NBARX vs. AIVSX
Compare and contrast key facts about American Funds Retirement Income Portfolio - Moderate (NBARX) and American Funds Investment Company of America Class A (AIVSX).
NBARX is managed by American Funds. It was launched on Aug 27, 2015. AIVSX is managed by American Funds. It was launched on Jan 1, 1934.
Performance
NBARX vs. AIVSX - Performance Comparison
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NBARX vs. AIVSX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
NBARX American Funds Retirement Income Portfolio - Moderate | -0.15% | 15.67% | 9.16% | 9.25% | -10.06% | 12.14% | 7.41% | 15.42% | -3.81% | 11.18% |
AIVSX American Funds Investment Company of America Class A | -4.87% | 20.47% | 24.90% | 28.56% | -15.50% | 25.10% | 14.47% | 24.10% | -8.21% | 19.54% |
Returns By Period
In the year-to-date period, NBARX achieves a -0.15% return, which is significantly higher than AIVSX's -4.87% return. Over the past 10 years, NBARX has underperformed AIVSX with an annualized return of 6.72%, while AIVSX has yielded a comparatively higher 12.88% annualized return.
NBARX
- 1D
- 1.27%
- 1M
- -4.29%
- YTD
- -0.15%
- 6M
- 1.94%
- 1Y
- 11.98%
- 3Y*
- 10.35%
- 5Y*
- 5.99%
- 10Y*
- 6.72%
AIVSX
- 1D
- 3.05%
- 1M
- -5.90%
- YTD
- -4.87%
- 6M
- -3.21%
- 1Y
- 17.66%
- 3Y*
- 20.05%
- 5Y*
- 12.46%
- 10Y*
- 12.88%
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NBARX vs. AIVSX - Expense Ratio Comparison
NBARX has a 0.32% expense ratio, which is lower than AIVSX's 0.57% expense ratio.
Return for Risk
NBARX vs. AIVSX — Risk / Return Rank
NBARX
AIVSX
NBARX vs. AIVSX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds Retirement Income Portfolio - Moderate (NBARX) and American Funds Investment Company of America Class A (AIVSX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| NBARX | AIVSX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.55 | 1.04 | +0.51 |
Sortino ratioReturn per unit of downside risk | 2.14 | 1.59 | +0.55 |
Omega ratioGain probability vs. loss probability | 1.32 | 1.23 | +0.09 |
Calmar ratioReturn relative to maximum drawdown | 2.04 | 1.72 | +0.32 |
Martin ratioReturn relative to average drawdown | 8.60 | 7.16 | +1.44 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| NBARX | AIVSX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.55 | 1.04 | +0.51 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.76 | 0.78 | -0.03 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.82 | 0.78 | +0.04 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.85 | 0.67 | +0.18 |
Correlation
The correlation between NBARX and AIVSX is 0.89, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
NBARX vs. AIVSX - Dividend Comparison
NBARX's dividend yield for the trailing twelve months is around 5.18%, less than AIVSX's 11.17% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
NBARX American Funds Retirement Income Portfolio - Moderate | 5.18% | 5.69% | 3.25% | 3.46% | 5.04% | 3.48% | 3.97% | 3.87% | 3.89% | 2.50% | 2.55% | 0.00% |
AIVSX American Funds Investment Company of America Class A | 11.17% | 10.60% | 9.29% | 4.96% | 6.12% | 6.94% | 1.65% | 6.15% | 9.61% | 7.08% | 5.48% | 8.95% |
Drawdowns
NBARX vs. AIVSX - Drawdown Comparison
The maximum NBARX drawdown since its inception was -18.50%, smaller than the maximum AIVSX drawdown of -50.90%. Use the drawdown chart below to compare losses from any high point for NBARX and AIVSX.
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Drawdown Indicators
| NBARX | AIVSX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -18.50% | -50.90% | +32.40% |
Max Drawdown (1Y)Largest decline over 1 year | -6.17% | -10.76% | +4.59% |
Max Drawdown (5Y)Largest decline over 5 years | -16.86% | -24.31% | +7.45% |
Max Drawdown (10Y)Largest decline over 10 years | -18.50% | -31.09% | +12.59% |
Current DrawdownCurrent decline from peak | -4.70% | -7.34% | +2.64% |
Average DrawdownAverage peak-to-trough decline | -2.70% | -5.93% | +3.23% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.47% | 2.59% | -1.12% |
Volatility
NBARX vs. AIVSX - Volatility Comparison
The current volatility for American Funds Retirement Income Portfolio - Moderate (NBARX) is 3.21%, while American Funds Investment Company of America Class A (AIVSX) has a volatility of 5.75%. This indicates that NBARX experiences smaller price fluctuations and is considered to be less risky than AIVSX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| NBARX | AIVSX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.21% | 5.75% | -2.54% |
Volatility (6M)Calculated over the trailing 6-month period | 4.93% | 9.93% | -5.00% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.98% | 17.56% | -9.58% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.93% | 15.96% | -8.03% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.20% | 16.55% | -8.35% |