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Lloyds Banking Group plc (LYG)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US5394391099

CUSIP

539439109

Sector

Financial Services

IPO Date

Nov 27, 2001

Highlights

Market Cap

$41.98B

EPS (TTM)

$0.35

PE Ratio

7.80

PEG Ratio

1.67

Total Revenue (TTM)

$24.58B

Gross Profit (TTM)

$24.58B

EBITDA (TTM)

-$850.00M

Year Range

$1.89 - $3.24

Target Price

$3.90

Short %

0.06%

Short Ratio

0.99

Share Price Chart


Loading data...

Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Popular comparisons:
LYG vs. PETS LYG vs. RWT LYG vs. VO LYG vs. VOD LYG vs. VOO
Popular comparisons:
LYG vs. PETS LYG vs. RWT LYG vs. VO LYG vs. VOD LYG vs. VOO

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Lloyds Banking Group plc, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


-100.00%0.00%100.00%200.00%300.00%400.00%JulyAugustSeptemberOctoberNovemberDecember
-69.88%
410.84%
LYG (Lloyds Banking Group plc)
Benchmark (^GSPC)

Returns By Period

Lloyds Banking Group plc had a return of 18.53% year-to-date (YTD) and 21.06% in the last 12 months. Over the past 10 years, Lloyds Banking Group plc had an annualized return of -0.93%, while the S&P 500 had an annualized return of 11.01%, indicating that Lloyds Banking Group plc did not perform as well as the benchmark.


LYG

YTD

18.53%

1M

-5.30%

6M

-1.00%

1Y

21.06%

5Y*

1.61%

10Y*

-0.93%

^GSPC (Benchmark)

YTD

23.11%

1M

-0.36%

6M

7.02%

1Y

23.15%

5Y*

12.80%

10Y*

11.01%

Monthly Returns

The table below presents the monthly returns of LYG, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024-11.72%10.90%10.68%2.48%10.16%-3.19%10.99%2.96%1.96%-11.86%-1.82%18.53%
202317.73%-2.32%-8.30%7.81%-10.33%1.38%4.09%-6.34%1.42%-10.33%14.66%9.13%14.68%
20227.45%-7.66%-4.74%-4.77%0.90%-9.33%8.34%-7.95%-10.50%6.71%17.80%-2.22%-9.67%
2021-9.18%20.22%8.41%8.80%12.85%-9.26%-2.35%-4.23%4.26%11.02%-10.66%4.94%33.83%
2020-10.58%-13.85%-40.78%12.20%-10.19%6.38%-12.00%9.10%-9.72%8.46%29.79%7.11%-36.09%
201918.36%9.57%-3.31%4.60%-12.62%0.00%-9.51%-4.83%10.46%9.85%6.90%6.77%36.71%
20187.47%-4.71%-3.13%-1.24%-5.88%-0.89%-0.30%-5.20%-1.62%-5.59%-1.40%-9.54%-28.45%
20177.10%4.22%-1.73%11.48%1.09%-4.59%-0.29%-4.24%10.24%0.82%-2.17%3.88%27.19%
2016-12.61%6.30%-2.47%4.12%6.52%-30.12%-3.70%13.93%-10.59%-1.74%3.55%6.16%-25.60%
2015-5.39%10.25%-3.51%3.14%13.62%0.19%-3.13%-8.32%-3.76%-0.44%-3.28%-1.58%-4.27%
20143.01%2.00%-8.94%1.57%1.74%-2.28%-2.33%2.19%-1.76%-2.38%1.42%-7.01%-12.78%
20132.81%0.30%-9.09%14.34%8.74%2.95%8.59%7.44%7.36%4.57%1.39%4.31%66.25%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of LYG is 66, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of LYG is 6666
Overall Rank
The Sharpe Ratio Rank of LYG is 7272
Sharpe Ratio Rank
The Sortino Ratio Rank of LYG is 6464
Sortino Ratio Rank
The Omega Ratio Rank of LYG is 6464
Omega Ratio Rank
The Calmar Ratio Rank of LYG is 5858
Calmar Ratio Rank
The Martin Ratio Rank of LYG is 7272
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Lloyds Banking Group plc (LYG) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for LYG, currently valued at 0.77, compared to the broader market-4.00-2.000.002.000.771.90
The chart of Sortino ratio for LYG, currently valued at 1.18, compared to the broader market-4.00-2.000.002.004.001.182.54
The chart of Omega ratio for LYG, currently valued at 1.15, compared to the broader market0.501.001.502.001.151.35
The chart of Calmar ratio for LYG, currently valued at 0.24, compared to the broader market0.002.004.006.000.242.81
The chart of Martin ratio for LYG, currently valued at 2.74, compared to the broader market0.0010.0020.002.7412.39
LYG
^GSPC

The current Lloyds Banking Group plc Sharpe ratio is 0.77. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Lloyds Banking Group plc with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio1.001.502.002.503.003.50JulyAugustSeptemberOctoberNovemberDecember
0.77
1.90
LYG (Lloyds Banking Group plc)
Benchmark (^GSPC)

Dividends

Dividend History

Lloyds Banking Group plc provided a 5.52% dividend yield over the last twelve months, with an annual payout of $0.15 per share. The company has been increasing its dividends for 2 consecutive years.


