NBARX vs. PUDZX
NBARX (American Funds Retirement Income Portfolio - Moderate) and PUDZX (PGIM Real Assets Fund) are both Diversified Portfolio funds. Over the past 10 years, NBARX returned 6.89%/yr vs 6.68%/yr for PUDZX. Their 0.71 correlation means they have sometimes moved together and sometimes differently. NBARX charges 0.32%/yr vs 0.25%/yr for PUDZX.
Performance
NBARX vs. PUDZX - Performance Comparison
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Returns By Period
In the year-to-date period, NBARX achieves a 5.75% return, which is significantly lower than PUDZX's 13.05% return. Both investments have delivered pretty close results over the past 10 years, with NBARX having a 6.89% annualized return and PUDZX not far behind at 6.68%.
NBARX
- 1D
- 0.63%
- 1M
- 0.14%
- 6M
- 3.32%
- YTD
- 5.75%
- 1Y
- 12.55%
- 3Y*
- 11.37%
- 5Y*
- 6.31%
- 10Y*
- 6.89%
- ALL TIME*
- 7.31%
PUDZX
- 1D
- 0.28%
- 1M
- 2.38%
- 6M
- 6.88%
- YTD
- 13.05%
- 1Y
- 21.00%
- 3Y*
- 11.88%
- 5Y*
- 7.88%
- 10Y*
- 6.68%
- ALL TIME*
- 4.83%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
NBARX vs. PUDZX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
NBARX American Funds Retirement Income Portfolio - Moderate | 5.75% | 15.67% | 9.16% | 9.25% | -10.06% | 12.14% | 7.41% | 15.42% | -3.81% | 11.18% |
PUDZX PGIM Real Assets Fund | 13.05% | 13.40% | 8.61% | 3.26% | -2.76% | 18.49% | 4.84% | 16.29% | -9.20% | 6.22% |
Correlation
The correlation between NBARX and PUDZX is 0.54, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.54 |
Correlation (3Y) Balances recent behavior with more history. | 0.68 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.72 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.71 |
Correlation (All Time) Calculated using the full available price history since Jan 4, 2016 | 0.71 |
The correlation between NBARX and PUDZX shifts across timeframes, from 0.54 (1 year) to 0.72 (5 years), reflecting how their relationship changes across market environments.
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Return for Risk
NBARX vs. PUDZX — Risk / Return Rank
NBARX
PUDZX
NBARX vs. PUDZX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds Retirement Income Portfolio - Moderate (NBARX) and PGIM Real Assets Fund (PUDZX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| NBARX | PUDZX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.86 | ||
| Sortino ratioReturn per unit of downside risk | -1.05 | ||
| Omega ratioGain probability vs. loss probability | 1.34 | 1.49 | -0.15 |
| Calmar ratioReturn relative to maximum drawdown | 1.97 | 4.10 | -2.13 |
| Martin ratioReturn relative to average drawdown | 8.55 | 12.61 | -4.06 |
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Drawdowns
NBARX vs. PUDZX - Drawdown Comparison
The maximum NBARX drawdown since its inception was -18.50%, smaller than the maximum PUDZX drawdown of -21.53%. Use the drawdown chart below to compare losses from any high point for NBARX and PUDZX.
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Drawdown Indicators
| NBARX | PUDZX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -18.50% | -21.53% | +3.03% |
Max Drawdown (1Y)Largest decline over 1 year | -6.10% | -5.01% | -1.09% |
Max Drawdown (3Y)Largest decline over 3 years | -6.81% | -8.20% | +1.39% |
Max Drawdown (5Y)Largest decline over 5 years | -16.86% | -17.98% | +1.12% |
Max Drawdown (10Y)Largest decline over 10 years | -18.50% | -21.53% | +3.03% |
Current DrawdownCurrent decline from peak | -0.14% | -2.10% | +1.96% |
Average DrawdownAverage peak-to-trough decline | -2.65% | -5.24% | +2.59% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.40% | 1.63% | -0.23% |
Volatility
NBARX vs. PUDZX - Volatility Comparison
The current volatility for American Funds Retirement Income Portfolio - Moderate (NBARX) is 1.52%, while PGIM Real Assets Fund (PUDZX) has a volatility of 1.88%. This indicates that NBARX experiences smaller price fluctuations and is considered to be less risky than PUDZX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| NBARX | PUDZX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.52% | 1.88% | -0.36% |
Volatility (6M)Calculated over the trailing 6-month period | 5.48% | 6.16% | -0.68% |
Volatility (1Y)Calculated over the trailing 1-year period | 6.69% | 7.77% | -1.08% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.00% | 10.42% | -2.42% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.20% | 9.68% | -1.48% |
NBARX vs. PUDZX - Expense Ratio Comparison
NBARX has a 0.32% expense ratio, which is higher than PUDZX's 0.25% expense ratio.
Dividends
NBARX vs. PUDZX - Dividend Comparison
NBARX's dividend yield for the trailing twelve months is around 4.97%, less than PUDZX's 7.09% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
NBARX American Funds Retirement Income Portfolio - Moderate | 4.97% | 5.69% | 3.25% | 3.46% | 5.04% | 3.48% | 3.97% | 3.87% | 3.89% | 2.50% | 2.55% | 0.00% |
PUDZX PGIM Real Assets Fund | 7.09% | 8.93% | 6.67% | 3.66% | 9.10% | 13.00% | 4.94% | 3.40% | 2.14% | 2.10% | 1.39% | 1.72% |
Frequently Asked Questions
NBARX and PUDZX have a correlation of 0.54, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PUDZX has higher volatility (1.88%) compared to NBARX (1.52%). In terms of maximum drawdown, NBARX dropped -18.50% vs PUDZX's -21.53%.
PUDZX currently has the higher Sharpe Ratio (2.66 vs 1.80), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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