PB vs. UBSI
PB (Prosperity Bancshares, Inc.) and UBSI (United Bankshares, Inc.) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, PB returned 6.74%/yr vs 6.66%/yr for UBSI. Their 0.64 correlation means they have sometimes moved together and sometimes differently.
Performance
PB vs. UBSI - Performance Comparison
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Returns By Period
In the year-to-date period, PB achieves a 8.30% return, which is significantly lower than UBSI's 29.95% return. Both investments have delivered pretty close results over the past 10 years, with PB having a 6.74% annualized return and UBSI not far behind at 6.66%.
PB
- 1D
- 1.39%
- 1M
- -1.09%
- 6M
- 2.67%
- YTD
- 8.30%
- 1Y
- 12.57%
- 3Y*
- 8.91%
- 5Y*
- 4.37%
- 10Y*
- 6.74%
- ALL TIME*
- 11.67%
UBSI
- 1D
- 2.21%
- 1M
- 6.04%
- 6M
- 20.04%
- YTD
- 29.95%
- 1Y
- 38.22%
- 3Y*
- 18.80%
- 5Y*
- 11.35%
- 10Y*
- 6.66%
- ALL TIME*
- 10.13%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $67.99M | $107.03M | $79.98M | |
| $55.13M | $49.79M | $43.91M |
PB vs. UBSI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PB Prosperity Bancshares, Inc. | 8.30% | -5.15% | 15.06% | -3.34% | 3.64% | 7.13% | -0.27% | 18.19% | -9.22% | -0.37% |
UBSI United Bankshares, Inc. | 29.95% | 6.50% | 4.26% | -3.17% | 16.06% | 16.34% | -11.68% | 28.84% | -7.08% | -22.13% |
Correlation
The correlation between PB and UBSI is 0.76, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.76 |
Correlation (3Y) Balances recent behavior with more history. | 0.80 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.80 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.80 |
Correlation (All Time) Calculated using the full available price history since Nov 12, 1998 | 0.64 |
The correlation between PB and UBSI shifts across timeframes, from 0.64 (all time) to 0.80 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
PB:
$7.42B
UBSI:
$6.75B
PB:
$5.48
UBSI:
$3.66
PB:
13.42
UBSI:
13.40
PB:
8.56
UBSI:
3.34
PB:
5.49
UBSI:
3.83
PB:
$1.29B
UBSI:
$1.80B
PB:
$930.60M
UBSI:
$1.22B
PB:
$674.35M
UBSI:
$614.62M
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Return for Risk
PB vs. UBSI — Risk / Return Rank
PB
UBSI
PB vs. UBSI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Prosperity Bancshares, Inc. (PB) and United Bankshares, Inc. (UBSI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PB | UBSI | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.10 | ||
| Sortino ratioReturn per unit of downside risk | -1.46 | ||
| Omega ratioGain probability vs. loss probability | 1.12 | 1.30 | -0.19 |
| Calmar ratioReturn relative to maximum drawdown | 0.85 | 2.80 | -1.95 |
| Martin ratioReturn relative to average drawdown | 2.01 | 8.05 | -6.03 |
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Drawdowns
PB vs. UBSI - Drawdown Comparison
The maximum PB drawdown since its inception was -47.89%, smaller than the maximum UBSI drawdown of -62.13%. Use the drawdown chart below to compare losses from any high point for PB and UBSI.
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Drawdown Indicators
| PB | UBSI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -47.89% | -62.13% | +14.24% |
Max Drawdown (1Y)Largest decline over 1 year | -14.92% | -13.73% | -1.19% |
Max Drawdown (3Y)Largest decline over 3 years | -24.84% | -25.77% | +0.93% |
Max Drawdown (5Y)Largest decline over 5 years | -34.37% | -38.12% | +3.75% |
Max Drawdown (10Y)Largest decline over 10 years | -42.24% | -52.40% | +10.16% |
Current DrawdownCurrent decline from peak | -8.35% | 0.00% | -8.35% |
Average DrawdownAverage peak-to-trough decline | -10.73% | -13.72% | +2.99% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.27% | 4.79% | +1.48% |
Volatility
PB vs. UBSI - Volatility Comparison
Prosperity Bancshares, Inc. (PB) has a higher volatility of 6.48% compared to United Bankshares, Inc. (UBSI) at 5.96%. This indicates that PB's price experiences larger fluctuations and is considered to be riskier than UBSI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PB | UBSI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.48% | 5.96% | +0.52% |
Volatility (6M)Calculated over the trailing 6-month period | 16.57% | 14.87% | +1.70% |
Volatility (1Y)Calculated over the trailing 1-year period | 22.23% | 23.09% | -0.86% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 25.34% | 28.55% | -3.21% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 30.40% | 32.37% | -1.97% |
Dividends
PB vs. UBSI - Dividend Comparison
PB's dividend yield for the trailing twelve months is around 3.24%, more than UBSI's 3.08% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PB Prosperity Bancshares, Inc. | 3.24% | 3.39% | 3.00% | 3.26% | 2.90% | 2.75% | 2.70% | 2.35% | 2.39% | 1.97% | 1.73% | 2.33% |
UBSI United Bankshares, Inc. | 3.08% | 3.88% | 3.94% | 3.86% | 3.56% | 3.89% | 4.32% | 3.54% | 4.37% | 3.83% | 2.85% | 3.49% |
Financials
PB vs. UBSI - Financials Comparison
This section allows you to compare key financial metrics between Prosperity Bancshares, Inc. and United Bankshares, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
PB and UBSI have a correlation of 0.76, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PB has higher volatility (6.48%) compared to UBSI (5.96%). In terms of maximum drawdown, PB dropped -47.89% vs UBSI's -62.13%.
UBSI currently has the higher Sharpe Ratio (1.67 vs 0.57), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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