KINS vs. PGR
KINS (Kingstone Companies, Inc.) and PGR (The Progressive Corporation) are both stocks. Both operate in the Insurance - Property & Casualty industry within the Financial Services sector. Over the past 10 years, KINS returned 7.27%/yr vs 22.74%/yr for PGR. At a 0.06 correlation, their price movements are largely independent.
Performance
KINS vs. PGR - Performance Comparison
Loading charts...
Returns By Period
The year-to-date returns for both stocks are quite close, with KINS having a -9.29% return and PGR slightly lower at -9.60%. Over the past 10 years, KINS has underperformed PGR with an annualized return of 7.27%, while PGR has yielded a comparatively higher 22.74% annualized return.
KINS
- 1D
- 0.86%
- 1M
- -2.13%
- YTD
- -9.29%
- 6M
- 1.91%
- 1Y
- -2.30%
- 3Y*
- 122.25%
- 5Y*
- 14.73%
- 10Y*
- 7.27%
PGR
- 1D
- -1.71%
- 1M
- -2.90%
- YTD
- -9.60%
- 6M
- -9.39%
- 1Y
- -28.28%
- 3Y*
- 17.80%
- 5Y*
- 16.61%
- 10Y*
- 22.74%
KINS vs. PGR - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
KINS Kingstone Companies, Inc. | -9.29% | 11.54% | 613.15% | 57.78% | -72.27% | -22.97% | -11.56% | -54.74% | -3.80% | 39.37% |
PGR The Progressive Corporation | -9.60% | -3.02% | 51.39% | 23.16% | 26.81% | 10.84% | 41.48% | 25.14% | 9.39% | 61.59% |
Correlation
The correlation between KINS and PGR is 0.23, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.23 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.14 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.11 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.12 |
Correlation (All Time) Calculated using the full available price history since Oct 27, 1999 | 0.06 |
The correlation between KINS and PGR shifts across timeframes, from 0.06 (all time) to 0.23 (1 year), reflecting how their relationship changes across market environments.
Fundamentals
KINS:
-$399.22
PGR:
$19.23
KINS:
0.00
PGR:
1.30
KINS:
$59.92B
PGR:
$87.65B
KINS:
$100.92M
PGR:
$23.23B
KINS:
-$6.57B
PGR:
$14.81B
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
KINS vs. PGR — Risk / Return Rank
KINS
PGR
KINS vs. PGR - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Kingstone Companies, Inc. (KINS) and The Progressive Corporation (PGR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| KINS | PGR | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.22 | ||
| Sortino ratioReturn per unit of downside risk | +1.98 | ||
| Omega ratioGain probability vs. loss probability | 1.02 | 0.80 | +0.23 |
| Calmar ratioReturn relative to maximum drawdown | -0.10 | -1.01 | +0.91 |
| Martin ratioReturn relative to average drawdown | -0.21 | -1.46 | +1.25 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading charts...
Sharpe Ratios by Period
| KINS | PGR | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.06 | -1.28 | +1.22 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.20 | 0.68 | -0.48 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.12 | 0.93 | -0.81 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.07 | 0.58 | -0.51 |
Drawdowns
KINS vs. PGR - Drawdown Comparison
The maximum KINS drawdown since its inception was -96.97%, which is greater than PGR's maximum drawdown of -71.06%. Use the drawdown chart below to compare losses from any high point for KINS and PGR.
Loading charts...
Drawdown Indicators
| KINS | PGR | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -96.97% | -71.06% | -25.91% |
Max Drawdown (1Y)Largest decline over 1 year | -24.22% | -28.14% | +3.92% |
Max Drawdown (3Y)Largest decline over 3 years | -38.84% | -30.35% | -8.49% |
Max Drawdown (5Y)Largest decline over 5 years | -91.00% | -30.35% | -60.65% |
Max Drawdown (10Y)Largest decline over 10 years | -96.20% | -30.35% | -65.85% |
Current DrawdownCurrent decline from peak | -29.08% | -29.23% | +0.15% |
Average DrawdownAverage peak-to-trough decline | -49.30% | -14.53% | -34.77% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 10.82% | 20.72% | -9.90% |
Volatility
KINS vs. PGR - Volatility Comparison
Kingstone Companies, Inc. (KINS) has a higher volatility of 15.55% compared to The Progressive Corporation (PGR) at 5.82%. This indicates that KINS's price experiences larger fluctuations and is considered to be riskier than PGR based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| KINS | PGR | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 15.55% | 5.82% | +9.73% |
Volatility (6M)Calculated over the trailing 6-month period | 28.66% | 16.25% | +12.41% |
Volatility (1Y)Calculated over the trailing 1-year period | 39.74% | 22.23% | +17.51% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 72.67% | 24.52% | +48.15% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 59.33% | 24.43% | +34.90% |
Dividends
KINS vs. PGR - Dividend Comparison
KINS's dividend yield for the trailing twelve months is around 1.32%, less than PGR's 7.18% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
KINS Kingstone Companies, Inc. | 1.32% | 0.59% | 0.00% | 0.00% | 8.89% | 3.20% | 2.74% | 4.19% | 2.26% | 1.61% | 1.82% | 2.36% |
PGR The Progressive Corporation | 7.18% | 2.15% | 0.48% | 0.25% | 0.31% | 6.23% | 2.68% | 3.89% | 1.86% | 1.21% | 2.50% | 2.16% |
Financials
KINS vs. PGR - Financials Comparison
This section allows you to compare key financial metrics between Kingstone Companies, Inc. and The Progressive Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
KINS vs. PGR - Profitability Comparison
KINS - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Kingstone Companies, Inc. reported a gross profit of 0.00 and revenue of 59.78B. Therefore, the gross margin over that period was 0.0%.
PGR - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, The Progressive Corporation reported a gross profit of 6.66B and revenue of 22.74B. Therefore, the gross margin over that period was 29.3%.
KINS - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Kingstone Companies, Inc. reported an operating income of 0.00 and revenue of 59.78B, resulting in an operating margin of 0.0%.
PGR - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, The Progressive Corporation reported an operating income of 3.68B and revenue of 22.74B, resulting in an operating margin of 16.2%.
KINS - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Kingstone Companies, Inc. reported a net income of -5.81B and revenue of 59.78B, resulting in a net margin of -9.7%.
PGR - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, The Progressive Corporation reported a net income of 2.95B and revenue of 22.74B, resulting in a net margin of 13.0%.
Frequently Asked Questions
KINS and PGR have a correlation of 0.23, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
KINS has higher volatility (15.55%) compared to PGR (5.82%). In terms of maximum drawdown, KINS dropped -96.97% vs PGR's -71.06%.
KINS currently has the higher Sharpe Ratio (-0.06 vs -1.28), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for KINS and PGR
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer