KINS vs. PGR
KINS (Kingstone Companies, Inc.) and PGR (The Progressive Corporation) are both stocks. Both operate in the Insurance - Property & Casualty industry within the Financial Services sector. Over the past 10 years, KINS returned 10.58%/yr vs 23.97%/yr for PGR. Their 0.06 correlation means their historical movements had little consistent relationship.
Performance
KINS vs. PGR - Performance Comparison
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Returns By Period
In the year-to-date period, KINS achieves a 19.41% return, which is significantly higher than PGR's -1.17% return. Over the past 10 years, KINS has underperformed PGR with an annualized return of 10.58%, while PGR has yielded a comparatively higher 23.97% annualized return.
KINS
- 1D
- -1.29%
- 1M
- -0.75%
- 6M
- 30.07%
- YTD
- 19.41%
- 1Y
- 31.29%
- 3Y*
- 160.75%
- 5Y*
- 22.68%
- 10Y*
- 10.58%
- ALL TIME*
- 6.72%
PGR
- 1D
- -0.87%
- 1M
- -8.96%
- 6M
- 1.74%
- YTD
- -1.17%
- 1Y
- -6.61%
- 3Y*
- 21.99%
- 5Y*
- 19.95%
- 10Y*
- 23.97%
- ALL TIME*
- 16.83%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $2.11M | $2.26M | $2.31M | |
| $553.97M | $662.84M | $690.26M |
KINS vs. PGR - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
KINS Kingstone Companies, Inc. | 19.41% | 11.54% | 613.15% | 57.78% | -72.27% | -22.97% | -11.56% | -54.74% | -3.80% | 39.37% |
PGR The Progressive Corporation | -1.17% | -3.02% | 51.39% | 23.16% | 26.81% | 10.84% | 41.48% | 25.14% | 9.39% | 61.59% |
Correlation
The correlation between KINS and PGR is 0.26, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.26 |
Correlation (3Y) Balances recent behavior with more history. | 0.17 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.13 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.13 |
Correlation (All Time) Calculated using the full available price history since Oct 26, 1999 | 0.06 |
The correlation between KINS and PGR shifts across timeframes, from 0.06 (all time) to 0.26 (1 year), reflecting how their relationship changes across market environments.
Fundamentals
KINS:
$289.26M
PGR:
$122.92B
KINS:
-$398.59
PGR:
$19.67
KINS:
0.00
PGR:
1.39
KINS:
$59.92B
PGR:
$89.43B
KINS:
$100.92M
PGR:
$25.44B
KINS:
-$6.57B
PGR:
$15.15B
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Return for Risk
KINS vs. PGR — Risk / Return Rank
KINS
PGR
KINS vs. PGR - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Kingstone Companies, Inc. (KINS) and The Progressive Corporation (PGR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| KINS | PGR | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.86 | ||
| Sortino ratioReturn per unit of downside risk | +1.29 | ||
| Omega ratioGain probability vs. loss probability | 1.13 | 0.97 | +0.16 |
| Calmar ratioReturn relative to maximum drawdown | 0.97 | -0.35 | +1.33 |
| Martin ratioReturn relative to average drawdown | 2.16 | -0.59 | +2.75 |
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Drawdowns
KINS vs. PGR - Drawdown Comparison
The maximum KINS drawdown since its inception was -96.97%, which is greater than PGR's maximum drawdown of -71.06%. Use the drawdown chart below to compare losses from any high point for KINS and PGR.
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Drawdown Indicators
| KINS | PGR | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -96.97% | -71.06% | -25.91% |
Max Drawdown (1Y)Largest decline over 1 year | -24.22% | -19.79% | -4.43% |
Max Drawdown (3Y)Largest decline over 3 years | -38.84% | -30.35% | -8.49% |
Max Drawdown (5Y)Largest decline over 5 years | -90.57% | -30.35% | -60.22% |
Max Drawdown (10Y)Largest decline over 10 years | -96.20% | -30.35% | -65.85% |
Current DrawdownCurrent decline from peak | -6.64% | -22.63% | +15.99% |
Average DrawdownAverage peak-to-trough decline | -49.08% | -14.55% | -34.53% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 11.24% | 11.87% | -0.63% |
Volatility
KINS vs. PGR - Volatility Comparison
The current volatility for Kingstone Companies, Inc. (KINS) is 9.93%, while The Progressive Corporation (PGR) has a volatility of 13.17%. This indicates that KINS experiences smaller price fluctuations and is considered to be less risky than PGR based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| KINS | PGR | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 9.93% | 13.17% | -3.24% |
Volatility (6M)Calculated over the trailing 6-month period | 30.17% | 20.69% | +9.48% |
Volatility (1Y)Calculated over the trailing 1-year period | 40.18% | 25.68% | +14.50% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 72.81% | 25.26% | +47.55% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 59.49% | 24.85% | +34.64% |
Dividends
KINS vs. PGR - Dividend Comparison
KINS's dividend yield for the trailing twelve months is around 1.00%, less than PGR's 6.57% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
KINS Kingstone Companies, Inc. | 1.00% | 0.59% | 0.00% | 0.00% | 8.89% | 3.20% | 2.74% | 4.19% | 2.26% | 1.61% | 1.82% | 2.36% |
PGR The Progressive Corporation | 6.57% | 2.15% | 0.48% | 0.25% | 0.31% | 6.23% | 2.68% | 3.89% | 1.86% | 1.21% | 2.50% | 2.16% |
Financials
KINS vs. PGR - Financials Comparison
This section allows you to compare key financial metrics between Kingstone Companies, Inc. and The Progressive Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
KINS vs. PGR - Profitability Comparison
KINS - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Kingstone Companies, Inc. reported a gross profit of 0.00 and revenue of 59.78B. Therefore, the gross margin over that period was 0.0%.
PGR - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, The Progressive Corporation reported a gross profit of 8.35B and revenue of 22.18B. Therefore, the gross margin over that period was 37.7%.
KINS - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Kingstone Companies, Inc. reported an operating income of 0.00 and revenue of 59.78B, resulting in an operating margin of 0.0%.
PGR - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, The Progressive Corporation reported an operating income of 3.57B and revenue of 22.18B, resulting in an operating margin of 16.1%.
KINS - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Kingstone Companies, Inc. reported a net income of -5.81B and revenue of 59.78B, resulting in a net margin of -9.7%.
PGR - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, The Progressive Corporation reported a net income of 2.82B and revenue of 22.18B, resulting in a net margin of 12.7%.
Frequently Asked Questions
KINS and PGR have a correlation of 0.26, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PGR has higher volatility (13.17%) compared to KINS (9.93%). In terms of maximum drawdown, KINS dropped -96.97% vs PGR's -71.06%.
KINS currently has the higher Sharpe Ratio (0.59 vs -0.27), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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