Max Drawdown Largest peak-to-trough decline	-76.74%	-52.74%	-24.00%
Max Drawdown (1Y) Largest decline over 1 year	-72.43%	-11.88%	-60.55%
Max Drawdown (5Y) Largest decline over 5 years	-76.74%	-21.14%	-55.60%
Max Drawdown (10Y) Largest decline over 10 years	—	-52.74%	—
Current Drawdown Current decline from peak	-71.93%	-3.59%	-68.34%
Average Drawdown Average peak-to-trough decline	-44.88%	-7.10%	-37.78%
Ulcer Index Depth and duration of drawdowns from previous peaks	43.87%	3.94%	+39.93%

Volatility

QFIN vs. DIV - Volatility Comparison

360 DigiTech, Inc. (QFIN) has a higher volatility of 13.97% compared to Global X SuperDividend U.S. ETF (DIV) at 3.19%. This indicates that QFIN's price experiences larger fluctuations and is considered to be riskier than DIV based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	QFIN	DIV	Difference
Volatility (1M) Calculated over the trailing 1-month period	13.97%	3.19%	+10.78%
Volatility (6M) Calculated over the trailing 6-month period	38.04%	7.34%	+30.70%
Volatility (1Y) Calculated over the trailing 1-year period	49.30%	14.07%	+35.23%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	66.94%	13.66%	+53.28%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	71.96%	17.96%	+54.00%