PUK vs. TALK

Last updated Apr 1, 2026

Compare and contrast key facts about Prudential plc (PUK) and Talkspace, Inc. (TALK).

Performance

PUK vs. TALK - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Prudential plc (PUK) and Talkspace, Inc. (TALK). The values are adjusted to include any dividend payments, if applicable.

PUK vs. TALK - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020
PUK Prudential plc	-7.43%	99.34%	-27.35%	-17.04%	-19.12%	-0.05%	26.37%
TALK Talkspace, Inc.	42.56%	17.48%	21.65%	316.19%	-69.02%	-81.78%	7.03%

Fundamentals

Market Cap PUK : $36.67B TALK : $899.18M
EPS PUK : $4.25 TALK : -$0.03
PS Ratio PUK : 1.10 TALK : 3.89
PB Ratio PUK : 2.46 TALK : 7.68
Total Revenue (TTM) PUK : $33.63B TALK : $228.87M
Gross Profit (TTM) PUK : $20.95B TALK : $98.35M
EBITDA (TTM) PUK : $15.89B TALK : $11.89M

Returns By Period

In the year-to-date period, PUK achieves a -7.43% return, which is significantly lower than TALK's 42.56% return.

PUK

• 1D: 3.83%
• 1M: -6.32%
• YTD: -7.43%
• 6M: 2.92%
• 1Y: 34.77%
• 3Y*: 3.43%
• 5Y*: -5.23%
• 10Y*: 1.70%

TALK

• 1D: -0.10%
• 1M: 7.37%
• YTD: 42.56%
• 6M: 87.50%
• 1Y: 102.15%
• 3Y*: 95.26%
• 5Y*: -12.36%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

PUK vs. TALK — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PUK

PUK Risk / Return Rank: 77
PUK Sharpe Ratio Rank: 81
PUK Sortino Ratio Rank: 74
PUK Omega Ratio Rank: 73
PUK Calmar Ratio Rank: 78
PUK Martin Ratio Rank: 82

TALK

TALK Risk / Return Rank: 86
TALK Sharpe Ratio Rank: 90
TALK Sortino Ratio Rank: 89
TALK Omega Ratio Rank: 84
TALK Calmar Ratio Rank: 85
TALK Martin Ratio Rank: 82

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PUK vs. TALK - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Prudential plc (PUK) and Talkspace, Inc. (TALK). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	PUK	TALK	Difference
Sharpe ratio Return per unit of total volatility	1.26	1.91	-0.65
Sortino ratio Return per unit of downside risk	1.75	2.74	-0.99
Omega ratio Gain probability vs. loss probability	1.23	1.32	-0.10
Calmar ratio Return relative to maximum drawdown	2.02	2.89	-0.88
Martin ratio Return relative to average drawdown	6.64	6.67	-0.03
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

PUK vs. TALK - Sharpe Ratio Comparison

The current PUK Sharpe Ratio is 1.26, which is lower than the TALK Sharpe Ratio of 1.91. The chart below compares the historical Sharpe Ratios of PUK and TALK, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	PUK	TALK	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.26	1.91	-0.65
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.15	-0.18	+0.03
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.05	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.15	-0.17	+0.32

Correlation

The correlation between PUK and TALK is 0.18, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

PUK vs. TALK - Dividend Comparison

PUK's dividend yield for the trailing twelve months is around 1.87%, while TALK has not paid dividends to shareholders.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
PUK Prudential plc	1.87%	1.54%	2.64%	1.72%	1.28%	4.60%	1.70%	17.06%	3.71%	2.33%	3.50%	2.62%
TALK Talkspace, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Drawdowns

PUK vs. TALK - Drawdown Comparison

The maximum PUK drawdown since its inception was -82.52%, smaller than the maximum TALK drawdown of -95.17%. Use the drawdown chart below to compare losses from any high point for PUK and TALK.

Drawdown Indicators

	PUK	TALK	Difference
Max Drawdown Largest peak-to-trough decline	-82.52%	-95.17%	+12.65%
Max Drawdown (1Y) Largest decline over 1 year	-17.46%	-33.43%	+15.97%
Max Drawdown (5Y) Largest decline over 5 years	-63.59%	-94.17%	+30.58%
Max Drawdown (10Y) Largest decline over 10 years	-63.59%	—	—
Current Drawdown Current decline from peak	-26.35%	-57.23%	+30.88%
Average Drawdown Average peak-to-trough decline	-26.41%	-68.93%	+42.52%
Ulcer Index Depth and duration of drawdowns from previous peaks	5.31%	14.51%	-9.20%

Volatility

PUK vs. TALK - Volatility Comparison

Prudential plc (PUK) has a higher volatility of 9.73% compared to Talkspace, Inc. (TALK) at 8.65%. This indicates that PUK's price experiences larger fluctuations and is considered to be riskier than TALK based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	PUK	TALK	Difference
Volatility (1M) Calculated over the trailing 1-month period	9.73%	8.65%	+1.08%
Volatility (6M) Calculated over the trailing 6-month period	18.54%	38.19%	-19.65%
Volatility (1Y) Calculated over the trailing 1-year period	27.65%	53.77%	-26.12%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	34.60%	69.27%	-34.67%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	36.79%	65.94%	-29.15%

Financials

PUK vs. TALK - Profitability Comparison

The chart below illustrates the profitability comparison between Prudential plc and Talkspace, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

PUK - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Prudential plc reported a gross profit of 11.35B and revenue of 11.35B. Therefore, the gross margin over that period was 100.0%.

TALK - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Talkspace, Inc. reported a gross profit of 26.92M and revenue of 63.00M. Therefore, the gross margin over that period was 42.7%.

PUK - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Prudential plc reported an operating income of 2.39B and revenue of 11.35B, resulting in an operating margin of 21.1%.

TALK - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Talkspace, Inc. reported an operating income of 3.83M and revenue of 63.00M, resulting in an operating margin of 6.1%.

PUK - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Prudential plc reported a net income of 1.99B and revenue of 11.35B, resulting in a net margin of 17.6%.

TALK - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Talkspace, Inc. reported a net income of -8.24M and revenue of 63.00M, resulting in a net margin of -13.1%.