- ISIN
- US64082B1026
- CUSIP
- 64082B102
- Sector
- Financial Services
- Industry
- Credit Services
- IPO Date
- Nov 4, 2021
Highlights
- Market Cap
- $575.46M
- Enterprise Value
- $519.16M
- EPS (TTM)
- $0.93
- PE Ratio
- 8.93
- PEG Ratio
- 0.07
- Total Revenue (TTM)
- $849.60M
- Gross Profit (TTM)
- $790.50M
- EBITDA (TTM)
- $128.50M
- Year Range
- $7.33 - $16.24
- Target Price
- $16.00
- ROA (TTM)
- 15.95%
- ROE (TTM)
- 20.49%
Share Price Chart
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Performance
NRDS Performance Chart
NerdWallet, Inc. (NRDS) is down 38.9% since the beginning of the year. At $8 per share, NRDS is trading 49.0% below its 52-week high of $16.
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Returns By Period
NerdWallet, Inc. (NRDS) has returned -38.89% so far this year and -22.62% over the past 12 months.
NerdWallet, Inc.
- 1D
- -1.19%
- 1M
- -0.84%
- YTD
- -38.89%
- 6M
- -41.94%
- 1Y
- -22.62%
- 3Y*
- -7.08%
- 5Y*
- —
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
NRDS Monthly Returns History
Based on dividend-adjusted daily data since Nov 4, 2021, NRDS's average daily return is 0.00%, while the average monthly return is -0.23%.
Historically, 46% of months were positive and 54% were negative. The best month was Feb 2023 with a return of +76.6%, while the worst month was Jun 2022 at -31.8%. The longest winning streak lasted 5 consecutive months, and the longest losing streak was 4 months.
On a daily basis, NRDS closed higher 50% of trading days. The best single day was Oct 27, 2023 with a return of +40.7%, while the worst single day was May 3, 2023 at -22.4%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -11.00% | -10.03% | -4.33% | 4.43% | -20.66% | -3.72% | -38.89% | ||||||
| 2025 | 7.37% | -28.57% | -11.27% | -0.99% | 17.63% | 4.08% | -3.46% | -2.36% | 4.06% | 8.46% | 28.62% | -9.73% | 1.88% |
| 2024 | 4.01% | 10.19% | -12.86% | -14.49% | 10.98% | 4.66% | 0.21% | -11.62% | -1.70% | 15.58% | -4.70% | -5.00% | -9.65% |
| 2023 | 21.77% | 76.56% | -21.61% | -16.13% | -30.73% | 0.11% | 19.13% | -19.71% | -1.22% | 21.26% | 9.00% | 25.28% | 53.33% |
| 2022 | -2.70% | -24.32% | 4.72% | -17.43% | 17.47% | -31.81% | 9.46% | 19.70% | -14.63% | 32.36% | 8.18% | -24.41% | -38.26% |
| 2021 | -23.06% | -13.99% | -33.83% |
Benchmark Metrics
NerdWallet, Inc. has an annualized alpha of -14.20%, beta of 1.30, and R2 of 0.11 versus S&P 500 Index. Calculated based on daily prices since November 04, 2021.
- This stock participated in 163.99% of S&P 500 Index downside but only 43.64% of its upside - more exposed to losses than it benefited from rallies.
- R2 of 0.11 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- -14.20%
- Beta
- 1.30
- R²
- 0.11
- Upside Capture
- 43.64%
- Downside Capture
- 163.99%
Return for Risk
Risk / Return Rank
NRDS ranks 24 for risk / return — below 24% of stocks on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for NerdWallet, Inc. (NRDS) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| NRDS | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.50 | ||
| Sortino ratioReturn per unit of downside risk | -3.13 | ||
| Omega ratioGain probability vs. loss probability | 0.95 | 1.37 | -0.42 |
| Calmar ratioReturn relative to maximum drawdown | -0.43 | 2.78 | -3.22 |
| Martin ratioReturn relative to average drawdown | -0.90 | 12.44 | -13.34 |
Dividends
Dividend History
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the NerdWallet, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the NerdWallet, Inc. was 77.00%, occurring on Oct 25, 2023. The portfolio has not yet recovered.
The current NerdWallet, Inc. drawdown is 70.74%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
2023 bear market2023 | -77.00%Oct 2023 | 1y 11mo | — | 4y 7moNov 2021 - now |
Drawdown Indicators
| NRDS | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -77.00% | -56.78% | -20.22% |
Max Drawdown (1Y)Largest decline over 1 year | -52.42% | -9.10% | -43.32% |
Max Drawdown (3Y)Largest decline over 3 years | -55.36% | -18.90% | -36.46% |
Max Drawdown (5Y)Largest decline over 5 years | — | -25.43% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | -70.74% | -1.80% | -68.94% |
Average DrawdownAverage peak-to-trough decline | -57.23% | -10.71% | -46.52% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 25.23% | 2.03% | +23.20% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of NerdWallet, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how NerdWallet, Inc. is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for NRDS, comparing it with other companies in the Credit Services industry. Currently, NRDS has a P/E ratio of 8.9. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for NRDS compared to other companies in the Credit Services industry. NRDS currently has a PEG ratio of 0.1. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for NRDS relative to other companies in the Credit Services industry. Currently, NRDS has a P/S ratio of 0.7. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for NRDS in comparison with other companies in the Credit Services industry. Currently, NRDS has a P/B value of 1.7. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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