KEY vs. C
KEY (KeyCorp) and C (Citigroup Inc.) are both stocks. Both are in the Financial Services sector — KEY in Banks - Regional, C in Banks - Diversified. Over the past 10 years, KEY returned 11.49%/yr vs 14.95%/yr for C. A 0.56 correlation means they provide meaningful diversification when combined.
Performance
KEY vs. C - Performance Comparison
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Returns By Period
The year-to-date returns for both investments are quite close, with KEY having a 14.20% return and C slightly higher at 14.46%. Over the past 10 years, KEY has underperformed C with an annualized return of 11.49%, while C has yielded a comparatively higher 14.95% annualized return.
KEY
- 1D
- 0.70%
- 1M
- 1.23%
- 6M
- 8.67%
- YTD
- 14.20%
- 1Y
- 28.74%
- 3Y*
- 33.14%
- 5Y*
- 9.06%
- 10Y*
- 11.49%
- ALL TIME*
- 6.09%
C
- 1D
- -0.44%
- 1M
- -9.21%
- 6M
- 17.31%
- YTD
- 14.46%
- 1Y
- 43.88%
- 3Y*
- 45.83%
- 5Y*
- 18.71%
- 10Y*
- 14.95%
- ALL TIME*
- 6.07%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $1.95B | $1.92B | $1.68B | |
KEY KeyCorp | $271.57M | $264.51M | $255.19M |
KEY vs. C - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
KEY KeyCorp | 14.20% | 26.22% | 25.34% | -11.53% | -21.69% | 45.92% | -14.50% | 42.72% | -24.61% | 12.74% |
C Citigroup Inc. | 14.46% | 70.38% | 41.93% | 18.98% | -22.09% | 0.93% | -19.70% | 57.82% | -28.49% | 27.03% |
Correlation
The correlation between KEY and C is 0.57, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.57 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.64 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.69 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.73 |
Correlation (All Time) Calculated using the full available price history since Nov 5, 1987 | 0.56 |
The correlation between KEY and C shifts across timeframes, from 0.56 (all time) to 0.73 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
KEY:
$24.94B
C:
$226.83B
KEY:
$1.87
C:
$9.84
KEY:
12.38
C:
13.44
KEY:
2.40
C:
1.56
KEY:
1.43
C:
1.19
KEY:
$10.48B
C:
$153.60B
KEY:
$6.76B
C:
$83.82B
KEY:
$1.90B
C:
$28.05B
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Return for Risk
KEY vs. C — Risk / Return Rank
KEY
C
KEY vs. C - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for KeyCorp (KEY) and Citigroup Inc. (C). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| KEY | C | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.31 | ||
| Sortino ratioReturn per unit of downside risk | -0.40 | ||
| Omega ratioGain probability vs. loss probability | 1.22 | 1.26 | -0.04 |
| Calmar ratioReturn relative to maximum drawdown | 1.63 | 2.99 | -1.36 |
| Martin ratioReturn relative to average drawdown | 4.41 | 8.15 | -3.75 |
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Drawdowns
KEY vs. C - Drawdown Comparison
The maximum KEY drawdown since its inception was -87.08%, smaller than the maximum C drawdown of -98.00%. Use the drawdown chart below to compare losses from any high point for KEY and C.
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Drawdown Indicators
| KEY | C | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -87.08% | -98.00% | +10.92% |
Max Drawdown (1Y)Largest decline over 1 year | -17.76% | -14.76% | -3.00% |
Max Drawdown (3Y)Largest decline over 3 years | -32.21% | -31.31% | -0.90% |
Max Drawdown (5Y)Largest decline over 5 years | -65.23% | -44.31% | -20.92% |
Max Drawdown (10Y)Largest decline over 10 years | -65.23% | -56.51% | -8.72% |
Current DrawdownCurrent decline from peak | -3.67% | -64.70% | +61.03% |
Average DrawdownAverage peak-to-trough decline | -32.78% | -43.55% | +10.77% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.54% | 5.40% | +1.14% |
Volatility
KEY vs. C - Volatility Comparison
The current volatility for KeyCorp (KEY) is 6.09%, while Citigroup Inc. (C) has a volatility of 9.04%. This indicates that KEY experiences smaller price fluctuations and is considered to be less risky than C based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| KEY | C | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.09% | 9.04% | -2.95% |
Volatility (6M)Calculated over the trailing 6-month period | 17.39% | 22.74% | -5.35% |
Volatility (1Y)Calculated over the trailing 1-year period | 23.76% | 28.80% | -5.04% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 37.72% | 29.18% | +8.54% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 39.66% | 33.06% | +6.60% |
Dividends
KEY vs. C - Dividend Comparison
KEY's dividend yield for the trailing twelve months is around 3.55%, more than C's 1.81% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
C Citigroup Inc. | 1.81% | 1.99% | 3.10% | 4.04% | 4.51% | 3.38% | 3.31% | 2.40% | 2.96% | 1.29% | 0.71% | 0.31% |
KEY KeyCorp | 3.55% | 3.97% | 4.78% | 5.69% | 4.54% | 3.24% | 4.51% | 3.51% | 3.82% | 1.88% | 1.81% | 3.83% |
Financials
KEY vs. C - Financials Comparison
This section allows you to compare key financial metrics between KeyCorp and Citigroup Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
KEY vs. C - Profitability Comparison
KEY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, KeyCorp reported a gross profit of 1.25B and revenue of 2.06B. Therefore, the gross margin over that period was 60.7%.
C - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Citigroup Inc. reported a gross profit of 24.77B and revenue of 24.77B. Therefore, the gross margin over that period was 100.0%.
KEY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, KeyCorp reported an operating income of -59.00M and revenue of 2.06B, resulting in an operating margin of -2.9%.
C - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Citigroup Inc. reported an operating income of 8.03B and revenue of 24.77B, resulting in an operating margin of 32.4%.
KEY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, KeyCorp reported a net income of 509.00M and revenue of 2.06B, resulting in a net margin of 24.7%.
C - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Citigroup Inc. reported a net income of 5.83B and revenue of 24.77B, resulting in a net margin of 23.5%.
Frequently Asked Questions
KEY and C have a correlation of 0.57, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
C has higher volatility (9.04%) compared to KEY (6.09%). In terms of maximum drawdown, KEY dropped -87.08% vs C's -98.00%.
C currently has the higher Sharpe Ratio (1.53 vs 1.22), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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