2.00%3.00%4.00%5.00%6.00%7.00%$0.00$0.05$0.10$0.15201520162017201820192020202120222023
Dividends
Dividend Yield
PeriodTTM202320222021202020192018201720162015
Dividend$0.15$0.13$0.11$0.07$0.10$0.17$0.17$0.16$0.16$0.09

Dividend yield

5.52%5.27%4.95%2.71%5.35%5.05%6.64%4.29%5.03%2.13%

Monthly Dividends

The table displays the monthly dividend distributions for Lloyds Banking Group plc. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024$0.00$0.00$0.00$0.09$0.00$0.00$0.00$0.06$0.00$0.00$0.00$0.00$0.15
2023$0.00$0.00$0.00$0.08$0.00$0.00$0.00$0.05$0.00$0.00$0.00$0.00$0.13
2022$0.00$0.00$0.00$0.07$0.00$0.00$0.00$0.04$0.00$0.00$0.00$0.00$0.11
2021$0.00$0.00$0.00$0.03$0.00$0.00$0.00$0.04$0.00$0.00$0.00$0.00$0.07
2020$0.00$0.00$0.00$0.10$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.10
2019$0.00$0.00$0.00$0.11$0.00$0.00$0.00$0.06$0.00$0.00$0.00$0.00$0.17
2018$0.00$0.00$0.00$0.11$0.00$0.00$0.00$0.06$0.00$0.00$0.00$0.00$0.17
2017$0.00$0.00$0.00$0.11$0.00$0.00$0.00$0.05$0.00$0.00$0.00$0.00$0.16
2016$0.00$0.00$0.00$0.11$0.00$0.00$0.00$0.05$0.00$0.00$0.00$0.00$0.16
2015$0.05$0.00$0.00$0.00$0.05$0.00$0.00$0.00$0.00$0.09

Dividend Yield & Payout


Dividend Yield
5.0%10.0%15.0%20.0%5.5%
Lloyds Banking Group plc has a dividend yield of 5.52%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%800.0%86.6%
Lloyds Banking Group plc has a payout ratio of 86.55%, which is above the market average. This might signify the company's strong earnings or financial health. However, it could also hint at a more mature business phase with potentially slower growth.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-80.00%-60.00%-40.00%-20.00%0.00%JulyAugustSeptemberOctoberNovemberDecember
-82.59%
-3.58%
LYG (Lloyds Banking Group plc)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Lloyds Banking Group plc. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Lloyds Banking Group plc was 94.81%, occurring on Mar 5, 2009. The portfolio has not yet recovered.

The current Lloyds Banking Group plc drawdown is 82.59%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-94.81%Oct 10, 2007353Mar 5, 2009
-55.65%May 7, 2002212Mar 10, 2003724Jan 23, 2006936
-10.84%Jul 19, 200742Sep 17, 200713Oct 4, 200755
-10.8%Feb 21, 20079Mar 5, 200729Apr 16, 200738
-10.41%Feb 15, 20029Feb 28, 200233Apr 17, 200242

Volatility

Volatility Chart

The current Lloyds Banking Group plc volatility is 6.48%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%4.00%6.00%8.00%10.00%12.00%JulyAugustSeptemberOctoberNovemberDecember
6.48%
3.64%
LYG (Lloyds Banking Group plc)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Lloyds Banking Group plc over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an assessment of the market value of Lloyds Banking Group plc compared to its peers in the Banks - Regional industry.


PE Ratio
20.040.060.080.0100.0120.07.8
The chart displays the price to earnings (P/E) ratio for LYG in comparison to other companies of the Banks - Regional industry. Currently, LYG has a PE value of 7.8. This PE value is considered to be low compared to the rest of the industry.
PEG Ratio
-5.00.05.010.015.01.7
The chart displays the price to earnings to growth (PEG) ratio for LYG in comparison to other companies of the Banks - Regional industry. Currently, LYG has a PEG value of 1.7. This PEG ratio falls in the average range for the industry.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Lloyds Banking Group plc.


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Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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Disclaimer

The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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