PAYS vs. MNSO
PAYS (PaySign, Inc.) and MNSO (MINISO Group Holding Limited) are both stocks. PAYS operates in Software - Infrastructure (Technology), while MNSO operates in Specialty Retail (Consumer Cyclical). Over the past 5 years, PAYS returned 27.49%/yr vs -2.40%/yr for MNSO. Their 0.18 correlation means their historical movements had little consistent relationship.
Performance
PAYS vs. MNSO - Performance Comparison
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Returns By Period
In the year-to-date period, PAYS achieves a 73.98% return, which is significantly higher than MNSO's -29.00% return.
PAYS
- 1D
- -2.18%
- 1M
- 4.67%
- 6M
- 114.87%
- YTD
- 73.98%
- 1Y
- 20.43%
- 3Y*
- 68.29%
- 5Y*
- 27.49%
- 10Y*
- 47.01%
- ALL TIME*
- 14.52%
MNSO
- 1D
- -0.69%
- 1M
- 6.73%
- 6M
- -27.88%
- YTD
- -29.00%
- 1Y
- -29.50%
- 3Y*
- -11.73%
- 5Y*
- -2.40%
- 10Y*
- —
- ALL TIME*
- -8.10%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $8.35M | $8.46M | $8.33M | |
PAYS PaySign, Inc. | $4.75M | $4.21M | $5.00M |
PAYS vs. MNSO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
PAYS PaySign, Inc. | 73.98% | 70.53% | 7.86% | 8.53% | 61.25% | -65.52% | -19.58% |
MNSO MINISO Group Holding Limited | -29.00% | -18.93% | 20.92% | 93.11% | 6.38% | -60.35% | 8.16% |
Correlation
The correlation between PAYS and MNSO is 0.08, meaning there was essentially no consistent relationship between their historical price movements. Each responded to its own set of market drivers.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.08 |
Correlation (3Y) Balances recent behavior with more history. | 0.10 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.17 |
Correlation (All Time) Calculated using the full available price history since Oct 15, 2020 | 0.18 |
The correlation between PAYS and MNSO shifts across timeframes, from 0.08 (1 year) to 0.18 (all time), reflecting how their relationship changes across market environments.
Fundamentals
PAYS:
$500.92M
MNSO:
$3.97B
PAYS:
$0.17
MNSO:
CN¥6.68
PAYS:
52.94
MNSO:
13.13
PAYS:
0.45
MNSO:
0.08
PAYS:
6.02
MNSO:
1.18
PAYS:
9.94
MNSO:
2.46
PAYS:
$91.47M
MNSO:
CN¥22.58B
PAYS:
$46.93M
MNSO:
CN¥10.10B
PAYS:
$22.09M
MNSO:
CN¥3.73B
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Return for Risk
PAYS vs. MNSO — Risk / Return Rank
PAYS
MNSO
PAYS vs. MNSO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for PaySign, Inc. (PAYS) and MINISO Group Holding Limited (MNSO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PAYS | MNSO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.02 | ||
| Sortino ratioReturn per unit of downside risk | +2.03 | ||
| Omega ratioGain probability vs. loss probability | 1.13 | 0.89 | +0.24 |
| Calmar ratioReturn relative to maximum drawdown | 0.37 | -0.53 | +0.90 |
| Martin ratioReturn relative to average drawdown | 0.74 | -0.89 | +1.63 |
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Drawdowns
PAYS vs. MNSO - Drawdown Comparison
The maximum PAYS drawdown since its inception was -98.95%, which is greater than MNSO's maximum drawdown of -86.58%. Use the drawdown chart below to compare losses from any high point for PAYS and MNSO.
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Drawdown Indicators
| PAYS | MNSO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -98.95% | -86.58% | -12.37% |
Max Drawdown (1Y)Largest decline over 1 year | -55.59% | -56.02% | +0.43% |
Max Drawdown (3Y)Largest decline over 3 years | -64.60% | -58.36% | -6.24% |
Max Drawdown (5Y)Largest decline over 5 years | -64.60% | -72.77% | +8.17% |
Max Drawdown (10Y)Largest decline over 10 years | -93.09% | — | — |
Current DrawdownCurrent decline from peak | -50.08% | -56.97% | +6.89% |
Average DrawdownAverage peak-to-trough decline | -69.26% | -45.85% | -23.41% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 29.72% | 33.33% | -3.61% |
Volatility
PAYS vs. MNSO - Volatility Comparison
PaySign, Inc. (PAYS) and MINISO Group Holding Limited (MNSO) have volatilities of 13.28% and 13.29%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PAYS | MNSO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 13.28% | 13.29% | -0.01% |
Volatility (6M)Calculated over the trailing 6-month period | 52.10% | 25.55% | +26.55% |
Volatility (1Y)Calculated over the trailing 1-year period | 70.23% | 40.99% | +29.24% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 67.40% | 66.48% | +0.92% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 75.75% | 68.12% | +7.63% |
Dividends
PAYS vs. MNSO - Dividend Comparison
PAYS has not paid dividends to shareholders, while MNSO's dividend yield for the trailing twelve months is around 5.12%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
MNSO MINISO Group Holding Limited | 5.12% | 3.29% | 2.36% | 2.02% | 1.60% | 1.51% |
PAYS PaySign, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
PAYS vs. MNSO - Financials Comparison
This section allows you to compare key financial metrics between PaySign, Inc. and MINISO Group Holding Limited. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
PAYS vs. MNSO - Profitability Comparison
PAYS - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, PaySign, Inc. reported a gross profit of 18.22M and revenue of 28.04M. Therefore, the gross margin over that period was 65.0%.
MNSO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, MINISO Group Holding Limited reported a gross profit of 2.45B and revenue of 5.65B. Therefore, the gross margin over that period was 43.3%.
PAYS - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, PaySign, Inc. reported an operating income of 6.67M and revenue of 28.04M, resulting in an operating margin of 23.8%.
MNSO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, MINISO Group Holding Limited reported an operating income of 689.46M and revenue of 5.65B, resulting in an operating margin of 12.2%.
PAYS - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, PaySign, Inc. reported a net income of 5.44M and revenue of 28.04M, resulting in a net margin of 19.4%.
MNSO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, MINISO Group Holding Limited reported a net income of 1.24B and revenue of 5.65B, resulting in a net margin of 22.0%.
Frequently Asked Questions
PAYS and MNSO have a correlation of 0.08, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
MNSO has higher volatility (13.29%) compared to PAYS (13.28%). In terms of maximum drawdown, PAYS dropped -98.95% vs MNSO's -86.58%.
PAYS currently has the higher Sharpe Ratio (0.29 vs -0.73), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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