JRLVX vs. PHTYX
Compare and contrast key facts about John Hancock Funds Multi-Index 2045 Lifetime Portfolio (JRLVX) and Principal LifeTime Hybrid 2045 Fund (PHTYX).
JRLVX is managed by John Hancock. It was launched on Nov 6, 2013. PHTYX is managed by Principal. It was launched on Sep 29, 2014.
Performance
JRLVX vs. PHTYX - Performance Comparison
Loading graphics...
JRLVX vs. PHTYX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
JRLVX John Hancock Funds Multi-Index 2045 Lifetime Portfolio | -3.42% | 19.25% | 14.50% | 18.00% | -18.06% | 18.45% | 16.23% | 25.03% | -8.29% | 17.40% |
PHTYX Principal LifeTime Hybrid 2045 Fund | -4.03% | 18.54% | 16.13% | 19.35% | -18.26% | 18.37% | 15.78% | 24.79% | -9.07% | 19.81% |
Returns By Period
In the year-to-date period, JRLVX achieves a -3.42% return, which is significantly higher than PHTYX's -4.03% return. Both investments have delivered pretty close results over the past 10 years, with JRLVX having a 9.91% annualized return and PHTYX not far ahead at 9.95%.
JRLVX
- 1D
- -0.25%
- 1M
- -8.07%
- YTD
- -3.42%
- 6M
- -0.73%
- 1Y
- 16.15%
- 3Y*
- 13.74%
- 5Y*
- 7.47%
- 10Y*
- 9.91%
PHTYX
- 1D
- -0.24%
- 1M
- -7.54%
- YTD
- -4.03%
- 6M
- -1.36%
- 1Y
- 15.19%
- 3Y*
- 14.03%
- 5Y*
- 7.67%
- 10Y*
- 9.95%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
JRLVX vs. PHTYX - Expense Ratio Comparison
JRLVX has a 0.01% expense ratio, which is lower than PHTYX's 0.05% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
JRLVX vs. PHTYX — Risk / Return Rank
JRLVX
PHTYX
JRLVX vs. PHTYX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for John Hancock Funds Multi-Index 2045 Lifetime Portfolio (JRLVX) and Principal LifeTime Hybrid 2045 Fund (PHTYX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| JRLVX | PHTYX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.07 | 1.04 | +0.03 |
Sortino ratioReturn per unit of downside risk | 1.57 | 1.56 | 0.00 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.23 | +0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.30 | 1.24 | +0.06 |
Martin ratioReturn relative to average drawdown | 6.28 | 6.22 | +0.06 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| JRLVX | PHTYX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.07 | 1.04 | +0.03 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.51 | 0.53 | -0.02 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.62 | 0.68 | -0.05 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.57 | 0.62 | -0.04 |
Correlation
The correlation between JRLVX and PHTYX is 0.98, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
JRLVX vs. PHTYX - Dividend Comparison
JRLVX's dividend yield for the trailing twelve months is around 3.68%, less than PHTYX's 5.14% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
JRLVX John Hancock Funds Multi-Index 2045 Lifetime Portfolio | 3.68% | 3.55% | 1.89% | 2.24% | 8.03% | 6.00% | 4.26% | 8.99% | 10.96% | 4.29% | 3.40% | 1.90% |
PHTYX Principal LifeTime Hybrid 2045 Fund | 5.14% | 4.94% | 4.41% | 3.05% | 9.68% | 4.72% | 3.45% | 3.63% | 4.66% | 2.24% | 2.00% | 1.66% |
Drawdowns
JRLVX vs. PHTYX - Drawdown Comparison
The maximum JRLVX drawdown since its inception was -32.53%, which is greater than PHTYX's maximum drawdown of -30.61%. Use the drawdown chart below to compare losses from any high point for JRLVX and PHTYX.
Loading graphics...
Drawdown Indicators
| JRLVX | PHTYX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -32.53% | -30.61% | -1.92% |
Max Drawdown (1Y)Largest decline over 1 year | -11.23% | -11.00% | -0.23% |
Max Drawdown (5Y)Largest decline over 5 years | -25.64% | -24.94% | -0.70% |
Max Drawdown (10Y)Largest decline over 10 years | -32.53% | -30.61% | -1.92% |
Current DrawdownCurrent decline from peak | -8.50% | -7.95% | -0.55% |
Average DrawdownAverage peak-to-trough decline | -4.61% | -4.63% | +0.02% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.33% | 2.19% | +0.14% |
Volatility
JRLVX vs. PHTYX - Volatility Comparison
John Hancock Funds Multi-Index 2045 Lifetime Portfolio (JRLVX) and Principal LifeTime Hybrid 2045 Fund (PHTYX) have volatilities of 4.70% and 4.60%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| JRLVX | PHTYX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.70% | 4.60% | +0.10% |
Volatility (6M)Calculated over the trailing 6-month period | 8.47% | 8.23% | +0.24% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.32% | 14.73% | +0.59% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.69% | 14.48% | +0.21% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.94% | 14.75% | +1.19% |