NRDS vs. FSRPX

Last updated Apr 1, 2026

Compare and contrast key facts about NerdWallet, Inc. (NRDS) and Fidelity Select Retailing Portfolio (FSRPX).

FSRPX is managed by Fidelity. It was launched on Dec 15, 1985.

Performance

NRDS vs. FSRPX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in NerdWallet, Inc. (NRDS) and Fidelity Select Retailing Portfolio (FSRPX). The values are adjusted to include any dividend payments, if applicable.

NRDS vs. FSRPX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021
NRDS NerdWallet, Inc.	-23.39%	1.88%	-9.65%	53.33%	-38.26%	-45.05%
FSRPX Fidelity Select Retailing Portfolio	-4.91%	-4.15%	23.28%	26.94%	-29.44%	-2.81%

Returns By Period

In the year-to-date period, NRDS achieves a -23.39% return, which is significantly lower than FSRPX's -4.91% return.

NRDS

• 1D: 2.77%
• 1M: -4.33%
• YTD: -23.39%
• 6M: -3.53%
• 1Y: 14.70%
• 3Y*: -13.75%
• 5Y*: —
• 10Y*: —

FSRPX

• 1D: 0.47%
• 1M: -7.79%
• YTD: -4.91%
• 6M: -14.41%
• 1Y: -0.61%
• 3Y*: 10.06%
• 5Y*: 1.90%
• 10Y*: 11.47%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

NRDS vs. FSRPX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

NRDS

NRDS Risk / Return Rank: 51
NRDS Sharpe Ratio Rank: 51
NRDS Sortino Ratio Rank: 51
NRDS Omega Ratio Rank: 50
NRDS Calmar Ratio Rank: 50
NRDS Martin Ratio Rank: 51

FSRPX

FSRPX Risk / Return Rank: 5
FSRPX Sharpe Ratio Rank: 5
FSRPX Sortino Ratio Rank: 6
FSRPX Omega Ratio Rank: 6
FSRPX Calmar Ratio Rank: 5
FSRPX Martin Ratio Rank: 5

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

NRDS vs. FSRPX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for NerdWallet, Inc. (NRDS) and Fidelity Select Retailing Portfolio (FSRPX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	NRDS	FSRPX	Difference
Sharpe ratio Return per unit of total volatility	0.26	-0.01	+0.27
Sortino ratio Return per unit of downside risk	0.83	0.15	+0.67
Omega ratio Gain probability vs. loss probability	1.11	1.02	+0.08
Calmar ratio Return relative to maximum drawdown	0.36	-0.14	+0.49
Martin ratio Return relative to average drawdown	0.89	-0.38	+1.27
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

NRDS vs. FSRPX - Sharpe Ratio Comparison

The current NRDS Sharpe Ratio is 0.26, which is higher than the FSRPX Sharpe Ratio of -0.01. The chart below compares the historical Sharpe Ratios of NRDS and FSRPX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	NRDS	FSRPX	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.26	-0.01	+0.27
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	0.08	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.53	—
Sharpe Ratio (All Time) Calculated using the full available price history	-0.30	0.63	-0.93

Correlation

The correlation between NRDS and FSRPX is 0.48, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

NRDS vs. FSRPX - Dividend Comparison

NRDS has not paid dividends to shareholders, while FSRPX's dividend yield for the trailing twelve months is around 9.20%.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
NRDS NerdWallet, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
FSRPX Fidelity Select Retailing Portfolio	9.20%	8.75%	12.41%	7.40%	2.90%	15.92%	6.82%	2.13%	2.17%	3.37%	0.14%	1.22%

Drawdowns

NRDS vs. FSRPX - Drawdown Comparison

The maximum NRDS drawdown since its inception was -77.00%, which is greater than FSRPX's maximum drawdown of -55.75%. Use the drawdown chart below to compare losses from any high point for NRDS and FSRPX.

Drawdown Indicators

	NRDS	FSRPX	Difference
Max Drawdown Largest peak-to-trough decline	-77.00%	-55.75%	-21.25%
Max Drawdown (1Y) Largest decline over 1 year	-42.44%	-17.79%	-24.65%
Max Drawdown (5Y) Largest decline over 5 years	—	-39.01%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-39.01%	—
Current Drawdown Current decline from peak	-63.32%	-17.40%	-45.92%
Average Drawdown Average peak-to-trough decline	-56.80%	-9.09%	-47.71%
Ulcer Index Depth and duration of drawdowns from previous peaks	16.96%	6.42%	+10.54%

Volatility

NRDS vs. FSRPX - Volatility Comparison

NerdWallet, Inc. (NRDS) has a higher volatility of 12.09% compared to Fidelity Select Retailing Portfolio (FSRPX) at 5.08%. This indicates that NRDS's price experiences larger fluctuations and is considered to be riskier than FSRPX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	NRDS	FSRPX	Difference
Volatility (1M) Calculated over the trailing 1-month period	12.09%	5.08%	+7.01%
Volatility (6M) Calculated over the trailing 6-month period	34.59%	16.32%	+18.27%
Volatility (1Y) Calculated over the trailing 1-year period	56.37%	23.42%	+32.95%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	68.70%	22.68%	+46.02%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	68.70%	21.56%	+47.14%