KEY vs. CFG
KEY (KeyCorp) and CFG (Citizens Financial Group, Inc.) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, KEY returned 12.07%/yr vs 17.35%/yr for CFG. Their correlation of 0.87 suggests significant overlap in exposure.
Performance
KEY vs. CFG - Performance Comparison
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Returns By Period
In the year-to-date period, KEY achieves a 12.81% return, which is significantly lower than CFG's 18.06% return. Over the past 10 years, KEY has underperformed CFG with an annualized return of 12.07%, while CFG has yielded a comparatively higher 17.35% annualized return.
KEY
- 1D
- 1.06%
- 1M
- 6.94%
- YTD
- 12.81%
- 6M
- 9.78%
- 1Y
- 47.25%
- 3Y*
- 41.78%
- 5Y*
- 7.16%
- 10Y*
- 12.07%
CFG
- 1D
- 1.36%
- 1M
- 8.11%
- YTD
- 18.06%
- 6M
- 15.16%
- 1Y
- 68.28%
- 3Y*
- 44.73%
- 5Y*
- 12.76%
- 10Y*
- 17.35%
KEY vs. CFG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
KEY KeyCorp | 12.81% | 26.22% | 25.34% | -11.53% | -21.69% | 45.92% | -14.50% | 42.72% | -24.61% | 12.74% |
CFG Citizens Financial Group, Inc. | 18.06% | 38.60% | 38.01% | -11.01% | -13.37% | 37.02% | -6.73% | 41.84% | -27.44% | 19.91% |
Correlation
The correlation between KEY and CFG is 0.88, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.88 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.87 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.89 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.89 |
Correlation (All Time) Calculated using the full available price history since Sep 24, 2014 | 0.87 |
The correlation between KEY and CFG has been stable across timeframes, ranging from 0.87 to 0.89 - a consistent structural relationship.
Fundamentals
KEY:
$24.75B
CFG:
$29.23B
KEY:
$1.78
CFG:
$4.55
KEY:
12.85
CFG:
14.95
KEY:
2.23
CFG:
2.62
KEY:
1.42
CFG:
1.21
KEY:
$11.22B
CFG:
$11.28B
KEY:
$7.20B
CFG:
$8.02B
KEY:
$2.51B
CFG:
$2.75B
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Return for Risk
KEY vs. CFG — Risk / Return Rank
KEY
CFG
KEY vs. CFG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for KeyCorp (KEY) and Citizens Financial Group, Inc. (CFG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| KEY | CFG | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.64 | ||
| Sortino ratioReturn per unit of downside risk | -0.72 | ||
| Omega ratioGain probability vs. loss probability | 1.34 | 1.44 | -0.10 |
| Calmar ratioReturn relative to maximum drawdown | 2.67 | 3.75 | -1.07 |
| Martin ratioReturn relative to average drawdown | 7.26 | 11.53 | -4.27 |
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Drawdowns
KEY vs. CFG - Drawdown Comparison
The maximum KEY drawdown since its inception was -87.08%, which is greater than CFG's maximum drawdown of -65.60%. Use the drawdown chart below to compare losses from any high point for KEY and CFG.
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Drawdown Indicators
| KEY | CFG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -87.08% | -65.60% | -21.48% |
Max Drawdown (1Y)Largest decline over 1 year | -17.76% | -18.32% | +0.56% |
Max Drawdown (3Y)Largest decline over 3 years | -32.21% | -29.08% | -3.13% |
Max Drawdown (5Y)Largest decline over 5 years | -65.23% | -56.19% | -9.04% |
Max Drawdown (10Y)Largest decline over 10 years | -65.23% | -65.60% | +0.37% |
Current DrawdownCurrent decline from peak | 0.00% | 0.00% | 0.00% |
Average DrawdownAverage peak-to-trough decline | -32.85% | -17.88% | -14.97% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.52% | 5.94% | +0.58% |
Volatility
KEY vs. CFG - Volatility Comparison
The current volatility for KeyCorp (KEY) is 6.39%, while Citizens Financial Group, Inc. (CFG) has a volatility of 7.11%. This indicates that KEY experiences smaller price fluctuations and is considered to be less risky than CFG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| KEY | CFG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.39% | 7.11% | -0.72% |
Volatility (6M)Calculated over the trailing 6-month period | 16.95% | 19.18% | -2.23% |
Volatility (1Y)Calculated over the trailing 1-year period | 23.88% | 26.15% | -2.27% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 37.92% | 33.95% | +3.97% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 39.82% | 38.19% | +1.63% |
Dividends
KEY vs. CFG - Dividend Comparison
KEY's dividend yield for the trailing twelve months is around 3.59%, more than CFG's 2.65% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CFG Citizens Financial Group, Inc. | 2.65% | 2.94% | 3.84% | 5.07% | 4.11% | 3.30% | 4.36% | 3.35% | 3.30% | 1.52% | 1.29% | 1.53% |
KEY KeyCorp | 3.59% | 3.97% | 4.78% | 5.69% | 4.54% | 3.24% | 4.51% | 3.51% | 3.82% | 1.88% | 1.81% | 3.83% |
Financials
KEY vs. CFG - Financials Comparison
This section allows you to compare key financial metrics between KeyCorp and Citizens Financial Group, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
KEY vs. CFG - Profitability Comparison
KEY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, KeyCorp reported a gross profit of 1.84B and revenue of 2.73B. Therefore, the gross margin over that period was 67.4%.
CFG - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Citizens Financial Group, Inc. reported a gross profit of 2.03B and revenue of 3.03B. Therefore, the gross margin over that period was 67.0%.
KEY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, KeyCorp reported an operating income of 701.00M and revenue of 2.73B, resulting in an operating margin of 25.7%.
CFG - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Citizens Financial Group, Inc. reported an operating income of 650.00M and revenue of 3.03B, resulting in an operating margin of 21.5%.
KEY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, KeyCorp reported a net income of 522.00M and revenue of 2.73B, resulting in a net margin of 19.1%.
CFG - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Citizens Financial Group, Inc. reported a net income of 517.00M and revenue of 3.03B, resulting in a net margin of 17.1%.
Frequently Asked Questions
KEY and CFG have a correlation of 0.88, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
CFG has higher volatility (7.11%) compared to KEY (6.39%). In terms of maximum drawdown, KEY dropped -87.08% vs CFG's -65.60%.
CFG currently has the higher Sharpe Ratio (2.63 vs 1.99), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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