NRDS vs. HL

Last updated Jul 11, 2026

NRDS (NerdWallet, Inc.) and HL (Hecla Mining Company) are both stocks. NRDS operates in Credit Services (Financial Services), while HL operates in Other Precious Metals & Mining (Basic Materials). Over the past 3 years, NRDS returned -0.42%/yr vs 44.14%/yr for HL. At a 0.15 correlation, their price movements are largely independent.

Performance

NRDS vs. HL - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in NerdWallet, Inc. (NRDS) and Hecla Mining Company (HL). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, NRDS achieves a -30.11% return, which is significantly lower than HL's -17.53% return.

NRDS

• 1D: -1.56%
• 1M: 13.01%
• 6M: -31.87%
• YTD: -30.11%
• 1Y: -10.58%
• 3Y*: -0.42%
• 5Y*: —
• 10Y*: —

HL

• 1D: 0.19%
• 1M: 5.54%
• 6M: -29.50%
• YTD: -17.53%
• 1Y: 150.61%
• 3Y*: 44.14%
• 5Y*: 17.81%
• 10Y*: 10.98%

*Multi-year figures are annualized to reflect compound growth (CAGR)

NRDS vs. HL - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021
NRDS NerdWallet, Inc.	-30.11%	1.88%	-9.65%	53.33%	-38.26%	-33.83%
HL Hecla Mining Company	-17.53%	291.70%	2.82%	-12.93%	6.99%	-11.29%

Correlation

The correlation between NRDS and HL is 0.10, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.10
Correlation (3Y) Calculated over the trailing 3-year period	0.20
Correlation (All Time) Calculated using the full available price history since Nov 4, 2021	0.15

The correlation between NRDS and HL shifts across timeframes, from 0.10 (1 year) to 0.20 (3 years), reflecting how their relationship changes across market environments.

Fundamentals

Market Cap NRDS : $689.44M HL : $10.61B
EPS NRDS : $0.94 HL : $0.83
PE Ratio NRDS : 10.10 HL : 19.05
PEG Ratio NRDS : 0.08 HL : 0.08
PS Ratio NRDS : 0.82 HL : 6.77
PB Ratio NRDS : 1.96 HL : 4.15
Total Revenue (TTM) NRDS : $849.60M HL : $1.57B
Gross Profit (TTM) NRDS : $790.50M HL : $788.95M
EBITDA (TTM) NRDS : $128.50M HL : $864.40M

Return for Risk

NRDS vs. HL — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

NRDS

NRDS Risk / Return Rank: 32
NRDS Sharpe Ratio Rank: 30
NRDS Sortino Ratio Rank: 31
NRDS Omega Ratio Rank: 30
NRDS Calmar Ratio Rank: 35
NRDS Martin Ratio Rank: 34

HL

HL Risk / Return Rank: 88
HL Sharpe Ratio Rank: 94
HL Sortino Ratio Rank: 89
HL Omega Ratio Rank: 87
HL Calmar Ratio Rank: 87
HL Martin Ratio Rank: 83

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

NRDS vs. HL - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for NerdWallet, Inc. (NRDS) and Hecla Mining Company (HL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	NRDS	HL	Difference
Sharpe ratio: Return per unit of total volatility	-0.33	2.32	-2.65
Sortino ratio: Return per unit of downside risk	-0.15	2.73	-2.88
Omega ratio: Gain probability vs. loss probability	0.98	1.33	-0.35
Calmar ratio: Return relative to maximum drawdown	-0.31	3.05	-3.35
Martin ratio: Return relative to average drawdown	-0.60	6.03	-6.64

NRDS vs. HL - Sharpe Ratio Comparison

The current NRDS Sharpe Ratio is -0.33, which is lower than the HL Sharpe Ratio of 2.32. The chart below compares the historical Sharpe Ratios of NRDS and HL, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

NRDS vs. HL - Drawdown Comparison

The maximum NRDS drawdown since its inception was -77.00%, smaller than the maximum HL drawdown of -97.92%. Use the drawdown chart below to compare losses from any high point for NRDS and HL.

Drawdown Indicators

	NRDS	HL	Difference
Max Drawdown Largest peak-to-trough decline	-77.00%	-97.92%	+20.92%
Max Drawdown (1Y) Largest decline over 1 year	-52.42%	-55.81%	+3.39%
Max Drawdown (3Y) Largest decline over 3 years	-55.36%	-55.81%	+0.45%
Max Drawdown (5Y) Largest decline over 5 years	—	-55.81%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-82.45%	—
Current Drawdown Current decline from peak	-66.54%	-50.25%	-16.29%
Average Drawdown Average peak-to-trough decline	-57.35%	-69.90%	+12.55%
Ulcer Index Depth and duration of drawdowns from previous peaks	26.96%	28.11%	-1.15%

Volatility

NRDS vs. HL - Volatility Comparison

The current volatility for NerdWallet, Inc. (NRDS) is 9.29%, while Hecla Mining Company (HL) has a volatility of 17.79%. This indicates that NRDS experiences smaller price fluctuations and is considered to be less risky than HL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	NRDS	HL	Difference
Volatility (1M) Calculated over the trailing 1-month period	9.29%	17.79%	-8.50%
Volatility (6M) Calculated over the trailing 6-month period	35.33%	53.33%	-18.00%
Volatility (1Y) Calculated over the trailing 1-year period	48.94%	73.28%	-24.34%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	68.20%	59.43%	+8.77%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	68.20%	62.82%	+5.38%

Dividends

NRDS vs. HL - Dividend Comparison

NRDS has not paid dividends to shareholders, while HL's dividend yield for the trailing twelve months is around 0.09%.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
HL Hecla Mining Company	0.09%	0.08%	0.81%	0.65%	0.40%	0.72%	0.25%	0.29%	0.42%	0.25%	0.19%	0.53%
NRDS NerdWallet, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Financials

NRDS vs. HL - Profitability Comparison

The chart below illustrates the profitability comparison between NerdWallet, Inc. and Hecla Mining Company over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

NRDS - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, NerdWallet, Inc. reported a gross profit of 208.60M and revenue of 222.20M. Therefore, the gross margin over that period was 93.9%.

HL - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Hecla Mining Company reported a gross profit of 253.26M and revenue of 411.43M. Therefore, the gross margin over that period was 61.6%.

NRDS - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, NerdWallet, Inc. reported an operating income of 27.20M and revenue of 222.20M, resulting in an operating margin of 12.2%.

HL - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Hecla Mining Company reported an operating income of 223.11M and revenue of 411.43M, resulting in an operating margin of 54.2%.

NRDS - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, NerdWallet, Inc. reported a net income of 20.40M and revenue of 222.20M, resulting in a net margin of 9.2%.

HL - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Hecla Mining Company reported a net income of 266.45M and revenue of 411.43M, resulting in a net margin of 64.8%.

Frequently Asked Questions

Can I hold both NRDS and HL in my portfolio?

NRDS and HL have a correlation of 0.10, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, NRDS or HL?

HL has higher volatility (17.79%) compared to NRDS (9.29%). In terms of maximum drawdown, NRDS dropped -77.00% vs HL's -97.92%.

Which has better risk-adjusted returns?

HL currently has the higher Sharpe Ratio (2.32 vs -0.33), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.