- ISIN
- US5394391099
- CUSIP
- 539439109
- Sector
- Financial Services
- Industry
- Banks - Regional
- IPO Date
- Nov 27, 2001
Highlights
- EPS (TTM)
- £0.45
- PE Ratio
- 9.71
- PEG Ratio
- 4.86
- Total Revenue (TTM)
- £65.49B
- Gross Profit (TTM)
- £65.49B
- EBITDA (TTM)
- £7.17B
- Year Range
- $3.98 - $6.34
- Target Price
- $2.75
- ROA (TTM)
- 0.52%
- ROE (TTM)
- 10.53%
Share Price Chart
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Performance
LYG Performance Chart
Lloyds Banking Group plc (LYG) is up 11.0% since the beginning of the year. At $6 per share, LYG is trading 9.5% below its 52-week high of $6. Investors who bought $1,000 worth of LYG shares 5 years ago would now be looking at an investment worth $2,820.
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Returns By Period
Lloyds Banking Group plc (LYG) has returned 10.96% so far this year and 45.62% over the past 12 months. Over the last ten years, LYG has returned 10.48% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
Lloyds Banking Group plc
- 1D
- 3.61%
- 1M
- 7.09%
- YTD
- 10.96%
- 6M
- 11.80%
- 1Y
- 45.62%
- 3Y*
- 46.79%
- 5Y*
- 23.04%
- 10Y*
- 10.48%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
LYG Monthly Returns History
Based on dividend-adjusted daily data since Nov 27, 2001, LYG's average daily return is +0.04%, while the average monthly return is +0.52%. At this rate, an investment would double in approximately 11.1 years.
Historically, 52% of months were positive and 48% were negative. The best month was Apr 2009 with a return of +59.1%, while the worst month was Mar 2020 at -40.8%. The longest winning streak lasted 11 consecutive months, and the longest losing streak was 11 months.
On a daily basis, LYG closed higher 48% of trading days. The best single day was Jan 28, 2009 with a return of +65.7%, while the worst single day was Jan 20, 2009 at -57.9%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 12.64% | -7.04% | -9.37% | 10.80% | 0.55% | 4.94% | 10.96% | ||||||
| 2025 | 12.13% | 22.95% | 1.87% | 6.48% | 6.58% | 0.95% | -0.71% | 3.93% | 5.09% | 3.74% | 8.28% | 3.92% | 103.71% |
| 2024 | -11.72% | 10.90% | 10.68% | 2.48% | 10.16% | -3.19% | 10.99% | 2.96% | 1.96% | -11.86% | -1.82% | 0.74% | 20.30% |
| 2023 | 17.73% | -2.32% | -8.30% | 7.73% | -10.33% | 1.38% | 4.09% | -6.27% | 1.43% | -10.33% | 14.66% | 9.13% | 14.68% |
| 2022 | 7.45% | -7.66% | -4.74% | -4.61% | 0.90% | -9.33% | 8.33% | -7.89% | -10.50% | 6.70% | 17.80% | -2.22% | -9.47% |
| 2021 | -9.18% | 20.22% | 8.41% | 8.78% | 12.85% | -9.25% | -2.35% | -4.23% | 4.26% | 11.02% | -10.66% | 4.94% | 33.81% |
Benchmark Metrics
Lloyds Banking Group plc has an annualized alpha of -2.35%, beta of 1.40, and R2 of 0.31 versus S&P 500 Index. Calculated based on daily prices since November 27, 2001.
- This stock participated in 147.65% of S&P 500 Index downside but only 115.09% of its upside - more exposed to losses than it benefited from rallies.
- R2 of 0.31 means the benchmark explains less than half of this stock's behavior - treat beta with caution or consider switching to a more representative benchmark.
- Alpha
- -2.35%
- Beta
- 1.40
- R²
- 0.31
- Upside Capture
- 115.09%
- Downside Capture
- 147.65%
Return for Risk
Risk / Return Rank
LYG ranks 79 for risk / return — better than 79% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Lloyds Banking Group plc (LYG) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| LYG | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.43 | ||
| Sortino ratioReturn per unit of downside risk | -0.52 | ||
| Omega ratioGain probability vs. loss probability | 1.28 | 1.37 | -0.09 |
| Calmar ratioReturn relative to maximum drawdown | 2.02 | 2.78 | -0.77 |
| Martin ratioReturn relative to average drawdown | 5.46 | 12.44 | -6.98 |
Dividends
Dividend History
Lloyds Banking Group plc provided a 3.48% dividend yield over the last twelve months, with an annual payout of $0.20 per share. The company has been increasing its dividends for 4 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.20 | $0.17 | $0.15 | $0.13 | $0.11 | $0.07 | $0.00 | $0.17 | $0.17 | $0.26 | $0.16 | $0.09 |
Dividend yield | 3.48% | 3.19% | 5.44% | 5.23% | 4.92% | 2.70% | 0.00% | 5.04% | 6.63% | 6.81% | 5.17% | 2.11% |
Monthly Dividends
The table displays the monthly dividend distributions for Lloyds Banking Group plc. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.00 | $0.00 | $0.17 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.00 | $0.00 | $0.15 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.00 | $0.00 | $0.13 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.00 | $0.00 | $0.11 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.00 | $0.00 | $0.07 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Lloyds Banking Group plc. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Lloyds Banking Group plc was 94.84%, occurring on Mar 5, 2009. The portfolio has not yet recovered.
The current Lloyds Banking Group plc drawdown is 54.14%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Financial crisis2007–2009 | -94.84%Mar 2009 | 1y 4mo | — | 18y 8moOct 2007 - now |
2003 bear market2003 | -56.10%Mar 2003 | 10mo 7d | 2y 10mo | 3y 9moMay 2002 - Feb 2006 |
2007 correction2007 | -10.89%Sep 2007 | 2mo | 17d | 2mo 17dJul 2007 - Oct 2007 |
2007 correction2007 | -10.80%Mar 2007 | 12d | 1mo 12d | 1mo 24dFeb 2007 - Apr 2007 |
Dot-com crash2000–2002 | -10.76%Feb 2002 | 13d | 1mo 18d | 2mo 1dFeb 2002 - Apr 2002 |
Drawdown Indicators
| LYG | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -94.84% | -56.78% | -38.06% |
Max Drawdown (1Y)Largest decline over 1 year | -22.72% | -9.10% | -13.62% |
Max Drawdown (3Y)Largest decline over 3 years | -22.72% | -18.90% | -3.82% |
Max Drawdown (5Y)Largest decline over 5 years | -40.19% | -25.43% | -14.76% |
Max Drawdown (10Y)Largest decline over 10 years | -68.72% | -33.92% | -34.80% |
Current DrawdownCurrent decline from peak | -54.14% | -1.80% | -52.34% |
Average DrawdownAverage peak-to-trough decline | -63.40% | -10.71% | -52.69% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 8.38% | 2.03% | +6.35% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Lloyds Banking Group plc over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Lloyds Banking Group plc is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for LYG, comparing it with other companies in the Banks - Regional industry. Currently, LYG has a P/E ratio of 9.7. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for LYG compared to other companies in the Banks - Regional industry. LYG currently has a PEG ratio of 4.9. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for LYG relative to other companies in the Banks - Regional industry. Currently, LYG has a P/S ratio of 0.7. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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