ITDH vs. VTI

Last updated Jun 4, 2026

ITDH (Ishares Lifepath Target Date 2060 ETF) and VTI (Vanguard Total Stock Market ETF) are both exchange-traded funds - ITDH is a Target Retirement Date fund actively managed by iShares, while VTI is a Large Cap Blend Equities fund tracking the CRSP US Total Market Index. ITDH is actively managed, while VTI is passively managed. Over the past year, ITDH returned 29.02% vs 28.18% for VTI. With a 0.96 correlation, they move nearly in lockstep. ITDH charges 0.11%/yr vs 0.03%/yr for VTI.

Performance

ITDH vs. VTI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Ishares Lifepath Target Date 2060 ETF (ITDH) and Vanguard Total Stock Market ETF (VTI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, ITDH achieves a 12.29% return, which is significantly higher than VTI's 11.20% return.

ITDH

• 1D: -0.82%
• 1M: 4.82%
• YTD: 12.29%
• 6M: 13.08%
• 1Y: 29.02%
• 3Y*: —
• 5Y*: —
• 10Y*: —

VTI

• 1D: -0.72%
• 1M: 4.99%
• YTD: 11.20%
• 6M: 11.09%
• 1Y: 28.18%
• 3Y*: 22.07%
• 5Y*: 12.69%
• 10Y*: 15.05%

*Multi-year figures are annualized to reflect compound growth (CAGR)

ITDH vs. VTI - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023
ITDH Ishares Lifepath Target Date 2060 ETF	12.29%	21.75%	16.71%	12.83%
VTI Vanguard Total Stock Market ETF	11.20%	17.10%	23.81%	12.87%

Correlation

The correlation between ITDH and VTI is 0.96 - these two move nearly in lockstep. At this level, holding both provides almost no diversification benefit. If you already own one, adding the other does little to reduce portfolio risk.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.96
Correlation (All Time) Calculated using the full available price history since Oct 20, 2023	0.96

The correlation between ITDH and VTI has been stable across timeframes, ranging from 0.96 to 0.96 - a consistent structural relationship.

ITDH vs. VTI - Sectors Allocation Comparison

Sectors	ITDH	VTI
Technology	26.8%	33.5%
Financial Services	16.1%	12.0%
Industrials	11.9%	9.8%
Consumer Cyclical	9.3%	10.0%
Healthcare	8.3%	9.2%
Communication Services	8.1%	10.3%
Consumer Defensive	4.8%	4.7%
Basic Materials	4.3%	2.0%
Energy	4.3%	3.7%
Real Estate	3.5%	2.4%
Utilities	2.6%	2.3%

Return for Risk

ITDH vs. VTI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

ITDH

ITDH Risk / Return Rank: 68
ITDH Sharpe Ratio Rank: 69
ITDH Sortino Ratio Rank: 70
ITDH Omega Ratio Rank: 68
ITDH Calmar Ratio Rank: 61
ITDH Martin Ratio Rank: 72

VTI

VTI Risk / Return Rank: 68
VTI Sharpe Ratio Rank: 69
VTI Sortino Ratio Rank: 68
VTI Omega Ratio Rank: 67
VTI Calmar Ratio Rank: 62
VTI Martin Ratio Rank: 75

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

ITDH vs. VTI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Ishares Lifepath Target Date 2060 ETF (ITDH) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	ITDH	VTI	Difference
Sharpe ratio: Return per unit of total volatility	2.29	2.33	-0.04
Sortino ratio: Return per unit of downside risk	3.20	3.18	+0.01
Omega ratio: Gain probability vs. loss probability	1.41	1.42	0.00
Calmar ratio: Return relative to maximum drawdown	3.02	3.17	-0.15
Martin ratio: Return relative to average drawdown	13.37	14.62	-1.25
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

ITDH vs. VTI - Sharpe Ratio Comparison

The current ITDH Sharpe Ratio is 2.29, which is comparable to the VTI Sharpe Ratio of 2.33. The chart below compares the historical Sharpe Ratios of ITDH and VTI, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	ITDH	VTI	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	2.29	2.33	-0.04
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	0.73	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.82	—
Sharpe Ratio (All Time) Calculated using the full available price history	1.75	0.51	+1.24

Drawdowns

ITDH vs. VTI - Drawdown Comparison

The maximum ITDH drawdown since its inception was -16.25%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for ITDH and VTI.

Drawdown Indicators

	ITDH	VTI	Difference
Max Drawdown Largest peak-to-trough decline	-16.25%	-55.45%	+39.20%
Max Drawdown (1Y) Largest decline over 1 year	-9.64%	-8.92%	-0.72%
Max Drawdown (3Y) Largest decline over 3 years	—	-19.30%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-25.36%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-35.00%	—
Current Drawdown Current decline from peak	-0.82%	-0.72%	-0.10%
Average Drawdown Average peak-to-trough decline	-1.58%	-8.03%	+6.45%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.18%	1.93%	+0.25%

Volatility

ITDH vs. VTI - Volatility Comparison

Ishares Lifepath Target Date 2060 ETF (ITDH) has a higher volatility of 3.85% compared to Vanguard Total Stock Market ETF (VTI) at 2.96%. This indicates that ITDH's price experiences larger fluctuations and is considered to be riskier than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	ITDH	VTI	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.85%	2.96%	+0.89%
Volatility (6M) Calculated over the trailing 6-month period	10.27%	9.13%	+1.14%
Volatility (1Y) Calculated over the trailing 1-year period	12.75%	12.17%	+0.58%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	14.52%	17.40%	-2.88%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	14.52%	18.30%	-3.78%

ITDH vs. VTI - Expense Ratio Comparison

ITDH has a 0.11% expense ratio, which is higher than VTI's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

ITDH vs. VTI - Dividend Comparison

ITDH's dividend yield for the trailing twelve months is around 1.43%, more than VTI's 1.01% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
ITDH Ishares Lifepath Target Date 2060 ETF	1.43%	1.60%	1.66%	0.84%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
VTI Vanguard Total Stock Market ETF	1.01%	1.12%	1.27%	1.44%	1.66%	1.21%	1.42%	1.78%	2.04%	1.71%	1.92%	1.98%

Frequently Asked Questions

Can I hold both ITDH and VTI in my portfolio?

With a correlation of 0.96, ITDH and VTI move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which is riskier, ITDH or VTI?

ITDH has higher volatility (3.85%) compared to VTI (2.96%). In terms of maximum drawdown, ITDH dropped -16.25% vs VTI's -55.45%.

Which ETF is better, ITDH or VTI?

On 1-year performance, ITDH leads with 29.02% vs 28.18% for VTI. On fees, VTI is cheaper at 0.03% per year. On volatility, VTI has been the lower-risk option at 2.96%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, ITDH or VTI?

Over the 1-year period, ITDH has performed better with a 29.02% return vs 28.18%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, ITDH or VTI?

VTI is cheaper with a 0.03% expense ratio, compared with 0.11% for ITDH.

Which ETF pays a higher dividend yield, ITDH or VTI?

ITDH has the higher dividend yield at 1.43%, compared with 1.01% for VTI.

What is the main difference between ITDH and VTI?

ITDH is categorized as Target Retirement Date, while VTI is Large Cap Blend Equities. They also come from different issuers: iShares and Vanguard. Their fees differ too: 0.11% for ITDH and 0.03% for VTI.

Which has better risk-adjusted returns?

VTI currently has the higher Sharpe Ratio (2.33 vs 2.29), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.