PCB vs. FMBH
PCB (PCB Bancorp) and FMBH (First Mid Bancshares, Inc.) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, PCB returned 12.32%/yr vs 10.86%/yr for FMBH. Their 0.47 correlation means their historical movements had little consistent relationship.
Performance
PCB vs. FMBH - Performance Comparison
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Returns By Period
In the year-to-date period, PCB achieves a 31.79% return, which is significantly lower than FMBH's 36.20% return. Over the past 10 years, PCB has outperformed FMBH with an annualized return of 12.32%, while FMBH has yielded a comparatively lower 10.86% annualized return.
PCB
- 1D
- 0.50%
- 1M
- -1.75%
- 6M
- 24.27%
- YTD
- 31.79%
- 1Y
- 43.89%
- 3Y*
- 25.07%
- 5Y*
- 11.98%
- 10Y*
- 12.32%
- ALL TIME*
- 10.53%
FMBH
- 1D
- 0.79%
- 1M
- 8.34%
- 6M
- 21.89%
- YTD
- 36.20%
- 1Y
- 43.68%
- 3Y*
- 22.95%
- 5Y*
- 7.89%
- 10Y*
- 10.86%
- ALL TIME*
- 6.49%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $8.42M | $7.41M | $6.88M | |
PCB PCB Bancorp | $1.51M | $1.29M | $1.03M |
PCB vs. FMBH - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PCB PCB Bancorp | 31.79% | 11.21% | 14.55% | 8.85% | -17.05% | 122.72% | -39.25% | 12.06% | 1.69% | 20.28% |
FMBH First Mid Bancshares, Inc. | 36.20% | 8.71% | 9.10% | 11.60% | -23.21% | 29.81% | -1.79% | 12.89% | -15.58% | 15.38% |
Correlation
The correlation between PCB and FMBH is 0.74, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.74 |
Correlation (3Y) Balances recent behavior with more history. | 0.69 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.65 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.52 |
Correlation (All Time) Calculated using the full available price history since Jun 4, 2014 | 0.47 |
Over the past year, PCB and FMBH have become more correlated (0.74) than their long-term average of 0.47, meaning their price movements have been converging.
Fundamentals
PCB:
$398.71M
FMBH:
$1.40B
PCB:
$2.93
FMBH:
$4.03
PCB:
9.56
FMBH:
13.02
PCB:
3.51
FMBH:
1.55
PCB:
1.91
FMBH:
2.87
PCB:
1.20
FMBH:
1.27
PCB:
$209.54M
FMBH:
$455.40M
PCB:
$88.64M
FMBH:
$296.72M
PCB:
$47.01M
FMBH:
$90.81M
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Return for Risk
PCB vs. FMBH — Risk / Return Rank
PCB
FMBH
PCB vs. FMBH - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for PCB Bancorp (PCB) and First Mid Bancshares, Inc. (FMBH). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PCB | FMBH | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.04 | ||
| Sortino ratioReturn per unit of downside risk | -0.06 | ||
| Omega ratioGain probability vs. loss probability | 1.29 | 1.31 | -0.01 |
| Calmar ratioReturn relative to maximum drawdown | 3.87 | 3.15 | +0.72 |
| Martin ratioReturn relative to average drawdown | 8.78 | 7.98 | +0.80 |
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Drawdowns
PCB vs. FMBH - Drawdown Comparison
The maximum PCB drawdown since its inception was -60.93%, smaller than the maximum FMBH drawdown of -73.14%. Use the drawdown chart below to compare losses from any high point for PCB and FMBH.
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Drawdown Indicators
| PCB | FMBH | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -60.93% | -73.14% | +12.21% |
Max Drawdown (1Y)Largest decline over 1 year | -11.39% | -13.93% | +2.54% |
Max Drawdown (3Y)Largest decline over 3 years | -22.84% | -27.46% | +4.62% |
Max Drawdown (5Y)Largest decline over 5 years | -46.49% | -48.94% | +2.45% |
Max Drawdown (10Y)Largest decline over 10 years | -60.93% | -51.27% | -9.66% |
Current DrawdownCurrent decline from peak | -8.52% | -0.15% | -8.37% |
Average DrawdownAverage peak-to-trough decline | -18.21% | -28.86% | +10.65% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.01% | 5.49% | -0.48% |
Volatility
PCB vs. FMBH - Volatility Comparison
PCB Bancorp (PCB) and First Mid Bancshares, Inc. (FMBH) have volatilities of 7.04% and 7.23%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PCB | FMBH | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.04% | 7.23% | -0.19% |
Volatility (6M)Calculated over the trailing 6-month period | 16.54% | 16.02% | +0.52% |
Volatility (1Y)Calculated over the trailing 1-year period | 25.34% | 24.72% | +0.62% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 29.53% | 27.02% | +2.51% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 33.49% | 31.06% | +2.43% |
Dividends
PCB vs. FMBH - Dividend Comparison
PCB's dividend yield for the trailing twelve months is around 3.00%, more than FMBH's 1.90% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FMBH First Mid Bancshares, Inc. | 1.90% | 2.51% | 2.55% | 2.65% | 2.81% | 1.99% | 2.41% | 2.16% | 2.19% | 1.71% | 1.82% | 2.27% |
PCB PCB Bancorp | 3.00% | 3.70% | 3.56% | 3.74% | 3.39% | 2.00% | 3.96% | 1.45% | 0.77% | 0.77% | 0.92% | 0.70% |
Financials
PCB vs. FMBH - Financials Comparison
This section allows you to compare key financial metrics between PCB Bancorp and First Mid Bancshares, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
PCB vs. FMBH - Profitability Comparison
PCB - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, PCB Bancorp reported a gross profit of 0.00 and revenue of 50.04M. Therefore, the gross margin over that period was 0.0%.
FMBH - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, First Mid Bancshares, Inc. reported a gross profit of 79.66M and revenue of 114.88M. Therefore, the gross margin over that period was 69.3%.
PCB - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, PCB Bancorp reported an operating income of 0.00 and revenue of 50.04M, resulting in an operating margin of 0.0%.
FMBH - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, First Mid Bancshares, Inc. reported an operating income of 7.49M and revenue of 114.88M, resulting in an operating margin of 6.5%.
PCB - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, PCB Bancorp reported a net income of 10.51M and revenue of 50.04M, resulting in a net margin of 21.0%.
FMBH - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, First Mid Bancshares, Inc. reported a net income of 27.79M and revenue of 114.88M, resulting in a net margin of 24.2%.
Frequently Asked Questions
PCB and FMBH have a correlation of 0.74, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FMBH has higher volatility (7.23%) compared to PCB (7.04%). In terms of maximum drawdown, PCB dropped -60.93% vs FMBH's -73.14%.
FMBH currently has the higher Sharpe Ratio (1.78 vs 1.74), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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