PLMR vs. LUMN
PLMR (Palomar Holdings, Inc.) and LUMN (Lumen Technologies, Inc.) are both stocks. PLMR operates in Insurance - Property & Casualty (Financial Services), while LUMN operates in Telecom Services (Communication Services). Over the past 5 years, PLMR returned 8.52%/yr vs -8.90%/yr for LUMN. At a 0.17 correlation, their price movements are largely independent.
Performance
PLMR vs. LUMN - Performance Comparison
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Returns By Period
In the year-to-date period, PLMR achieves a -14.77% return, which is significantly lower than LUMN's 9.27% return.
PLMR
- 1D
- -0.26%
- 1M
- 3.67%
- YTD
- -14.77%
- 6M
- -9.27%
- 1Y
- -28.63%
- 3Y*
- 25.45%
- 5Y*
- 8.52%
- 10Y*
- —
LUMN
- 1D
- 0.00%
- 1M
- -15.52%
- YTD
- 9.27%
- 6M
- -0.12%
- 1Y
- 110.15%
- 3Y*
- 58.55%
- 5Y*
- -8.90%
- 10Y*
- -5.46%
PLMR vs. LUMN - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
PLMR Palomar Holdings, Inc. | -14.77% | 27.63% | 90.25% | 22.90% | -30.28% | -27.09% | 75.96% | 172.92% |
LUMN Lumen Technologies, Inc. | 9.27% | 46.33% | 190.16% | -64.94% | -55.48% | 38.82% | -19.18% | 14.83% |
Correlation
The correlation between PLMR and LUMN is -0.03, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.03 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.10 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.16 |
Correlation (All Time) Calculated using the full available price history since Apr 17, 2019 | 0.17 |
The correlation between PLMR and LUMN shifts across timeframes, from -0.03 (1 year) to 0.17 (all time), reflecting how their relationship changes across market environments.
Fundamentals
PLMR:
$3.14B
LUMN:
$8.48B
PLMR:
$7.18
LUMN:
-$1.75
PLMR:
3.22
LUMN:
0.70
PLMR:
3.27
LUMN:
0.73
PLMR:
$977.99M
LUMN:
$12.12B
PLMR:
$401.29M
LUMN:
$1.52B
PLMR:
$210.26M
LUMN:
$1.12B
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Return for Risk
PLMR vs. LUMN — Risk / Return Rank
PLMR
LUMN
PLMR vs. LUMN - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Palomar Holdings, Inc. (PLMR) and Lumen Technologies, Inc. (LUMN). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PLMR | LUMN | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.07 | ||
| Sortino ratioReturn per unit of downside risk | -3.02 | ||
| Omega ratioGain probability vs. loss probability | 0.88 | 1.26 | -0.38 |
| Calmar ratioReturn relative to maximum drawdown | -0.77 | 2.17 | -2.94 |
| Martin ratioReturn relative to average drawdown | -1.19 | 4.11 | -5.30 |
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Drawdowns
PLMR vs. LUMN - Drawdown Comparison
The maximum PLMR drawdown since its inception was -62.86%, smaller than the maximum LUMN drawdown of -95.26%. Use the drawdown chart below to compare losses from any high point for PLMR and LUMN.
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Drawdown Indicators
| PLMR | LUMN | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -62.86% | -95.26% | +32.40% |
Max Drawdown (1Y)Largest decline over 1 year | -37.51% | -47.34% | +9.83% |
Max Drawdown (3Y)Largest decline over 3 years | -42.27% | -69.66% | +27.39% |
Max Drawdown (5Y)Largest decline over 5 years | -53.81% | -92.54% | +38.73% |
Max Drawdown (10Y)Largest decline over 10 years | — | -94.44% | — |
Current DrawdownCurrent decline from peak | -34.62% | -58.92% | +24.30% |
Average DrawdownAverage peak-to-trough decline | -28.81% | -27.66% | -1.15% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 24.17% | 24.94% | -0.77% |
Volatility
PLMR vs. LUMN - Volatility Comparison
The current volatility for Palomar Holdings, Inc. (PLMR) is 11.03%, while Lumen Technologies, Inc. (LUMN) has a volatility of 22.04%. This indicates that PLMR experiences smaller price fluctuations and is considered to be less risky than LUMN based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PLMR | LUMN | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 11.03% | 22.04% | -11.01% |
Volatility (6M)Calculated over the trailing 6-month period | 23.78% | 57.12% | -33.34% |
Volatility (1Y)Calculated over the trailing 1-year period | 36.57% | 80.17% | -43.60% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 42.68% | 85.30% | -42.62% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 47.88% | 67.61% | -19.73% |
Dividends
PLMR vs. LUMN - Dividend Comparison
Neither PLMR nor LUMN has paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
LUMN Lumen Technologies, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 14.37% | 7.97% | 10.26% | 7.57% | 14.26% | 12.95% | 9.08% | 8.59% |
PLMR Palomar Holdings, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
PLMR vs. LUMN - Financials Comparison
This section allows you to compare key financial metrics between Palomar Holdings, Inc. and Lumen Technologies, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
PLMR vs. LUMN - Profitability Comparison
PLMR - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Palomar Holdings, Inc. reported a gross profit of 0.00 and revenue of 278.94M. Therefore, the gross margin over that period was 0.0%.
LUMN - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Lumen Technologies, Inc. reported a gross profit of 0.00 and revenue of 2.90B. Therefore, the gross margin over that period was 0.0%.
PLMR - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Palomar Holdings, Inc. reported an operating income of 0.00 and revenue of 278.94M, resulting in an operating margin of 0.0%.
LUMN - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Lumen Technologies, Inc. reported an operating income of 602.00M and revenue of 2.90B, resulting in an operating margin of 20.8%.
PLMR - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Palomar Holdings, Inc. reported a net income of 42.95M and revenue of 278.94M, resulting in a net margin of 15.4%.
LUMN - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Lumen Technologies, Inc. reported a net income of -200.00M and revenue of 2.90B, resulting in a net margin of -6.9%.
Frequently Asked Questions
PLMR and LUMN have a correlation of -0.03, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
LUMN has higher volatility (22.04%) compared to PLMR (11.03%). In terms of maximum drawdown, PLMR dropped -62.86% vs LUMN's -95.26%.
LUMN currently has the higher Sharpe Ratio (1.28 vs -0.79), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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