NIPAX vs. PALDX
Compare and contrast key facts about Columbia Capital Allocation Moderate Conservative Portfolio (NIPAX) and PGIM 60/40 Allocation Fund (PALDX).
NIPAX is managed by Columbia. It was launched on Oct 14, 1996. PALDX is managed by PGIM. It was launched on Sep 12, 2017.
Performance
NIPAX vs. PALDX - Performance Comparison
Loading graphics...
NIPAX vs. PALDX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
NIPAX Columbia Capital Allocation Moderate Conservative Portfolio | -3.13% | 13.17% | 8.07% | 12.30% | -15.45% | 7.44% | 10.00% | 14.31% | -4.84% | 1.66% |
PALDX PGIM 60/40 Allocation Fund | -3.62% | 13.62% | 18.96% | 18.90% | -15.65% | 16.30% | 10.68% | 22.27% | -4.12% | 5.95% |
Returns By Period
In the year-to-date period, NIPAX achieves a -3.13% return, which is significantly higher than PALDX's -3.62% return.
NIPAX
- 1D
- 0.20%
- 1M
- -5.46%
- YTD
- -3.13%
- 6M
- -1.29%
- 1Y
- 8.91%
- 3Y*
- 8.31%
- 5Y*
- 3.55%
- 10Y*
- 5.05%
PALDX
- 1D
- -0.22%
- 1M
- -5.44%
- YTD
- -3.62%
- 6M
- -1.03%
- 1Y
- 12.43%
- 3Y*
- 13.72%
- 5Y*
- 7.99%
- 10Y*
- —
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
NIPAX vs. PALDX - Expense Ratio Comparison
NIPAX has a 0.16% expense ratio, which is higher than PALDX's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
NIPAX vs. PALDX — Risk / Return Rank
NIPAX
PALDX
NIPAX vs. PALDX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Columbia Capital Allocation Moderate Conservative Portfolio (NIPAX) and PGIM 60/40 Allocation Fund (PALDX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| NIPAX | PALDX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.19 | 1.12 | +0.08 |
Sortino ratioReturn per unit of downside risk | 1.69 | 1.65 | +0.04 |
Omega ratioGain probability vs. loss probability | 1.24 | 1.25 | -0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.49 | 1.42 | +0.07 |
Martin ratioReturn relative to average drawdown | 6.79 | 6.83 | -0.04 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| NIPAX | PALDX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.19 | 1.12 | +0.08 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.47 | 0.67 | -0.20 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.70 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.84 | 0.71 | +0.13 |
Correlation
The correlation between NIPAX and PALDX is 0.90, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
NIPAX vs. PALDX - Dividend Comparison
NIPAX's dividend yield for the trailing twelve months is around 3.55%, less than PALDX's 5.62% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
NIPAX Columbia Capital Allocation Moderate Conservative Portfolio | 3.55% | 4.05% | 3.24% | 4.23% | 6.79% | 9.83% | 5.37% | 4.49% | 7.06% | 3.07% | 3.42% | 4.49% |
PALDX PGIM 60/40 Allocation Fund | 5.62% | 5.42% | 10.40% | 2.94% | 6.19% | 6.87% | 2.58% | 4.58% | 3.65% | 1.48% | 0.00% | 0.00% |
Drawdowns
NIPAX vs. PALDX - Drawdown Comparison
The maximum NIPAX drawdown since its inception was -26.77%, roughly equal to the maximum PALDX drawdown of -26.16%. Use the drawdown chart below to compare losses from any high point for NIPAX and PALDX.
Loading graphics...
Drawdown Indicators
| NIPAX | PALDX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -26.77% | -26.16% | -0.61% |
Max Drawdown (1Y)Largest decline over 1 year | -5.82% | -8.20% | +2.38% |
Max Drawdown (5Y)Largest decline over 5 years | -19.93% | -20.47% | +0.54% |
Max Drawdown (10Y)Largest decline over 10 years | -19.93% | — | — |
Current DrawdownCurrent decline from peak | -5.64% | -5.96% | +0.32% |
Average DrawdownAverage peak-to-trough decline | -2.67% | -4.16% | +1.49% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.28% | 1.70% | -0.42% |
Volatility
NIPAX vs. PALDX - Volatility Comparison
Columbia Capital Allocation Moderate Conservative Portfolio (NIPAX) and PGIM 60/40 Allocation Fund (PALDX) have volatilities of 3.10% and 3.05%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| NIPAX | PALDX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.10% | 3.05% | +0.05% |
Volatility (6M)Calculated over the trailing 6-month period | 4.83% | 5.86% | -1.03% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.60% | 11.52% | -3.92% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.62% | 12.08% | -4.46% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 7.22% | 12.75% | -5.53% |