CAIBX vs. VTI
Compare and contrast key facts about American Funds Capital Income Builder Class A (CAIBX) and Vanguard Total Stock Market ETF (VTI).
CAIBX is managed by American Funds. It was launched on Jul 30, 1987. VTI is a passively managed fund by Vanguard that tracks the performance of the CRSP US Total Market Index. It was launched on Jun 27, 2016.
Performance
CAIBX vs. VTI - Performance Comparison
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CAIBX vs. VTI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CAIBX American Funds Capital Income Builder Class A | 1.65% | 20.39% | 10.24% | 8.95% | -7.14% | 14.99% | 3.20% | 17.23% | -7.28% | 13.99% |
VTI Vanguard Total Stock Market ETF | -3.29% | 17.10% | 23.81% | 26.05% | -19.52% | 25.68% | 21.08% | 30.67% | -5.23% | 21.21% |
Returns By Period
In the year-to-date period, CAIBX achieves a 1.65% return, which is significantly higher than VTI's -3.29% return. Over the past 10 years, CAIBX has underperformed VTI with an annualized return of 7.54%, while VTI has yielded a comparatively higher 13.69% annualized return.
CAIBX
- 1D
- 1.50%
- 1M
- -4.13%
- YTD
- 1.65%
- 6M
- 4.25%
- 1Y
- 16.20%
- 3Y*
- 12.93%
- 5Y*
- 8.22%
- 10Y*
- 7.54%
VTI
- 1D
- 0.76%
- 1M
- -4.38%
- YTD
- -3.29%
- 6M
- -1.26%
- 1Y
- 18.60%
- 3Y*
- 18.14%
- 5Y*
- 10.63%
- 10Y*
- 13.69%
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CAIBX vs. VTI - Expense Ratio Comparison
CAIBX has a 0.59% expense ratio, which is higher than VTI's 0.03% expense ratio.
Return for Risk
CAIBX vs. VTI — Risk / Return Rank
CAIBX
VTI
CAIBX vs. VTI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds Capital Income Builder Class A (CAIBX) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| CAIBX | VTI | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.62 | 0.98 | +0.64 |
Sortino ratioReturn per unit of downside risk | 2.20 | 1.52 | +0.69 |
Omega ratioGain probability vs. loss probability | 1.33 | 1.23 | +0.10 |
Calmar ratioReturn relative to maximum drawdown | 2.01 | 1.54 | +0.46 |
Martin ratioReturn relative to average drawdown | 9.18 | 7.30 | +1.88 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| CAIBX | VTI | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.62 | 0.98 | +0.64 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.83 | 0.61 | +0.22 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.70 | 0.75 | -0.05 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.91 | 0.48 | +0.43 |
Correlation
The correlation between CAIBX and VTI is 0.82, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
CAIBX vs. VTI - Dividend Comparison
CAIBX's dividend yield for the trailing twelve months is around 7.65%, more than VTI's 1.17% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CAIBX American Funds Capital Income Builder Class A | 7.65% | 7.71% | 5.76% | 3.47% | 3.43% | 3.14% | 3.38% | 4.10% | 3.55% | 4.44% | 3.52% | 3.62% |
VTI Vanguard Total Stock Market ETF | 1.17% | 1.12% | 1.27% | 1.44% | 1.66% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% |
Drawdowns
CAIBX vs. VTI - Drawdown Comparison
The maximum CAIBX drawdown since its inception was -43.68%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for CAIBX and VTI.
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Drawdown Indicators
| CAIBX | VTI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -43.68% | -55.45% | +11.77% |
Max Drawdown (1Y)Largest decline over 1 year | -8.37% | -12.30% | +3.93% |
Max Drawdown (5Y)Largest decline over 5 years | -17.65% | -25.36% | +7.71% |
Max Drawdown (10Y)Largest decline over 10 years | -25.28% | -35.00% | +9.72% |
Current DrawdownCurrent decline from peak | -4.85% | -5.54% | +0.69% |
Average DrawdownAverage peak-to-trough decline | -3.82% | -8.08% | +4.26% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.83% | 2.60% | -0.77% |
Volatility
CAIBX vs. VTI - Volatility Comparison
The current volatility for American Funds Capital Income Builder Class A (CAIBX) is 3.72%, while Vanguard Total Stock Market ETF (VTI) has a volatility of 5.48%. This indicates that CAIBX experiences smaller price fluctuations and is considered to be less risky than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CAIBX | VTI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.72% | 5.48% | -1.76% |
Volatility (6M)Calculated over the trailing 6-month period | 6.12% | 9.75% | -3.63% |
Volatility (1Y)Calculated over the trailing 1-year period | 10.19% | 19.02% | -8.83% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.95% | 17.41% | -7.46% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 10.87% | 18.29% | -7.42% |