LOAN vs. REFI
LOAN (Manhattan Bridge Capital, Inc.) and REFI (Chicago Atlantic Real Estate Finance, Inc.) are both stocks. Both operate in the REIT - Mortgage industry within the Real Estate sector. Over the past 3 years, LOAN returned 2.94%/yr vs 3.02%/yr for REFI. At a 0.16 correlation, their price movements are largely independent.
Performance
LOAN vs. REFI - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, LOAN achieves a -3.60% return, which is significantly lower than REFI's -2.68% return.
LOAN
- 1D
- 0.23%
- 1M
- 3.79%
- YTD
- -3.60%
- 6M
- -7.54%
- 1Y
- -8.33%
- 3Y*
- 2.94%
- 5Y*
- -0.61%
- 10Y*
- 7.47%
REFI
- 1D
- 3.06%
- 1M
- 0.53%
- YTD
- -2.68%
- 6M
- -4.63%
- 1Y
- -6.81%
- 3Y*
- 3.02%
- 5Y*
- —
- 10Y*
- —
LOAN vs. REFI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
LOAN Manhattan Bridge Capital, Inc. | -3.60% | -9.37% | 22.47% | 2.12% | 5.67% | -2.24% |
REFI Chicago Atlantic Real Estate Finance, Inc. | -2.68% | -8.70% | 8.69% | 23.70% | 3.35% | 1.52% |
Correlation
The correlation between LOAN and REFI is 0.19, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.19 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.18 |
Correlation (All Time) Calculated using the full available price history since Dec 8, 2021 | 0.16 |
Fundamentals
LOAN:
$50.07M
REFI:
$245.99M
LOAN:
$0.44
REFI:
$226.63
LOAN:
9.99
REFI:
0.05
LOAN:
5.17
REFI:
0.00
LOAN:
5.91
REFI:
5.54
LOAN:
1.16
REFI:
0.00
LOAN:
$8.47M
REFI:
$44.35M
LOAN:
$6.80M
REFI:
$42.41M
LOAN:
$5.02M
REFI:
$8.16M
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
LOAN vs. REFI — Risk / Return Rank
LOAN
REFI
LOAN vs. REFI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Manhattan Bridge Capital, Inc. (LOAN) and Chicago Atlantic Real Estate Finance, Inc. (REFI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| LOAN | REFI | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.10 | ||
| Sortino ratioReturn per unit of downside risk | -0.17 | ||
| Omega ratioGain probability vs. loss probability | 0.95 | 0.97 | -0.02 |
| Calmar ratioReturn relative to maximum drawdown | -0.38 | -0.46 | +0.09 |
| Martin ratioReturn relative to average drawdown | -0.59 | -0.82 | +0.23 |
Loading charts...
Drawdowns
LOAN vs. REFI - Drawdown Comparison
The maximum LOAN drawdown since its inception was -90.93%, which is greater than REFI's maximum drawdown of -26.55%. Use the drawdown chart below to compare losses from any high point for LOAN and REFI.
Loading charts...
Drawdown Indicators
| LOAN | REFI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -90.93% | -26.55% | -64.38% |
Max Drawdown (1Y)Largest decline over 1 year | -22.10% | -14.71% | -7.39% |
Max Drawdown (3Y)Largest decline over 3 years | -22.22% | -19.25% | -2.97% |
Max Drawdown (5Y)Largest decline over 5 years | -32.59% | — | — |
Max Drawdown (10Y)Largest decline over 10 years | -59.16% | — | — |
Current DrawdownCurrent decline from peak | -17.77% | -15.63% | -2.14% |
Average DrawdownAverage peak-to-trough decline | -46.41% | -9.93% | -36.48% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 14.15% | 8.28% | +5.87% |
Volatility
LOAN vs. REFI - Volatility Comparison
The current volatility for Manhattan Bridge Capital, Inc. (LOAN) is 4.21%, while Chicago Atlantic Real Estate Finance, Inc. (REFI) has a volatility of 6.25%. This indicates that LOAN experiences smaller price fluctuations and is considered to be less risky than REFI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| LOAN | REFI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.21% | 6.25% | -2.04% |
Volatility (6M)Calculated over the trailing 6-month period | 13.94% | 16.18% | -2.24% |
Volatility (1Y)Calculated over the trailing 1-year period | 21.68% | 23.78% | -2.10% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 26.12% | 24.32% | +1.80% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 34.41% | 24.32% | +10.09% |
Dividends
LOAN vs. REFI - Dividend Comparison
LOAN's dividend yield for the trailing twelve months is around 10.39%, less than REFI's 16.42% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
LOAN Manhattan Bridge Capital, Inc. | 10.39% | 9.89% | 8.21% | 9.05% | 9.38% | 8.82% | 8.06% | 7.55% | 8.54% | 6.97% | 4.93% | 9.68% |
REFI Chicago Atlantic Real Estate Finance, Inc. | 16.42% | 15.33% | 13.36% | 13.41% | 13.93% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
LOAN vs. REFI - Financials Comparison
This section allows you to compare key financial metrics between Manhattan Bridge Capital, Inc. and Chicago Atlantic Real Estate Finance, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
LOAN and REFI have a correlation of 0.19, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
REFI has higher volatility (6.25%) compared to LOAN (4.21%). In terms of maximum drawdown, LOAN dropped -90.93% vs REFI's -26.55%.
REFI currently has the higher Sharpe Ratio (-0.29 vs -0.39), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for LOAN and REFI
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer