PLZTX vs. FRAMX
Compare and contrast key facts about Principal LifeTime Hybrid 2030 Fund R-6 (PLZTX) and Fidelity Advisor Managed Retirement Income Fund Class A (FRAMX).
PLZTX is managed by Principal Funds. It was launched on Sep 30, 2014. FRAMX is managed by BlackRock. It was launched on Aug 30, 2007.
Performance
PLZTX vs. FRAMX - Performance Comparison
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PLZTX vs. FRAMX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PLZTX Principal LifeTime Hybrid 2030 Fund R-6 | -2.64% | 14.46% | 11.11% | 14.97% | -16.74% | 13.93% | 14.79% | 20.97% | -7.35% | 16.71% |
FRAMX Fidelity Advisor Managed Retirement Income Fund Class A | -0.57% | 9.55% | 4.04% | 7.80% | -11.87% | 2.52% | 8.30% | 10.28% | -2.05% | 6.82% |
Returns By Period
In the year-to-date period, PLZTX achieves a -2.64% return, which is significantly lower than FRAMX's -0.57% return. Over the past 10 years, PLZTX has outperformed FRAMX with an annualized return of 7.97%, while FRAMX has yielded a comparatively lower 3.65% annualized return.
PLZTX
- 1D
- 0.00%
- 1M
- -5.54%
- YTD
- -2.64%
- 6M
- -0.53%
- 1Y
- 11.35%
- 3Y*
- 10.56%
- 5Y*
- 5.44%
- 10Y*
- 7.97%
FRAMX
- 1D
- 0.26%
- 1M
- -3.20%
- YTD
- -0.57%
- 6M
- 0.62%
- 1Y
- 6.78%
- 3Y*
- 5.66%
- 5Y*
- 2.13%
- 10Y*
- 3.65%
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PLZTX vs. FRAMX - Expense Ratio Comparison
PLZTX has a 0.33% expense ratio, which is lower than FRAMX's 0.70% expense ratio.
Return for Risk
PLZTX vs. FRAMX — Risk / Return Rank
PLZTX
FRAMX
PLZTX vs. FRAMX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime Hybrid 2030 Fund R-6 (PLZTX) and Fidelity Advisor Managed Retirement Income Fund Class A (FRAMX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PLZTX | FRAMX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.15 | 1.50 | -0.35 |
Sortino ratioReturn per unit of downside risk | 1.69 | 2.09 | -0.40 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.30 | -0.05 |
Calmar ratioReturn relative to maximum drawdown | 1.39 | 2.00 | -0.61 |
Martin ratioReturn relative to average drawdown | 6.72 | 8.06 | -1.34 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PLZTX | FRAMX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.15 | 1.50 | -0.35 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.52 | 0.41 | +0.11 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.71 | 0.82 | -0.10 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.70 | 0.49 | +0.20 |
Correlation
The correlation between PLZTX and FRAMX is 0.81, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
PLZTX vs. FRAMX - Dividend Comparison
PLZTX's dividend yield for the trailing twelve months is around 4.78%, more than FRAMX's 2.91% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PLZTX Principal LifeTime Hybrid 2030 Fund R-6 | 4.78% | 4.66% | 3.75% | 3.45% | 8.09% | 5.44% | 4.48% | 3.73% | 3.83% | 2.54% | 2.28% | 1.68% |
FRAMX Fidelity Advisor Managed Retirement Income Fund Class A | 2.91% | 2.77% | 2.77% | 2.58% | 4.26% | 3.31% | 2.23% | 2.37% | 4.40% | 8.26% | 1.42% | 1.42% |
Drawdowns
PLZTX vs. FRAMX - Drawdown Comparison
The maximum PLZTX drawdown since its inception was -24.54%, smaller than the maximum FRAMX drawdown of -33.94%. Use the drawdown chart below to compare losses from any high point for PLZTX and FRAMX.
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Drawdown Indicators
| PLZTX | FRAMX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -24.54% | -33.94% | +9.40% |
Max Drawdown (1Y)Largest decline over 1 year | -7.63% | -3.45% | -4.18% |
Max Drawdown (5Y)Largest decline over 5 years | -21.95% | -16.31% | -5.64% |
Max Drawdown (10Y)Largest decline over 10 years | -24.54% | -16.31% | -8.23% |
Current DrawdownCurrent decline from peak | -5.73% | -3.20% | -2.53% |
Average DrawdownAverage peak-to-trough decline | -3.96% | -3.87% | -0.09% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.58% | 0.86% | +0.72% |
Volatility
PLZTX vs. FRAMX - Volatility Comparison
Principal LifeTime Hybrid 2030 Fund R-6 (PLZTX) has a higher volatility of 3.41% compared to Fidelity Advisor Managed Retirement Income Fund Class A (FRAMX) at 1.96%. This indicates that PLZTX's price experiences larger fluctuations and is considered to be riskier than FRAMX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PLZTX | FRAMX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.41% | 1.96% | +1.45% |
Volatility (6M)Calculated over the trailing 6-month period | 5.71% | 2.86% | +2.85% |
Volatility (1Y)Calculated over the trailing 1-year period | 10.04% | 4.59% | +5.45% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 10.46% | 5.21% | +5.25% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 11.19% | 4.47% | +6.72% |