JRLVX vs. FCQTX
Compare and contrast key facts about John Hancock Funds Multi-Index 2045 Lifetime Portfolio (JRLVX) and American Funds 2065 Target Date Retirement Fund (FCQTX).
JRLVX is managed by John Hancock. It was launched on Nov 6, 2013. FCQTX is managed by American Funds. It was launched on Mar 26, 2020.
Performance
JRLVX vs. FCQTX - Performance Comparison
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JRLVX vs. FCQTX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
JRLVX John Hancock Funds Multi-Index 2045 Lifetime Portfolio | -0.92% | 19.25% | 14.50% | 18.00% | -18.06% | 18.45% | 48.29% |
FCQTX American Funds 2065 Target Date Retirement Fund | -3.37% | 20.74% | 15.64% | 21.56% | -19.63% | 17.34% | 47.06% |
Returns By Period
In the year-to-date period, JRLVX achieves a -0.92% return, which is significantly higher than FCQTX's -3.37% return.
JRLVX
- 1D
- 2.59%
- 1M
- -5.31%
- YTD
- -0.92%
- 6M
- 1.47%
- 1Y
- 18.74%
- 3Y*
- 14.72%
- 5Y*
- 7.76%
- 10Y*
- 10.19%
FCQTX
- 1D
- 2.74%
- 1M
- -6.47%
- YTD
- -3.37%
- 6M
- -0.75%
- 1Y
- 18.43%
- 3Y*
- 15.53%
- 5Y*
- 7.94%
- 10Y*
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JRLVX vs. FCQTX - Expense Ratio Comparison
Both JRLVX and FCQTX have an expense ratio of 0.01%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Return for Risk
JRLVX vs. FCQTX — Risk / Return Rank
JRLVX
FCQTX
JRLVX vs. FCQTX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for John Hancock Funds Multi-Index 2045 Lifetime Portfolio (JRLVX) and American Funds 2065 Target Date Retirement Fund (FCQTX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| JRLVX | FCQTX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.24 | 1.24 | 0.00 |
Sortino ratioReturn per unit of downside risk | 1.80 | 1.85 | -0.04 |
Omega ratioGain probability vs. loss probability | 1.27 | 1.26 | +0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.72 | 1.85 | -0.12 |
Martin ratioReturn relative to average drawdown | 8.20 | 7.89 | +0.31 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| JRLVX | FCQTX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.24 | 1.24 | 0.00 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.53 | 0.55 | -0.02 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.64 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.59 | 0.98 | -0.39 |
Correlation
The correlation between JRLVX and FCQTX is 0.98, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
JRLVX vs. FCQTX - Dividend Comparison
JRLVX's dividend yield for the trailing twelve months is around 3.59%, less than FCQTX's 4.83% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
JRLVX John Hancock Funds Multi-Index 2045 Lifetime Portfolio | 3.59% | 3.55% | 1.89% | 2.24% | 8.03% | 6.00% | 4.26% | 8.99% | 10.96% | 4.29% | 3.40% | 1.90% |
FCQTX American Funds 2065 Target Date Retirement Fund | 4.83% | 4.67% | 2.80% | 1.99% | 3.96% | 1.54% | 0.72% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
JRLVX vs. FCQTX - Drawdown Comparison
The maximum JRLVX drawdown since its inception was -32.53%, which is greater than FCQTX's maximum drawdown of -27.34%. Use the drawdown chart below to compare losses from any high point for JRLVX and FCQTX.
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Drawdown Indicators
| JRLVX | FCQTX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -32.53% | -27.34% | -5.19% |
Max Drawdown (1Y)Largest decline over 1 year | -11.23% | -10.21% | -1.02% |
Max Drawdown (5Y)Largest decline over 5 years | -25.64% | -27.34% | +1.70% |
Max Drawdown (10Y)Largest decline over 10 years | -32.53% | — | — |
Current DrawdownCurrent decline from peak | -6.13% | -7.36% | +1.23% |
Average DrawdownAverage peak-to-trough decline | -4.61% | -6.02% | +1.41% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.36% | 2.39% | -0.03% |
Volatility
JRLVX vs. FCQTX - Volatility Comparison
John Hancock Funds Multi-Index 2045 Lifetime Portfolio (JRLVX) and American Funds 2065 Target Date Retirement Fund (FCQTX) have volatilities of 5.56% and 5.61%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| JRLVX | FCQTX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.56% | 5.61% | -0.05% |
Volatility (6M)Calculated over the trailing 6-month period | 8.84% | 9.44% | -0.60% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.49% | 15.36% | +0.13% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.74% | 14.63% | +0.11% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.96% | 15.09% | +0.87% |