PAYO vs. GDOT
PAYO (Payoneer Global Inc.) and GDOT (Green Dot Corporation) are both stocks. PAYO operates in Software - Infrastructure (Technology), while GDOT operates in Credit Services (Financial Services). Over the past 5 years, PAYO returned -5.35%/yr vs -22.23%/yr for GDOT. Their 0.39 correlation means their historical movements had little consistent relationship.
Performance
PAYO vs. GDOT - Performance Comparison
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Returns By Period
In the year-to-date period, PAYO achieves a 27.58% return, which is significantly higher than GDOT's 2.34% return.
PAYO
- 1D
- 0.14%
- 1M
- 1.13%
- 6M
- 12.21%
- YTD
- 27.58%
- 1Y
- 14.17%
- 3Y*
- 9.98%
- 5Y*
- -5.35%
- 10Y*
- —
- ALL TIME*
- -8.31%
GDOT
- 1D
- 0.00%
- 1M
- -1.80%
- 6M
- 7.64%
- YTD
- 2.34%
- 1Y
- 32.69%
- 3Y*
- -12.83%
- 5Y*
- -22.23%
- 10Y*
- -5.72%
- ALL TIME*
- -7.16%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $4.02M | $4.25M | $5.66M | |
| $31.43M | $26.12M | $45.98M |
PAYO vs. GDOT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
PAYO Payoneer Global Inc. | 27.58% | -44.02% | 92.71% | -4.75% | -25.58% | -34.08% |
GDOT Green Dot Corporation | 2.34% | 20.39% | 7.47% | -37.42% | -56.35% | -24.88% |
Correlation
The correlation between PAYO and GDOT is 0.40, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.40 |
Correlation (3Y) Balances recent behavior with more history. | 0.31 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.39 |
Correlation (All Time) Calculated using the full available price history since Jun 28, 2021 | 0.39 |
Fundamentals
PAYO:
$2.42B
GDOT:
$743.08M
PAYO:
$0.20
GDOT:
-$1.26
PAYO:
2.44
GDOT:
0.34
PAYO:
3.81
GDOT:
0.81
PAYO:
$1.07B
GDOT:
$2.18B
PAYO:
$660.73M
GDOT:
$323.19M
PAYO:
$204.88M
GDOT:
$130.03M
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Return for Risk
PAYO vs. GDOT — Risk / Return Rank
PAYO
GDOT
PAYO vs. GDOT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Payoneer Global Inc. (PAYO) and Green Dot Corporation (GDOT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PAYO | GDOT | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.45 | ||
| Sortino ratioReturn per unit of downside risk | -1.06 | ||
| Omega ratioGain probability vs. loss probability | 1.09 | 1.20 | -0.11 |
| Calmar ratioReturn relative to maximum drawdown | 0.22 | 0.96 | -0.74 |
| Martin ratioReturn relative to average drawdown | 0.39 | 1.66 | -1.28 |
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Drawdowns
PAYO vs. GDOT - Drawdown Comparison
The maximum PAYO drawdown since its inception was -69.06%, smaller than the maximum GDOT drawdown of -93.17%. Use the drawdown chart below to compare losses from any high point for PAYO and GDOT.
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Drawdown Indicators
| PAYO | GDOT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -69.06% | -93.17% | +24.11% |
Max Drawdown (1Y)Largest decline over 1 year | -42.45% | -30.95% | -11.50% |
Max Drawdown (3Y)Largest decline over 3 years | -61.36% | -66.93% | +5.57% |
Max Drawdown (5Y)Largest decline over 5 years | -67.91% | -88.43% | +20.52% |
Max Drawdown (10Y)Largest decline over 10 years | — | -93.17% | — |
Current DrawdownCurrent decline from peak | -35.70% | -85.88% | +50.18% |
Average DrawdownAverage peak-to-trough decline | -42.89% | -60.46% | +17.57% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 23.76% | 17.83% | +5.93% |
Volatility
PAYO vs. GDOT - Volatility Comparison
The current volatility for Payoneer Global Inc. (PAYO) is 1.26%, while Green Dot Corporation (GDOT) has a volatility of 3.92%. This indicates that PAYO experiences smaller price fluctuations and is considered to be less risky than GDOT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PAYO | GDOT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.26% | 3.92% | -2.66% |
Volatility (6M)Calculated over the trailing 6-month period | 41.82% | 16.75% | +25.07% |
Volatility (1Y)Calculated over the trailing 1-year period | 51.21% | 46.87% | +4.34% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 56.13% | 50.90% | +5.23% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 55.95% | 52.31% | +3.64% |
Dividends
PAYO vs. GDOT - Dividend Comparison
Neither PAYO nor GDOT has paid dividends to shareholders.
Financials
PAYO vs. GDOT - Financials Comparison
This section allows you to compare key financial metrics between Payoneer Global Inc. and Green Dot Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
PAYO vs. GDOT - Profitability Comparison
PAYO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Payoneer Global Inc. reported a gross profit of 0.00 and revenue of 261.60M. Therefore, the gross margin over that period was 0.0%.
GDOT - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Green Dot Corporation reported a gross profit of 0.00 and revenue of 656.25M. Therefore, the gross margin over that period was 0.0%.
PAYO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Payoneer Global Inc. reported an operating income of 30.02M and revenue of 261.60M, resulting in an operating margin of 11.5%.
GDOT - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Green Dot Corporation reported an operating income of 69.04M and revenue of 656.25M, resulting in an operating margin of 10.5%.
PAYO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Payoneer Global Inc. reported a net income of 19.57M and revenue of 261.60M, resulting in a net margin of 7.5%.
GDOT - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Green Dot Corporation reported a net income of 53.75M and revenue of 656.25M, resulting in a net margin of 8.2%.
Frequently Asked Questions
PAYO and GDOT have a correlation of 0.40, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
GDOT has higher volatility (3.92%) compared to PAYO (1.26%). In terms of maximum drawdown, PAYO dropped -69.06% vs GDOT's -93.17%.
GDOT currently has the higher Sharpe Ratio (0.63 vs 0.18), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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