REFI vs. SCHD
Compare and contrast key facts about Chicago Atlantic Real Estate Finance, Inc. (REFI) and Schwab US Dividend Equity ETF (SCHD).
SCHD is a passively managed fund by Charles Schwab that tracks the performance of the Dow Jones U.S. Dividend 100 Index. It was launched on Oct 20, 2011.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: REFI or SCHD.
Correlation
The correlation between REFI and SCHD is 0.34, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Performance
REFI vs. SCHD - Performance Comparison
Key characteristics
REFI:
0.94
SCHD:
1.40
REFI:
1.35
SCHD:
2.04
REFI:
1.17
SCHD:
1.25
REFI:
1.56
SCHD:
2.01
REFI:
5.25
SCHD:
5.68
REFI:
2.83%
SCHD:
2.81%
REFI:
15.85%
SCHD:
11.36%
REFI:
-26.55%
SCHD:
-33.37%
REFI:
0.00%
SCHD:
-3.54%
Returns By Period
In the year-to-date period, REFI achieves a 1.69% return, which is significantly lower than SCHD's 3.29% return.
REFI
1.69%
2.28%
5.10%
11.15%
N/A
N/A
SCHD
3.29%
3.41%
7.12%
14.15%
11.28%
11.39%
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Risk-Adjusted Performance
REFI vs. SCHD — Risk-Adjusted Performance Rank
REFI
SCHD
REFI vs. SCHD - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Chicago Atlantic Real Estate Finance, Inc. (REFI) and Schwab US Dividend Equity ETF (SCHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
REFI vs. SCHD - Dividend Comparison
REFI's dividend yield for the trailing twelve months is around 13.14%, more than SCHD's 3.52% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
REFI Chicago Atlantic Real Estate Finance, Inc. | 13.14% | 13.36% | 13.41% | 13.93% | 1.56% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
SCHD Schwab US Dividend Equity ETF | 3.52% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% | 2.63% |
Drawdowns
REFI vs. SCHD - Drawdown Comparison
The maximum REFI drawdown since its inception was -26.55%, smaller than the maximum SCHD drawdown of -33.37%. Use the drawdown chart below to compare losses from any high point for REFI and SCHD. For additional features, visit the drawdowns tool.
Volatility
REFI vs. SCHD - Volatility Comparison
The current volatility for Chicago Atlantic Real Estate Finance, Inc. (REFI) is 3.92%, while Schwab US Dividend Equity ETF (SCHD) has a volatility of 4.22%. This indicates that REFI experiences smaller price fluctuations and is considered to be less risky than SCHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.