Chicago Atlantic Real Estate Finance, Inc. (REFI)
Company Info
Highlights
$313.88M
$1.88
7.96
$43.39M
-$949.27M
-$2.69B
$12.76 - $15.77
$18.00
1.93%
1.92
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
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Returns By Period
Chicago Atlantic Real Estate Finance, Inc. (REFI) returned 0.16% year-to-date (YTD) and 8.71% over the past 12 months.
REFI
0.16%
11.72%
1.76%
8.71%
N/A
N/A
^GSPC (Benchmark)
-3.77%
7.44%
-5.60%
8.37%
14.12%
10.46%
Monthly Returns
The table below presents the monthly returns of REFI, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | -0.32% | 4.75% | -5.80% | -1.56% | 3.46% | 0.16% | |||||||
| 2024 | -1.92% | 2.65% | -0.28% | -0.19% | -0.25% | 0.88% | 4.04% | -0.50% | 0.49% | -2.51% | 6.55% | -0.23% | 8.69% |
| 2023 | 2.52% | -5.11% | -4.56% | 4.81% | 2.68% | 7.41% | 0.59% | -0.79% | 0.49% | -4.28% | 9.87% | 9.28% | 23.70% |
| 2022 | 14.11% | 6.37% | -10.36% | 0.34% | -4.27% | -8.89% | -5.58% | 7.38% | -2.58% | 2.85% | 9.31% | -2.26% | 3.35% |
| 2021 | 2.63% | 2.63% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of REFI is 66, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Chicago Atlantic Real Estate Finance, Inc. (REFI) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
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Dividends
Dividend History
Chicago Atlantic Real Estate Finance, Inc. provided a 13.76% dividend yield over the last twelve months, with an annual payout of $2.06 per share.
| Period | TTM | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Dividend | $2.06 | $2.06 | $2.17 | $2.10 | $0.26 |
Dividend yield | 13.76% | 13.36% | 13.41% | 13.93% | 1.56% |
Monthly Dividends
The table displays the monthly dividend distributions for Chicago Atlantic Real Estate Finance, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.47 | $0.00 | $0.00 | $0.47 | |||||||
| 2024 | $0.00 | $0.00 | $0.47 | $0.00 | $0.00 | $0.47 | $0.00 | $0.00 | $0.47 | $0.00 | $0.00 | $0.65 | $2.06 |
| 2023 | $0.00 | $0.00 | $0.47 | $0.00 | $0.00 | $0.47 | $0.00 | $0.00 | $0.47 | $0.00 | $0.00 | $0.76 | $2.17 |
| 2022 | $0.00 | $0.00 | $0.40 | $0.00 | $0.00 | $0.47 | $0.00 | $0.00 | $0.47 | $0.00 | $0.00 | $0.76 | $2.10 |
| 2021 | $0.26 | $0.26 |
Dividend Yield & Payout
Dividend Yield
Chicago Atlantic Real Estate Finance, Inc. has a dividend yield of 13.76%, which means its dividend payment is significantly above the market average.
Payout Ratio
Chicago Atlantic Real Estate Finance, Inc. has a payout ratio of 109.57%, which is above the market average. This might signify the company's strong earnings or financial health. However, it could also hint at a more mature business phase with potentially slower growth.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Chicago Atlantic Real Estate Finance, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Chicago Atlantic Real Estate Finance, Inc. was 26.55%, occurring on Mar 15, 2023. Recovery took 192 trading sessions.
The current Chicago Atlantic Real Estate Finance, Inc. drawdown is 4.90%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -26.55% | Mar 1, 2022 | 262 | Mar 15, 2023 | 192 | Dec 18, 2023 | 454 |
| -14.87% | Mar 4, 2025 | 28 | Apr 10, 2025 | — | — | — |
| -9.51% | Jul 18, 2024 | 17 | Aug 9, 2024 | 73 | Nov 21, 2024 | 90 |
| -7.42% | Dec 28, 2023 | 32 | Feb 13, 2024 | 104 | Jul 15, 2024 | 136 |
| -6.3% | Jan 21, 2022 | 22 | Feb 22, 2022 | 4 | Feb 28, 2022 | 26 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Chicago Atlantic Real Estate Finance, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Earnings Per Share
The chart presents the Earnings Per Share (EPS) performance of Chicago Atlantic Real Estate Finance, Inc., comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 6.8% positive surprise.
Valuation
The Valuation section provides an overview of how Chicago Atlantic Real Estate Finance, Inc. is priced in the market compared to other companies in the REIT - Mortgage industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for REFI, comparing it with other companies in the REIT - Mortgage industry. Currently, REFI has a P/E ratio of 8.0. This P/E ratio is considered low compared to industry peers, which may suggest that the stock is undervalued or that the company has weaker growth prospects.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for REFI relative to other companies in the REIT - Mortgage industry. Currently, REFI has a P/S ratio of 5.5. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for REFI in comparison with other companies in the REIT - Mortgage industry. Currently, REFI has a P/B value of 1.0. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.
Income Statement
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