NBARX vs. AIVSX
NBARX (American Funds Retirement Income Portfolio - Moderate) and AIVSX (American Funds Investment Company of America Class A) are both mutual funds - NBARX is a Diversified Portfolio fund managed by American Funds, while AIVSX is a Large Cap Blend Equities fund managed by American Funds. Over the past 10 years, NBARX returned 7.08%/yr vs 14.19%/yr for AIVSX. Their correlation of 0.89 suggests significant overlap in exposure. NBARX charges 0.32%/yr vs 0.57%/yr for AIVSX.
Performance
NBARX vs. AIVSX - Performance Comparison
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Returns By Period
In the year-to-date period, NBARX achieves a 5.07% return, which is significantly lower than AIVSX's 10.14% return. Over the past 10 years, NBARX has underperformed AIVSX with an annualized return of 7.08%, while AIVSX has yielded a comparatively higher 14.19% annualized return.
NBARX
- 1D
- -0.42%
- 1M
- 1.27%
- YTD
- 5.07%
- 6M
- 5.66%
- 1Y
- 14.34%
- 3Y*
- 12.17%
- 5Y*
- 6.23%
- 10Y*
- 7.08%
AIVSX
- 1D
- -0.69%
- 1M
- 3.82%
- YTD
- 10.14%
- 6M
- 10.06%
- 1Y
- 25.27%
- 3Y*
- 23.93%
- 5Y*
- 14.69%
- 10Y*
- 14.19%
NBARX vs. AIVSX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
NBARX American Funds Retirement Income Portfolio - Moderate | 5.07% | 15.67% | 9.16% | 9.25% | -10.06% | 12.14% | 7.41% | 15.42% | -3.81% | 11.18% |
AIVSX American Funds Investment Company of America Class A | 10.14% | 20.47% | 24.90% | 28.56% | -15.50% | 25.10% | 14.47% | 24.10% | -8.21% | 19.54% |
Correlation
The correlation between NBARX and AIVSX is 0.84, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.84 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.84 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.87 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.88 |
Correlation (All Time) Calculated using the full available price history since Jan 5, 2016 | 0.89 |
The correlation between NBARX and AIVSX has been stable across timeframes, ranging from 0.84 to 0.89 - a consistent structural relationship.
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Return for Risk
NBARX vs. AIVSX — Risk / Return Rank
NBARX
AIVSX
NBARX vs. AIVSX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds Retirement Income Portfolio - Moderate (NBARX) and American Funds Investment Company of America Class A (AIVSX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| NBARX | AIVSX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.22 | ||
| Sortino ratioReturn per unit of downside risk | +0.37 | ||
| Omega ratioGain probability vs. loss probability | 1.44 | 1.38 | +0.06 |
| Calmar ratioReturn relative to maximum drawdown | 2.42 | 2.57 | -0.15 |
| Martin ratioReturn relative to average drawdown | 10.61 | 11.66 | -1.05 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| NBARX | AIVSX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.30 | 2.08 | +0.22 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.79 | 0.92 | -0.14 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.86 | 0.86 | 0.00 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.90 | 0.70 | +0.20 |
Drawdowns
NBARX vs. AIVSX - Drawdown Comparison
The maximum NBARX drawdown since its inception was -18.50%, smaller than the maximum AIVSX drawdown of -50.90%. Use the drawdown chart below to compare losses from any high point for NBARX and AIVSX.
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Drawdown Indicators
| NBARX | AIVSX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -18.50% | -50.90% | +32.40% |
Max Drawdown (1Y)Largest decline over 1 year | -6.10% | -10.08% | +3.98% |
Max Drawdown (3Y)Largest decline over 3 years | -6.90% | -17.40% | +10.50% |
Max Drawdown (5Y)Largest decline over 5 years | -16.86% | -24.31% | +7.45% |
Max Drawdown (10Y)Largest decline over 10 years | -18.50% | -31.09% | +12.59% |
Current DrawdownCurrent decline from peak | -0.42% | -0.69% | +0.27% |
Average DrawdownAverage peak-to-trough decline | -2.68% | -5.91% | +3.23% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.39% | 2.22% | -0.83% |
Volatility
NBARX vs. AIVSX - Volatility Comparison
The current volatility for American Funds Retirement Income Portfolio - Moderate (NBARX) is 2.15%, while American Funds Investment Company of America Class A (AIVSX) has a volatility of 3.36%. This indicates that NBARX experiences smaller price fluctuations and is considered to be less risky than AIVSX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| NBARX | AIVSX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.15% | 3.36% | -1.21% |
Volatility (6M)Calculated over the trailing 6-month period | 5.18% | 9.69% | -4.51% |
Volatility (1Y)Calculated over the trailing 1-year period | 6.42% | 12.47% | -6.05% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.97% | 16.00% | -8.03% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.23% | 16.58% | -8.35% |
NBARX vs. AIVSX - Expense Ratio Comparison
NBARX has a 0.32% expense ratio, which is lower than AIVSX's 0.57% expense ratio.
Dividends
NBARX vs. AIVSX - Dividend Comparison
NBARX's dividend yield for the trailing twelve months is around 4.92%, less than AIVSX's 9.65% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AIVSX American Funds Investment Company of America Class A | 9.65% | 10.60% | 9.29% | 4.96% | 6.12% | 6.94% | 1.65% | 6.15% | 9.61% | 7.08% | 5.48% | 8.95% |
NBARX American Funds Retirement Income Portfolio - Moderate | 4.92% | 5.69% | 3.25% | 3.46% | 5.04% | 3.48% | 3.97% | 3.87% | 3.89% | 2.50% | 2.55% | 0.00% |
Frequently Asked Questions
NBARX and AIVSX have a correlation of 0.84, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
AIVSX has higher volatility (3.36%) compared to NBARX (2.15%). In terms of maximum drawdown, NBARX dropped -18.50% vs AIVSX's -50.90%.
NBARX currently has the higher Sharpe Ratio (2.30 vs 2.08), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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