NBARX vs. RGAGX
Compare and contrast key facts about American Funds Retirement Income Portfolio - Moderate (NBARX) and American Funds The Growth Fund of America Class R-6 (RGAGX).
NBARX is managed by American Funds. It was launched on Aug 27, 2015. RGAGX is managed by American Funds. It was launched on Dec 1, 1973.
Performance
NBARX vs. RGAGX - Performance Comparison
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NBARX vs. RGAGX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
NBARX American Funds Retirement Income Portfolio - Moderate | -0.15% | 15.67% | 9.16% | 9.25% | -10.06% | 12.14% | 7.41% | 15.42% | -3.81% | 11.18% |
RGAGX American Funds The Growth Fund of America Class R-6 | -7.99% | 20.08% | 28.41% | 37.66% | -30.53% | 19.67% | 38.30% | 29.22% | -2.88% | 26.53% |
Returns By Period
In the year-to-date period, NBARX achieves a -0.15% return, which is significantly higher than RGAGX's -7.99% return. Over the past 10 years, NBARX has underperformed RGAGX with an annualized return of 6.72%, while RGAGX has yielded a comparatively higher 14.74% annualized return.
NBARX
- 1D
- 1.27%
- 1M
- -4.29%
- YTD
- -0.15%
- 6M
- 1.94%
- 1Y
- 11.98%
- 3Y*
- 10.35%
- 5Y*
- 5.99%
- 10Y*
- 6.72%
RGAGX
- 1D
- 3.55%
- 1M
- -6.32%
- YTD
- -7.99%
- 6M
- -7.03%
- 1Y
- 17.19%
- 3Y*
- 20.63%
- 5Y*
- 9.29%
- 10Y*
- 14.74%
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NBARX vs. RGAGX - Expense Ratio Comparison
NBARX has a 0.32% expense ratio, which is higher than RGAGX's 0.30% expense ratio.
Return for Risk
NBARX vs. RGAGX — Risk / Return Rank
NBARX
RGAGX
NBARX vs. RGAGX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds Retirement Income Portfolio - Moderate (NBARX) and American Funds The Growth Fund of America Class R-6 (RGAGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| NBARX | RGAGX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.55 | 0.86 | +0.69 |
Sortino ratioReturn per unit of downside risk | 2.14 | 1.37 | +0.77 |
Omega ratioGain probability vs. loss probability | 1.32 | 1.20 | +0.12 |
Calmar ratioReturn relative to maximum drawdown | 2.04 | 1.29 | +0.75 |
Martin ratioReturn relative to average drawdown | 8.60 | 4.90 | +3.69 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| NBARX | RGAGX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.55 | 0.86 | +0.69 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.76 | 0.46 | +0.30 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.82 | 0.75 | +0.07 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.85 | 0.80 | +0.05 |
Correlation
The correlation between NBARX and RGAGX is 0.80, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
NBARX vs. RGAGX - Dividend Comparison
NBARX's dividend yield for the trailing twelve months is around 5.18%, less than RGAGX's 11.95% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
NBARX American Funds Retirement Income Portfolio - Moderate | 5.18% | 5.69% | 3.25% | 3.46% | 5.04% | 3.48% | 3.97% | 3.87% | 3.89% | 2.50% | 2.55% | 0.00% |
RGAGX American Funds The Growth Fund of America Class R-6 | 11.95% | 10.99% | 9.29% | 7.70% | 4.44% | 8.49% | 4.57% | 7.93% | 12.36% | 7.34% | 6.95% | 9.22% |
Drawdowns
NBARX vs. RGAGX - Drawdown Comparison
The maximum NBARX drawdown since its inception was -18.50%, smaller than the maximum RGAGX drawdown of -36.19%. Use the drawdown chart below to compare losses from any high point for NBARX and RGAGX.
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Drawdown Indicators
| NBARX | RGAGX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -18.50% | -36.19% | +17.69% |
Max Drawdown (1Y)Largest decline over 1 year | -6.17% | -13.71% | +7.54% |
Max Drawdown (5Y)Largest decline over 5 years | -16.86% | -36.19% | +19.33% |
Max Drawdown (10Y)Largest decline over 10 years | -18.50% | -36.19% | +17.69% |
Current DrawdownCurrent decline from peak | -4.70% | -10.64% | +5.94% |
Average DrawdownAverage peak-to-trough decline | -2.70% | -5.53% | +2.83% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.47% | 3.62% | -2.15% |
Volatility
NBARX vs. RGAGX - Volatility Comparison
The current volatility for American Funds Retirement Income Portfolio - Moderate (NBARX) is 3.21%, while American Funds The Growth Fund of America Class R-6 (RGAGX) has a volatility of 6.74%. This indicates that NBARX experiences smaller price fluctuations and is considered to be less risky than RGAGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| NBARX | RGAGX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.21% | 6.74% | -3.53% |
Volatility (6M)Calculated over the trailing 6-month period | 4.93% | 12.12% | -7.19% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.98% | 21.00% | -13.02% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.93% | 20.23% | -12.30% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.20% | 19.64% | -11.44% |