- ISIN
- US70451A1043
- CUSIP
- 70451A104
- Sector
- Technology
- Industry
- Software - Infrastructure
- IPO Date
- Apr 2, 1998
Highlights
- Market Cap
- $415.56M
- Enterprise Value
- $401.81M
- EPS (TTM)
- $0.17
- PE Ratio
- 39.65
- PEG Ratio
- 0.33
- Total Revenue (TTM)
- $91.47M
- Gross Profit (TTM)
- $46.93M
- EBITDA (TTM)
- $22.09M
- Year Range
- $3.08 - $8.88
- Target Price
- $9.00
- ROA (TTM)
- 3.33%
- ROE (TTM)
- 18.91%
Share Price Chart
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Performance
PAYS Performance Chart
PaySign, Inc. (PAYS) is up 32.2% since the beginning of the year. At $7 per share, PAYS is trading 23.3% below its 52-week high of $9. Investors who bought $1,000 worth of PAYS shares 5 years ago would now be looking at an investment worth $2,076.
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Returns By Period
PaySign, Inc. (PAYS) has returned 32.23% so far this year and 57.27% over the past 12 months. Looking at the last ten years, PAYS has achieved an annualized return of 42.66%, outperforming the S&P 500 Index benchmark, which averaged 13.66% per year.
PaySign, Inc.
- 1D
- -7.97%
- 1M
- -0.58%
- YTD
- 32.23%
- 6M
- 29.47%
- 1Y
- 57.27%
- 3Y*
- 38.56%
- 5Y*
- 15.73%
- 10Y*
- 42.66%
Benchmark (S&P 500 Index)
- 1D
- -0.74%
- 1M
- 4.90%
- YTD
- 10.35%
- 6M
- 10.28%
- 1Y
- 26.52%
- 3Y*
- 20.83%
- 5Y*
- 12.30%
- 10Y*
- 13.66%
PAYS Monthly Returns History
Based on dividend-adjusted daily data since Oct 10, 2007, PAYS's average daily return is +0.40%, while the average monthly return is +7.44%. At this rate, an investment would double in approximately 0.8 years.
Historically, 43% of months were positive and 57% were negative. The best month was Aug 2010 with a return of +395.2%, while the worst month was Jan 2009 at -81.8%. The longest winning streak lasted 9 consecutive months, and the longest losing streak was 8 months.
On a daily basis, PAYS closed higher 32% of trading days. The best single day was Mar 5, 2010 with a return of +200.0%, while the worst single day was Dec 4, 2009 at -73.3%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -19.03% | -14.87% | 66.20% | 11.19% | 10.82% | -6.33% | 32.23% | ||||||
| 2025 | -11.92% | -0.38% | -20.00% | 13.21% | 85.42% | 61.80% | 3.33% | -30.38% | 21.43% | -17.89% | 0.87% | -1.15% | 70.53% |
| 2024 | 9.64% | -0.33% | 19.61% | 25.68% | -1.52% | -4.86% | 23.67% | -11.07% | -22.57% | -1.63% | -6.09% | -10.91% | 7.86% |
| 2023 | 34.50% | 11.82% | -6.44% | -2.20% | -32.39% | 2.08% | -21.63% | 17.19% | -13.33% | -5.64% | 27.72% | 19.15% | 8.53% |
| 2022 | 38.75% | -2.25% | -9.22% | -5.08% | -18.18% | -0.65% | 26.32% | 60.42% | -23.05% | 3.38% | 21.63% | -13.42% | 61.25% |
| 2021 | 0.86% | -3.21% | -3.53% | -12.59% | -13.35% | -3.93% | -16.35% | -6.39% | 8.43% | -6.67% | -28.17% | -11.60% | -65.52% |
Benchmark Metrics
PaySign, Inc. has an annualized alpha of 158.16%, beta of 0.60, and R2 of 0.01 versus S&P 500 Index. Calculated based on daily prices since October 11, 2007.
- This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (68.69%) than losses (43.53%) - typical of diversified or defensive assets.
- Beta of 0.60 may look defensive, but with R2 of 0.01 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
- R2 of 0.01 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 158.16%
- Beta
- 0.60
- R²
- 0.01
- Upside Capture
- 68.69%
- Downside Capture
- 43.53%
Return for Risk
Risk / Return Rank
PAYS ranks 64 for risk / return — better than 64% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for PaySign, Inc. (PAYS) and compare them to S&P 500 Index.
| PAYS | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.45 | ||
| Sortino ratioReturn per unit of downside risk | -1.51 | ||
| Omega ratioGain probability vs. loss probability | 1.21 | 1.41 | -0.19 |
| Calmar ratioReturn relative to maximum drawdown | 0.92 | 2.93 | -2.01 |
| Martin ratioReturn relative to average drawdown | 1.55 | 13.52 | -11.97 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Dividends
Dividend History
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the PaySign, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the PaySign, Inc. was 98.95%, occurring on Jan 30, 2009. Recovery took 1566 trading sessions.
The current PaySign, Inc. drawdown is 62.06%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Financial crisis2007–2009 | -98.95%Jan 2009 | 10mo 16d | 6y 2mo | 7y 1moMar 2008 - Apr 2015 |
Bear market2022 | -93.09%May 2022 | 2y 9mo | — | 6y 10moJul 2019 - now |
2016 bear market2016 | -84.19%May 2016 | 1y 21d | 1y 9mo | 2y 10moApr 2015 - Mar 2018 |
Financial crisis2007–2009 | -42.86%Mar 2008 | 4mo 18d | 1d | 4mo 19dOct 2007 - Mar 2008 |
Rate-hike selloffLate 2018 | -35.35%Dec 2018 | 3mo 9d | 1mo 12d | 4mo 21dSep 2018 - Feb 2019 |
Drawdown Indicators
| PAYS | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -98.95% | -56.78% | -42.17% |
Max Drawdown (1Y)Largest decline over 1 year | -62.85% | -9.10% | -53.75% |
Max Drawdown (3Y)Largest decline over 3 years | -64.60% | -18.90% | -45.70% |
Max Drawdown (5Y)Largest decline over 5 years | -65.65% | -25.43% | -40.22% |
Max Drawdown (10Y)Largest decline over 10 years | -93.09% | -33.92% | -59.17% |
Current DrawdownCurrent decline from peak | -62.06% | -0.74% | -61.32% |
Average DrawdownAverage peak-to-trough decline | -69.40% | -10.72% | -58.68% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 37.04% | 1.97% | +35.07% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of PaySign, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how PaySign, Inc. is priced in the market compared to other companies in the Software - Infrastructure industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for PAYS, comparing it with other companies in the Software - Infrastructure industry. Currently, PAYS has a P/E ratio of 39.6. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for PAYS compared to other companies in the Software - Infrastructure industry. PAYS currently has a PEG ratio of 0.3. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for PAYS relative to other companies in the Software - Infrastructure industry. Currently, PAYS has a P/S ratio of 4.5. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for PAYS in comparison with other companies in the Software - Infrastructure industry. Currently, PAYS has a P/B value of 7.6. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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