VTI vs. FZROX
Compare and contrast key facts about Vanguard Total Stock Market ETF (VTI) and Fidelity ZERO Total Market Index Fund (FZROX).
VTI is a passively managed fund by Vanguard that tracks the performance of the CRSP US Total Market Index. It was launched on Jun 27, 2016. FZROX is managed by Fidelity.
Performance
VTI vs. FZROX - Performance Comparison
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VTI vs. FZROX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|---|---|---|---|
VTI Vanguard Total Stock Market ETF | -4.01% | 17.10% | 23.81% | 26.05% | -19.52% | 25.68% | 21.08% | 30.67% | -12.03% |
FZROX Fidelity ZERO Total Market Index Fund | -6.77% | 17.23% | 23.94% | 26.20% | -19.21% | 26.00% | 20.51% | 31.15% | -12.72% |
Returns By Period
In the year-to-date period, VTI achieves a -4.01% return, which is significantly higher than FZROX's -6.77% return.
VTI
- 1D
- 2.93%
- 1M
- -5.00%
- YTD
- -4.01%
- 6M
- -1.66%
- 1Y
- 18.11%
- 3Y*
- 17.84%
- 5Y*
- 10.46%
- 10Y*
- 13.60%
FZROX
- 1D
- -0.45%
- 1M
- -7.71%
- YTD
- -6.77%
- 6M
- -4.49%
- 1Y
- 14.82%
- 3Y*
- 16.81%
- 5Y*
- 10.36%
- 10Y*
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VTI vs. FZROX - Expense Ratio Comparison
VTI has a 0.03% expense ratio, which is higher than FZROX's 0.00% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
VTI vs. FZROX — Risk / Return Rank
VTI
FZROX
VTI vs. FZROX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Total Stock Market ETF (VTI) and Fidelity ZERO Total Market Index Fund (FZROX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VTI | FZROX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.96 | 0.84 | +0.12 |
Sortino ratioReturn per unit of downside risk | 1.48 | 1.30 | +0.19 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.20 | +0.03 |
Calmar ratioReturn relative to maximum drawdown | 1.52 | 1.05 | +0.47 |
Martin ratioReturn relative to average drawdown | 7.26 | 5.11 | +2.14 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VTI | FZROX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.96 | 0.84 | +0.12 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.60 | 0.60 | +0.01 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.75 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.48 | 0.61 | -0.13 |
Correlation
The correlation between VTI and FZROX is 0.99, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VTI vs. FZROX - Dividend Comparison
VTI's dividend yield for the trailing twelve months is around 1.17%, more than FZROX's 1.10% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VTI Vanguard Total Stock Market ETF | 1.17% | 1.12% | 1.27% | 1.44% | 1.66% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% |
FZROX Fidelity ZERO Total Market Index Fund | 1.10% | 1.02% | 1.16% | 1.36% | 1.57% | 1.25% | 1.27% | 1.51% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
VTI vs. FZROX - Drawdown Comparison
The maximum VTI drawdown since its inception was -55.45%, which is greater than FZROX's maximum drawdown of -34.96%. Use the drawdown chart below to compare losses from any high point for VTI and FZROX.
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Drawdown Indicators
| VTI | FZROX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -55.45% | -34.96% | -20.49% |
Max Drawdown (1Y)Largest decline over 1 year | -12.30% | -12.44% | +0.14% |
Max Drawdown (5Y)Largest decline over 5 years | -25.36% | -25.12% | -0.24% |
Max Drawdown (10Y)Largest decline over 10 years | -35.00% | — | — |
Current DrawdownCurrent decline from peak | -6.25% | -8.89% | +2.64% |
Average DrawdownAverage peak-to-trough decline | -8.08% | -5.61% | -2.47% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.58% | 2.56% | +0.02% |
Volatility
VTI vs. FZROX - Volatility Comparison
Vanguard Total Stock Market ETF (VTI) has a higher volatility of 5.45% compared to Fidelity ZERO Total Market Index Fund (FZROX) at 4.41%. This indicates that VTI's price experiences larger fluctuations and is considered to be riskier than FZROX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VTI | FZROX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.45% | 4.41% | +1.04% |
Volatility (6M)Calculated over the trailing 6-month period | 9.73% | 9.34% | +0.39% |
Volatility (1Y)Calculated over the trailing 1-year period | 19.01% | 18.49% | +0.52% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.42% | 17.40% | +0.02% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 18.29% | 20.25% | -1.96% |