KEY vs. ALLY
KEY (KeyCorp) and ALLY (Ally Financial Inc.) are both stocks. Both are in the Financial Services sector — KEY in Banks - Regional, ALLY in Credit Services. Over the past 10 years, KEY returned 12.07%/yr vs 14.26%/yr for ALLY. A 0.66 correlation means they provide meaningful diversification when combined.
Performance
KEY vs. ALLY - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, KEY achieves a 12.81% return, which is significantly higher than ALLY's 2.03% return. Over the past 10 years, KEY has underperformed ALLY with an annualized return of 12.07%, while ALLY has yielded a comparatively higher 14.26% annualized return.
KEY
- 1D
- 1.06%
- 1M
- 6.94%
- YTD
- 12.81%
- 6M
- 9.78%
- 1Y
- 47.25%
- 3Y*
- 41.78%
- 5Y*
- 7.16%
- 10Y*
- 12.07%
ALLY
- 1D
- 0.18%
- 1M
- 7.60%
- YTD
- 2.03%
- 6M
- -0.44%
- 1Y
- 27.06%
- 3Y*
- 24.07%
- 5Y*
- 1.37%
- 10Y*
- 14.26%
KEY vs. ALLY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
KEY KeyCorp | 12.81% | 26.22% | 25.34% | -11.53% | -21.69% | 45.92% | -14.50% | 42.72% | -24.61% | 12.74% |
ALLY Ally Financial Inc. | 2.03% | 29.92% | 6.37% | 49.22% | -46.89% | 36.04% | 20.56% | 37.94% | -20.67% | 56.05% |
Correlation
The correlation between KEY and ALLY is 0.68, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.68 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.67 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.70 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.69 |
Correlation (All Time) Calculated using the full available price history since Apr 10, 2014 | 0.66 |
The correlation between KEY and ALLY has been stable across timeframes, ranging from 0.66 to 0.70 - a consistent structural relationship.
Fundamentals
KEY:
$24.75B
ALLY:
$14.27B
KEY:
$1.78
ALLY:
$4.45
KEY:
12.85
ALLY:
10.23
KEY:
2.23
ALLY:
0.91
KEY:
1.42
ALLY:
1.07
KEY:
$11.22B
ALLY:
$15.65B
KEY:
$7.20B
ALLY:
$7.65B
KEY:
$2.51B
ALLY:
$2.77B
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
KEY vs. ALLY — Risk / Return Rank
KEY
ALLY
KEY vs. ALLY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for KeyCorp (KEY) and Ally Financial Inc. (ALLY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| KEY | ALLY | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.08 | ||
| Sortino ratioReturn per unit of downside risk | +1.15 | ||
| Omega ratioGain probability vs. loss probability | 1.34 | 1.18 | +0.16 |
| Calmar ratioReturn relative to maximum drawdown | 2.67 | 1.18 | +1.49 |
| Martin ratioReturn relative to average drawdown | 7.26 | 2.91 | +4.35 |
Loading charts...
Drawdowns
KEY vs. ALLY - Drawdown Comparison
The maximum KEY drawdown since its inception was -87.08%, which is greater than ALLY's maximum drawdown of -66.24%. Use the drawdown chart below to compare losses from any high point for KEY and ALLY.
Loading charts...
Drawdown Indicators
| KEY | ALLY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -87.08% | -66.24% | -20.84% |
Max Drawdown (1Y)Largest decline over 1 year | -17.76% | -23.04% | +5.28% |
Max Drawdown (3Y)Largest decline over 3 years | -32.21% | -31.60% | -0.61% |
Max Drawdown (5Y)Largest decline over 5 years | -65.23% | -58.08% | -7.15% |
Max Drawdown (10Y)Largest decline over 10 years | -65.23% | -66.24% | +1.01% |
Current DrawdownCurrent decline from peak | 0.00% | -4.30% | +4.30% |
Average DrawdownAverage peak-to-trough decline | -32.85% | -20.32% | -12.53% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.52% | 9.32% | -2.80% |
Volatility
KEY vs. ALLY - Volatility Comparison
The current volatility for KeyCorp (KEY) is 6.39%, while Ally Financial Inc. (ALLY) has a volatility of 8.43%. This indicates that KEY experiences smaller price fluctuations and is considered to be less risky than ALLY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| KEY | ALLY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.39% | 8.43% | -2.04% |
Volatility (6M)Calculated over the trailing 6-month period | 16.95% | 22.02% | -5.07% |
Volatility (1Y)Calculated over the trailing 1-year period | 23.88% | 29.87% | -5.99% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 37.92% | 38.52% | -0.60% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 39.82% | 39.57% | +0.25% |
Dividends
KEY vs. ALLY - Dividend Comparison
KEY's dividend yield for the trailing twelve months is around 3.59%, more than ALLY's 2.63% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ALLY Ally Financial Inc. | 2.63% | 2.65% | 3.33% | 3.44% | 4.91% | 1.85% | 2.13% | 2.23% | 2.47% | 1.37% | 0.84% | 0.00% |
KEY KeyCorp | 3.59% | 3.97% | 4.78% | 5.69% | 4.54% | 3.24% | 4.51% | 3.51% | 3.82% | 1.88% | 1.81% | 3.83% |
Financials
KEY vs. ALLY - Financials Comparison
This section allows you to compare key financial metrics between KeyCorp and Ally Financial Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
KEY vs. ALLY - Profitability Comparison
KEY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, KeyCorp reported a gross profit of 1.84B and revenue of 2.73B. Therefore, the gross margin over that period was 67.4%.
ALLY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Ally Financial Inc. reported a gross profit of 1.90B and revenue of 3.89B. Therefore, the gross margin over that period was 49.0%.
KEY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, KeyCorp reported an operating income of 701.00M and revenue of 2.73B, resulting in an operating margin of 25.7%.
ALLY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Ally Financial Inc. reported an operating income of 400.00M and revenue of 3.89B, resulting in an operating margin of 10.3%.
KEY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, KeyCorp reported a net income of 522.00M and revenue of 2.73B, resulting in a net margin of 19.1%.
ALLY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Ally Financial Inc. reported a net income of 319.00M and revenue of 3.89B, resulting in a net margin of 8.2%.
Frequently Asked Questions
KEY and ALLY have a correlation of 0.68, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
ALLY has higher volatility (8.43%) compared to KEY (6.39%). In terms of maximum drawdown, KEY dropped -87.08% vs ALLY's -66.24%.
KEY currently has the higher Sharpe Ratio (1.99 vs 0.91), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for KEY and ALLY
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer