PUK vs. LYG
PUK (Prudential plc) and LYG (Lloyds Banking Group plc) are both stocks. Both are in the Financial Services sector — PUK in Insurance - Life, LYG in Banks - Regional. Over the past 10 years, PUK returned 0.89%/yr vs 8.00%/yr for LYG. A 0.59 correlation means they provide meaningful diversification when combined.
Performance
PUK vs. LYG - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, PUK achieves a -16.71% return, which is significantly lower than LYG's 2.45% return. Over the past 10 years, PUK has underperformed LYG with an annualized return of 0.89%, while LYG has yielded a comparatively higher 8.00% annualized return.
PUK
- 1D
- 0.35%
- 1M
- -18.04%
- YTD
- -16.71%
- 6M
- -11.33%
- 1Y
- 9.86%
- 3Y*
- -1.12%
- 5Y*
- -6.27%
- 10Y*
- 0.89%
LYG
- 1D
- -0.19%
- 1M
- -2.39%
- YTD
- 2.45%
- 6M
- 6.89%
- 1Y
- 31.26%
- 3Y*
- 39.69%
- 5Y*
- 20.09%
- 10Y*
- 8.00%
PUK vs. LYG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PUK Prudential plc | -16.71% | 99.34% | -27.35% | -17.04% | -19.12% | -0.05% | -0.57% | 27.95% | -28.44% | 31.12% |
LYG Lloyds Banking Group plc | 2.45% | 103.71% | 20.30% | 14.68% | -9.47% | 33.81% | -40.79% | 36.81% | -28.35% | 30.79% |
Correlation
The correlation between PUK and LYG is 0.60, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.60 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.53 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.56 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.57 |
Correlation (All Time) Calculated using the full available price history since Nov 28, 2001 | 0.59 |
The correlation between PUK and LYG has been stable across timeframes, ranging from 0.53 to 0.60 - a consistent structural relationship.
Fundamentals
PUK:
$4.25
LYG:
$0.45
PUK:
6.01
LYG:
11.86
PUK:
0.14
LYG:
5.93
PUK:
0.99
LYG:
0.92
PUK:
$33.63B
LYG:
$65.49B
PUK:
$20.95B
LYG:
$65.49B
PUK:
$15.89B
LYG:
$7.17B
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
PUK vs. LYG — Risk / Return Rank
PUK
LYG
PUK vs. LYG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Prudential plc (PUK) and Lloyds Banking Group plc (LYG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PUK | LYG | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.76 | ||
| Sortino ratioReturn per unit of downside risk | -1.00 | ||
| Omega ratioGain probability vs. loss probability | 1.08 | 1.20 | -0.12 |
| Calmar ratioReturn relative to maximum drawdown | 0.43 | 1.38 | -0.95 |
| Martin ratioReturn relative to average drawdown | 1.52 | 3.85 | -2.33 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading charts...
Sharpe Ratios by Period
| PUK | LYG | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.36 | 1.12 | -0.76 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.18 | 0.63 | -0.81 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.02 | 0.22 | -0.20 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.08 | -0.03 | +0.11 |
Drawdowns
PUK vs. LYG - Drawdown Comparison
The maximum PUK drawdown since its inception was -82.52%, smaller than the maximum LYG drawdown of -94.84%. Use the drawdown chart below to compare losses from any high point for PUK and LYG.
Loading charts...
Drawdown Indicators
| PUK | LYG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -82.52% | -94.84% | +12.32% |
Max Drawdown (1Y)Largest decline over 1 year | -23.16% | -22.72% | -0.44% |
Max Drawdown (3Y)Largest decline over 3 years | -48.78% | -22.72% | -26.06% |
Max Drawdown (5Y)Largest decline over 5 years | -63.59% | -40.19% | -23.40% |
Max Drawdown (10Y)Largest decline over 10 years | -63.59% | -68.72% | +5.13% |
Current DrawdownCurrent decline from peak | -33.73% | -57.66% | +23.93% |
Average DrawdownAverage peak-to-trough decline | -26.38% | -63.42% | +37.04% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.50% | 8.15% | -1.65% |
Volatility
PUK vs. LYG - Volatility Comparison
Prudential plc (PUK) has a higher volatility of 11.24% compared to Lloyds Banking Group plc (LYG) at 8.88%. This indicates that PUK's price experiences larger fluctuations and is considered to be riskier than LYG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| PUK | LYG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 11.24% | 8.88% | +2.36% |
Volatility (6M)Calculated over the trailing 6-month period | 22.96% | 21.77% | +1.19% |
Volatility (1Y)Calculated over the trailing 1-year period | 27.39% | 28.07% | -0.68% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 35.05% | 32.06% | +2.99% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 36.91% | 36.52% | +0.39% |
Dividends
PUK vs. LYG - Dividend Comparison
PUK's dividend yield for the trailing twelve months is around 2.08%, less than LYG's 3.76% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
LYG Lloyds Banking Group plc | 3.76% | 3.19% | 5.44% | 5.23% | 4.92% | 2.70% | 0.00% | 5.04% | 6.63% | 6.81% | 5.17% | 2.11% |
PUK Prudential plc | 2.08% | 1.54% | 2.64% | 1.72% | 1.28% | 4.60% | 1.70% | 17.06% | 3.71% | 2.33% | 3.50% | 2.62% |
Financials
PUK vs. LYG - Financials Comparison
This section allows you to compare key financial metrics between Prudential plc and Lloyds Banking Group plc. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
PUK vs. LYG - Profitability Comparison
PUK - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Prudential plc reported a gross profit of 11.35B and revenue of 11.35B. Therefore, the gross margin over that period was 100.0%.
LYG - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Lloyds Banking Group plc reported a gross profit of 5.18B and revenue of 5.18B. Therefore, the gross margin over that period was 100.0%.
PUK - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Prudential plc reported an operating income of 2.39B and revenue of 11.35B, resulting in an operating margin of 21.1%.
LYG - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Lloyds Banking Group plc reported an operating income of 2.03B and revenue of 5.18B, resulting in an operating margin of 39.1%.
PUK - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Prudential plc reported a net income of 1.99B and revenue of 11.35B, resulting in a net margin of 17.6%.
LYG - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Lloyds Banking Group plc reported a net income of 1.53B and revenue of 5.18B, resulting in a net margin of 29.5%.
Frequently Asked Questions
PUK and LYG have a correlation of 0.60, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PUK has higher volatility (11.24%) compared to LYG (8.88%). In terms of maximum drawdown, PUK dropped -82.52% vs LYG's -94.84%.
LYG currently has the higher Sharpe Ratio (1.12 vs 0.36), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for PUK and LYG
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer