PLMR vs. CHWY

Last updated Aug 1, 2026

PLMR (Palomar Holdings, Inc.) and CHWY (Chewy, Inc.) are both stocks. PLMR operates in Insurance - Property & Casualty (Financial Services), while CHWY operates in Internet Retail (Consumer Cyclical). Over the past 5 years, PLMR returned 10.44%/yr vs -23.04%/yr for CHWY. Their 0.20 correlation means their historical movements had little consistent relationship.

Performance

PLMR vs. CHWY - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Palomar Holdings, Inc. (PLMR) and Chewy, Inc. (CHWY). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, PLMR achieves a -0.72% return, which is significantly higher than CHWY's -31.62% return.

PLMR

• 1D: -1.84%
• 1M: -4.44%
• 6M: 8.25%
• YTD: -0.72%
• 1Y: 3.22%
• 3Y*: 30.53%
• 5Y*: 10.44%
• 10Y*: —
• ALL TIME*: 31.19%

CHWY

• 1D: -0.96%
• 1M: 8.39%
• 6M: -22.36%
• YTD: -31.62%
• 1Y: -37.06%
• 3Y*: -12.35%
• 5Y*: -23.04%
• 10Y*: —
• ALL TIME*: -6.32%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
CHWY Chewy, Inc.	$174.80M	$170.79M	$198.95M
PLMR Palomar Holdings, Inc.	$32.50M	$42.62M	$37.16M

PLMR vs. CHWY - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019
PLMR Palomar Holdings, Inc.	-0.72%	27.63%	90.25%	22.90%	-30.28%	-27.09%	75.96%	104.66%
CHWY Chewy, Inc.	-31.62%	-1.31%	41.73%	-36.27%	-37.12%	-34.40%	209.97%	-19.44%

Correlation

The correlation between PLMR and CHWY is 0.07, meaning there was essentially no consistent relationship between their historical price movements. Each responded to its own set of market drivers.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.07
Correlation (3Y) Balances recent behavior with more history.	0.14
Correlation (5Y) Shows whether the relationship held over a longer period.	0.19
Correlation (All Time) Calculated using the full available price history since Jun 14, 2019	0.20

The correlation between PLMR and CHWY shifts across timeframes, from 0.07 (1 year) to 0.20 (all time), reflecting how their relationship changes across market environments.

Fundamentals

Market Cap PLMR : $3.55B CHWY : $9.36B
EPS PLMR : $7.19 CHWY : $0.47
PE Ratio PLMR : 18.60 CHWY : 48.18
PEG Ratio PLMR : 0.43 CHWY : 0.17
PS Ratio PLMR : 3.75 CHWY : 0.75
PB Ratio PLMR : 3.81 CHWY : 22.59
Total Revenue (TTM) PLMR : $977.99M CHWY : $12.75B
Gross Profit (TTM) PLMR : $401.29M CHWY : $3.79B
EBITDA (TTM) PLMR : $210.26M CHWY : $330.60M

Return for Risk

PLMR vs. CHWY — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

PLMR

PLMR Risk / Return Rank: 44
PLMR Sharpe Ratio Rank: 45
PLMR Sortino Ratio Rank: 41
PLMR Omega Ratio Rank: 41
PLMR Calmar Ratio Rank: 46
PLMR Martin Ratio Rank: 46

CHWY

CHWY Risk / Return Rank: 14
CHWY Sharpe Ratio Rank: 10
CHWY Sortino Ratio Rank: 12
CHWY Omega Ratio Rank: 14
CHWY Calmar Ratio Rank: 20
CHWY Martin Ratio Rank: 18

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

PLMR vs. CHWY - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Palomar Holdings, Inc. (PLMR) and Chewy, Inc. (CHWY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	PLMR	CHWY	Difference
Sharpe ratio: Return per unit of total volatility	0.03	-0.80	+0.82
Sortino ratio: Return per unit of downside risk	0.31	-1.04	+1.34
Omega ratio: Gain probability vs. loss probability	1.04	0.88	+0.16
Calmar ratio: Return relative to maximum drawdown	0.04	-0.66	+0.70
Martin ratio: Return relative to average drawdown	0.09	-1.13	+1.22

PLMR vs. CHWY - Sharpe Ratio Comparison

The current PLMR Sharpe Ratio is 0.03, which is higher than the CHWY Sharpe Ratio of -0.80. The chart below compares the historical Sharpe Ratios of PLMR and CHWY, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

PLMR vs. CHWY - Drawdown Comparison

The maximum PLMR drawdown since its inception was -62.86%, smaller than the maximum CHWY drawdown of -87.37%. Use the drawdown chart below to compare losses from any high point for PLMR and CHWY.

Drawdown Indicators

	PLMR	CHWY	Difference
Max Drawdown Largest peak-to-trough decline	-62.86%	-87.37%	+24.51%
Max Drawdown (1Y) Largest decline over 1 year	-26.14%	-58.63%	+32.49%
Max Drawdown (3Y) Largest decline over 3 years	-42.27%	-63.68%	+21.41%
Max Drawdown (5Y) Largest decline over 5 years	-53.81%	-84.34%	+30.53%
Current Drawdown Current decline from peak	-23.84%	-80.96%	+57.12%
Average Drawdown Average peak-to-trough decline	-28.75%	-54.70%	+25.95%
Ulcer Index Depth and duration of drawdowns from previous peaks	11.19%	33.92%	-22.73%

Volatility

PLMR vs. CHWY - Volatility Comparison

Palomar Holdings, Inc. (PLMR) has a higher volatility of 14.09% compared to Chewy, Inc. (CHWY) at 12.82%. This indicates that PLMR's price experiences larger fluctuations and is considered to be riskier than CHWY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	PLMR	CHWY	Difference
Volatility (1M) Calculated over the trailing 1-month period	14.09%	12.82%	+1.27%
Volatility (6M) Calculated over the trailing 6-month period	27.13%	37.29%	-10.16%
Volatility (1Y) Calculated over the trailing 1-year period	38.46%	48.31%	-9.85%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	43.04%	60.70%	-17.66%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	47.89%	60.98%	-13.09%

Dividends

PLMR vs. CHWY - Dividend Comparison

Neither PLMR nor CHWY has paid dividends to shareholders.

Tickers have no history of dividend payments

Financials

PLMR vs. CHWY - Profitability Comparison

The chart below illustrates the profitability comparison between Palomar Holdings, Inc. and Chewy, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

PLMR - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Palomar Holdings, Inc. reported a gross profit of 0.00 and revenue of 278.94M. Therefore, the gross margin over that period was 0.0%.

CHWY - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Chewy, Inc. reported a gross profit of 959.70M and revenue of 3.26B. Therefore, the gross margin over that period was 29.4%.

PLMR - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Palomar Holdings, Inc. reported an operating income of 0.00 and revenue of 278.94M, resulting in an operating margin of 0.0%.

CHWY - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Chewy, Inc. reported an operating income of 42.50M and revenue of 3.26B, resulting in an operating margin of 1.3%.

PLMR - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Palomar Holdings, Inc. reported a net income of 42.95M and revenue of 278.94M, resulting in a net margin of 15.4%.

CHWY - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Chewy, Inc. reported a net income of 39.20M and revenue of 3.26B, resulting in a net margin of 1.2%.

Frequently Asked Questions

Can I hold both PLMR and CHWY in my portfolio?

PLMR and CHWY have a correlation of 0.07, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, PLMR or CHWY?

PLMR has higher volatility (14.09%) compared to CHWY (12.82%). In terms of maximum drawdown, PLMR dropped -62.86% vs CHWY's -87.37%.

Which has better risk-adjusted returns?

PLMR currently has the higher Sharpe Ratio (0.03 vs -0.80), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.