PLZTX vs. PGDIX
Compare and contrast key facts about Principal LifeTime Hybrid 2030 Fund R-6 (PLZTX) and Principal Diversified Income Fund (PGDIX).
PLZTX is managed by Principal Funds. It was launched on Sep 30, 2014. PGDIX is managed by Principal Funds. It was launched on Dec 14, 2008.
Performance
PLZTX vs. PGDIX - Performance Comparison
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PLZTX vs. PGDIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PLZTX Principal LifeTime Hybrid 2030 Fund R-6 | -0.90% | 14.46% | 11.11% | 14.97% | -16.74% | 13.93% | 14.79% | 20.97% | -7.35% | 16.71% |
PGDIX Principal Diversified Income Fund | -2.02% | 6.50% | 5.44% | 8.53% | -11.20% | 8.66% | 1.89% | 13.77% | -5.38% | 10.23% |
Returns By Period
In the year-to-date period, PLZTX achieves a -0.90% return, which is significantly higher than PGDIX's -2.02% return. Over the past 10 years, PLZTX has outperformed PGDIX with an annualized return of 8.17%, while PGDIX has yielded a comparatively lower 4.09% annualized return.
PLZTX
- 1D
- 1.79%
- 1M
- -3.52%
- YTD
- -0.90%
- 6M
- 0.84%
- 1Y
- 13.00%
- 3Y*
- 11.21%
- 5Y*
- 5.60%
- 10Y*
- 8.17%
PGDIX
- 1D
- 0.18%
- 1M
- -1.97%
- YTD
- -2.02%
- 6M
- -2.32%
- 1Y
- 2.41%
- 3Y*
- 5.34%
- 5Y*
- 2.37%
- 10Y*
- 4.09%
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PLZTX vs. PGDIX - Expense Ratio Comparison
PLZTX has a 0.33% expense ratio, which is lower than PGDIX's 0.68% expense ratio.
Return for Risk
PLZTX vs. PGDIX — Risk / Return Rank
PLZTX
PGDIX
PLZTX vs. PGDIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime Hybrid 2030 Fund R-6 (PLZTX) and Principal Diversified Income Fund (PGDIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PLZTX | PGDIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.32 | 0.80 | +0.51 |
Sortino ratioReturn per unit of downside risk | 1.93 | 1.05 | +0.88 |
Omega ratioGain probability vs. loss probability | 1.28 | 1.16 | +0.12 |
Calmar ratioReturn relative to maximum drawdown | 1.77 | 0.77 | +1.01 |
Martin ratioReturn relative to average drawdown | 8.46 | 2.87 | +5.59 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PLZTX | PGDIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.32 | 0.80 | +0.51 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.54 | 0.58 | -0.04 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.73 | 0.78 | -0.05 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.71 | 1.12 | -0.40 |
Correlation
The correlation between PLZTX and PGDIX is 0.71, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
PLZTX vs. PGDIX - Dividend Comparison
PLZTX's dividend yield for the trailing twelve months is around 4.70%, less than PGDIX's 5.87% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PLZTX Principal LifeTime Hybrid 2030 Fund R-6 | 4.70% | 4.66% | 3.75% | 3.45% | 8.09% | 5.44% | 4.48% | 3.73% | 3.83% | 2.54% | 2.28% | 1.68% |
PGDIX Principal Diversified Income Fund | 5.87% | 6.17% | 6.28% | 6.47% | 5.34% | 4.59% | 4.63% | 5.12% | 5.10% | 4.67% | 5.76% | 5.27% |
Drawdowns
PLZTX vs. PGDIX - Drawdown Comparison
The maximum PLZTX drawdown since its inception was -24.54%, roughly equal to the maximum PGDIX drawdown of -23.76%. Use the drawdown chart below to compare losses from any high point for PLZTX and PGDIX.
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Drawdown Indicators
| PLZTX | PGDIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -24.54% | -23.76% | -0.78% |
Max Drawdown (1Y)Largest decline over 1 year | -7.63% | -3.38% | -4.25% |
Max Drawdown (5Y)Largest decline over 5 years | -21.95% | -14.60% | -7.35% |
Max Drawdown (10Y)Largest decline over 10 years | -24.54% | -23.76% | -0.78% |
Current DrawdownCurrent decline from peak | -4.04% | -2.95% | -1.09% |
Average DrawdownAverage peak-to-trough decline | -3.96% | -2.77% | -1.19% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.60% | 0.90% | +0.70% |
Volatility
PLZTX vs. PGDIX - Volatility Comparison
Principal LifeTime Hybrid 2030 Fund R-6 (PLZTX) has a higher volatility of 3.97% compared to Principal Diversified Income Fund (PGDIX) at 1.46%. This indicates that PLZTX's price experiences larger fluctuations and is considered to be riskier than PGDIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PLZTX | PGDIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.97% | 1.46% | +2.51% |
Volatility (6M)Calculated over the trailing 6-month period | 5.98% | 2.20% | +3.78% |
Volatility (1Y)Calculated over the trailing 1-year period | 10.17% | 3.24% | +6.93% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 10.49% | 4.13% | +6.36% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 11.21% | 5.24% | +5.97% |