KEY vs. PNC
KEY (KeyCorp) and PNC (The PNC Financial Services Group, Inc.) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, KEY returned 12.17%/yr vs 15.09%/yr for PNC. A 0.66 correlation means they provide meaningful diversification when combined.
Performance
KEY vs. PNC - Performance Comparison
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Returns By Period
In the year-to-date period, KEY achieves a 13.75% return, which is significantly lower than PNC's 16.11% return. Over the past 10 years, KEY has underperformed PNC with an annualized return of 12.17%, while PNC has yielded a comparatively higher 15.09% annualized return.
KEY
- 1D
- 0.83%
- 1M
- 7.83%
- YTD
- 13.75%
- 6M
- 11.54%
- 1Y
- 45.50%
- 3Y*
- 42.17%
- 5Y*
- 6.99%
- 10Y*
- 12.17%
PNC
- 1D
- 1.69%
- 1M
- 8.87%
- YTD
- 16.11%
- 6M
- 14.34%
- 1Y
- 36.49%
- 3Y*
- 29.60%
- 5Y*
- 8.65%
- 10Y*
- 15.09%
KEY vs. PNC - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
KEY KeyCorp | 13.75% | 26.22% | 25.34% | -11.53% | -21.69% | 45.92% | -14.50% | 42.72% | -24.61% | 12.74% |
PNC The PNC Financial Services Group, Inc. | 16.11% | 12.24% | 29.39% | 2.71% | -18.59% | 38.18% | -2.78% | 40.91% | -16.98% | 25.95% |
Correlation
The correlation between KEY and PNC is 0.84, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.84 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.82 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.84 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.84 |
Correlation (All Time) Calculated using the full available price history since Sep 7, 1988 | 0.66 |
The correlation between KEY and PNC shifts across timeframes, from 0.66 (all time) to 0.84 (1 year), reflecting how their relationship changes across market environments.
Fundamentals
KEY:
$24.96B
PNC:
$98.13B
KEY:
$1.78
PNC:
$18.09
KEY:
12.95
PNC:
13.19
KEY:
0.53
PNC:
1.78
KEY:
2.25
PNC:
2.97
KEY:
1.43
PNC:
1.54
KEY:
$11.22B
PNC:
$32.06B
KEY:
$7.20B
PNC:
$23.04B
KEY:
$2.51B
PNC:
$8.83B
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Return for Risk
KEY vs. PNC — Risk / Return Rank
KEY
PNC
KEY vs. PNC - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for KeyCorp (KEY) and The PNC Financial Services Group, Inc. (PNC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| KEY | PNC | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.24 | ||
| Sortino ratioReturn per unit of downside risk | +0.20 | ||
| Omega ratioGain probability vs. loss probability | 1.33 | 1.29 | +0.03 |
| Calmar ratioReturn relative to maximum drawdown | 2.57 | 2.13 | +0.44 |
| Martin ratioReturn relative to average drawdown | 6.99 | 4.83 | +2.17 |
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Drawdowns
KEY vs. PNC - Drawdown Comparison
The maximum KEY drawdown since its inception was -87.08%, which is greater than PNC's maximum drawdown of -76.65%. Use the drawdown chart below to compare losses from any high point for KEY and PNC.
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Drawdown Indicators
| KEY | PNC | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -87.08% | -76.65% | -10.43% |
Max Drawdown (1Y)Largest decline over 1 year | -17.76% | -17.21% | -0.55% |
Max Drawdown (3Y)Largest decline over 3 years | -32.21% | -29.77% | -2.44% |
Max Drawdown (5Y)Largest decline over 5 years | -65.23% | -47.98% | -17.25% |
Max Drawdown (10Y)Largest decline over 10 years | -65.23% | -49.58% | -15.65% |
Current DrawdownCurrent decline from peak | 0.00% | -0.82% | +0.82% |
Average DrawdownAverage peak-to-trough decline | -32.85% | -15.67% | -17.18% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.52% | 7.58% | -1.06% |
Volatility
KEY vs. PNC - Volatility Comparison
The current volatility for KeyCorp (KEY) is 6.41%, while The PNC Financial Services Group, Inc. (PNC) has a volatility of 7.28%. This indicates that KEY experiences smaller price fluctuations and is considered to be less risky than PNC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| KEY | PNC | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.41% | 7.28% | -0.87% |
Volatility (6M)Calculated over the trailing 6-month period | 16.95% | 16.68% | +0.27% |
Volatility (1Y)Calculated over the trailing 1-year period | 23.84% | 21.79% | +2.05% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 37.92% | 27.09% | +10.83% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 39.75% | 29.66% | +10.09% |
Dividends
KEY vs. PNC - Dividend Comparison
KEY's dividend yield for the trailing twelve months is around 3.56%, more than PNC's 2.85% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
KEY KeyCorp | 3.56% | 3.97% | 4.78% | 5.69% | 4.54% | 3.24% | 4.51% | 3.51% | 3.82% | 1.88% | 1.81% | 3.83% |
PNC The PNC Financial Services Group, Inc. | 2.85% | 3.16% | 3.27% | 3.94% | 3.64% | 2.39% | 3.09% | 2.63% | 2.91% | 1.80% | 1.81% | 2.11% |
Financials
KEY vs. PNC - Financials Comparison
This section allows you to compare key financial metrics between KeyCorp and The PNC Financial Services Group, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
KEY vs. PNC - Profitability Comparison
KEY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, KeyCorp reported a gross profit of 1.84B and revenue of 2.73B. Therefore, the gross margin over that period was 67.4%.
PNC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, The PNC Financial Services Group, Inc. reported a gross profit of 5.96B and revenue of 6.17B. Therefore, the gross margin over that period was 96.6%.
KEY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, KeyCorp reported an operating income of 701.00M and revenue of 2.73B, resulting in an operating margin of 25.7%.
PNC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, The PNC Financial Services Group, Inc. reported an operating income of 2.19B and revenue of 6.17B, resulting in an operating margin of 35.5%.
KEY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, KeyCorp reported a net income of 522.00M and revenue of 2.73B, resulting in a net margin of 19.1%.
PNC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, The PNC Financial Services Group, Inc. reported a net income of 1.77B and revenue of 6.17B, resulting in a net margin of 28.7%.
Frequently Asked Questions
KEY and PNC have a correlation of 0.84, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PNC has higher volatility (7.28%) compared to KEY (6.41%). In terms of maximum drawdown, KEY dropped -87.08% vs PNC's -76.65%.
KEY currently has the higher Sharpe Ratio (1.92 vs 1.69), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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