PLMR vs. SKWD

Last updated Apr 1, 2026

Compare and contrast key facts about Palomar Holdings, Inc. (PLMR) and Skyward Specialty Insurance Group Inc. Common Stock (SKWD).

Performance

PLMR vs. SKWD - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Palomar Holdings, Inc. (PLMR) and Skyward Specialty Insurance Group Inc. Common Stock (SKWD). The values are adjusted to include any dividend payments, if applicable.

PLMR vs. SKWD - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023
PLMR Palomar Holdings, Inc.	-11.32%	27.63%	90.25%	7.04%
SKWD Skyward Specialty Insurance Group Inc. Common Stock	-14.54%	1.13%	49.17%	77.38%

Fundamentals

EPS PLMR : $7.17 SKWD : $6.09
PE Ratio PLMR : 16.66 SKWD : 7.17
PEG Ratio PLMR : 0.38 SKWD : 0.06
PS Ratio PLMR : 3.76 SKWD : 0.86
Total Revenue (TTM) PLMR : $873.68M SKWD : $1.42B
Gross Profit (TTM) PLMR : $490.74M SKWD : $687.42M
EBITDA (TTM) PLMR : $254.49M SKWD : $223.63M

Returns By Period

In the year-to-date period, PLMR achieves a -11.32% return, which is significantly higher than SKWD's -14.54% return.

PLMR

• 1D: -0.12%
• 1M: -3.40%
• YTD: -11.32%
• 6M: 2.36%
• 1Y: -12.82%
• 3Y*: 29.36%
• 5Y*: 11.77%
• 10Y*: —

SKWD

• 1D: -0.11%
• 1M: -6.00%
• YTD: -14.54%
• 6M: -8.16%
• 1Y: -17.46%
• 3Y*: 25.93%
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

PLMR vs. SKWD — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PLMR

PLMR Risk / Return Rank: 29
PLMR Sharpe Ratio Rank: 26
PLMR Sortino Ratio Rank: 25
PLMR Omega Ratio Rank: 25
PLMR Calmar Ratio Rank: 32
PLMR Martin Ratio Rank: 35

SKWD

SKWD Risk / Return Rank: 24
SKWD Sharpe Ratio Rank: 20
SKWD Sortino Ratio Rank: 20
SKWD Omega Ratio Rank: 21
SKWD Calmar Ratio Rank: 27
SKWD Martin Ratio Rank: 30

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PLMR vs. SKWD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Palomar Holdings, Inc. (PLMR) and Skyward Specialty Insurance Group Inc. Common Stock (SKWD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	PLMR	SKWD	Difference
Sharpe ratio Return per unit of total volatility	-0.34	-0.48	+0.14
Sortino ratio Return per unit of downside risk	-0.24	-0.48	+0.24
Omega ratio Gain probability vs. loss probability	0.97	0.94	+0.03
Calmar ratio Return relative to maximum drawdown	-0.34	-0.47	+0.13
Martin ratio Return relative to average drawdown	-0.49	-0.73	+0.24
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

PLMR vs. SKWD - Sharpe Ratio Comparison

The current PLMR Sharpe Ratio is -0.34, which is comparable to the SKWD Sharpe Ratio of -0.48. The chart below compares the historical Sharpe Ratios of PLMR and SKWD, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	PLMR	SKWD	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.34	-0.48	+0.14
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.28	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.63	0.87	-0.24

Correlation

The correlation between PLMR and SKWD is 0.43, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

PLMR vs. SKWD - Dividend Comparison

Neither PLMR nor SKWD has paid dividends to shareholders.

Tickers have no history of dividend payments

Drawdowns

PLMR vs. SKWD - Drawdown Comparison

The maximum PLMR drawdown since its inception was -62.86%, which is greater than SKWD's maximum drawdown of -36.52%. Use the drawdown chart below to compare losses from any high point for PLMR and SKWD.

Drawdown Indicators

	PLMR	SKWD	Difference
Max Drawdown Largest peak-to-trough decline	-62.86%	-36.52%	-26.34%
Max Drawdown (1Y) Largest decline over 1 year	-37.44%	-36.52%	-0.92%
Max Drawdown (5Y) Largest decline over 5 years	-53.81%	—	—
Current Drawdown Current decline from peak	-31.97%	-32.80%	+0.83%
Average Drawdown Average peak-to-trough decline	-28.71%	-9.84%	-18.87%
Ulcer Index Depth and duration of drawdowns from previous peaks	25.68%	23.34%	+2.34%

Volatility

PLMR vs. SKWD - Volatility Comparison

The current volatility for Palomar Holdings, Inc. (PLMR) is 7.99%, while Skyward Specialty Insurance Group Inc. Common Stock (SKWD) has a volatility of 10.39%. This indicates that PLMR experiences smaller price fluctuations and is considered to be less risky than SKWD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	PLMR	SKWD	Difference
Volatility (1M) Calculated over the trailing 1-month period	7.99%	10.39%	-2.40%
Volatility (6M) Calculated over the trailing 6-month period	23.50%	27.07%	-3.57%
Volatility (1Y) Calculated over the trailing 1-year period	37.53%	36.38%	+1.15%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	42.68%	34.16%	+8.52%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	48.18%	34.16%	+14.02%

Financials

PLMR vs. SKWD - Profitability Comparison

The chart below illustrates the profitability comparison between Palomar Holdings, Inc. and Skyward Specialty Insurance Group Inc. Common Stock over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

PLMR - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Palomar Holdings, Inc. reported a gross profit of 182.51M and revenue of 253.36M. Therefore, the gross margin over that period was 72.0%.

SKWD - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Skyward Specialty Insurance Group Inc. Common Stock reported a gross profit of 374.64M and revenue of 385.59M. Therefore, the gross margin over that period was 97.2%.

PLMR - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Palomar Holdings, Inc. reported an operating income of 72.66M and revenue of 253.36M, resulting in an operating margin of 28.7%.

SKWD - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Skyward Specialty Insurance Group Inc. Common Stock reported an operating income of -269.60M and revenue of 385.59M, resulting in an operating margin of -69.9%.

PLMR - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Palomar Holdings, Inc. reported a net income of 56.17M and revenue of 253.36M, resulting in a net margin of 22.2%.

SKWD - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Skyward Specialty Insurance Group Inc. Common Stock reported a net income of 43.23M and revenue of 385.59M, resulting in a net margin of 11.2%.