ING vs. KB
ING (ING Groep N.V.) and KB (KB Financial Group Inc.) are both stocks. Both are in the Financial Services sector — ING in Banks - Diversified, KB in Banks - Regional. Over the past 10 years, ING returned 16.50%/yr vs 17.76%/yr for KB. At a 0.44 correlation, their price movements are largely independent.
Performance
ING vs. KB - Performance Comparison
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Returns By Period
In the year-to-date period, ING achieves a 12.04% return, which is significantly lower than KB's 26.45% return. Over the past 10 years, ING has underperformed KB with an annualized return of 16.50%, while KB has yielded a comparatively higher 17.76% annualized return.
ING
- 1D
- 1.79%
- 1M
- 2.69%
- YTD
- 12.04%
- 6M
- 15.17%
- 1Y
- 53.37%
- 3Y*
- 41.50%
- 5Y*
- 26.65%
- 10Y*
- 16.50%
KB
- 1D
- 4.33%
- 1M
- 3.47%
- YTD
- 26.45%
- 6M
- 27.85%
- 1Y
- 40.89%
- 3Y*
- 46.81%
- 5Y*
- 21.60%
- 10Y*
- 17.76%
ING vs. KB - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
ING ING Groep N.V. | 12.04% | 91.12% | 12.25% | 31.88% | -4.22% | 55.41% | -21.66% | 20.03% | -41.15% | 35.53% |
KB KB Financial Group Inc. | 26.45% | 56.57% | 45.22% | 10.35% | -11.26% | 22.62% | -0.46% | -1.45% | -28.25% | 65.80% |
Correlation
The correlation between ING and KB is 0.45, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.45 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.35 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.43 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.43 |
Correlation (All Time) Calculated using the full available price history since Nov 12, 2001 | 0.44 |
The correlation between ING and KB shifts across timeframes, from 0.35 (3 years) to 0.45 (1 year), reflecting how their relationship changes across market environments.
Fundamentals
ING:
$87.31B
KB:
$40.70B
ING:
€2.17
KB:
₩16.37K
ING:
12.05
KB:
10.01
ING:
0.72
KB:
1.11
ING:
1.86
KB:
1.40
ING:
1.48
KB:
1.13
ING:
€41.73B
KB:
₩43.88T
ING:
€40.40B
KB:
₩22.91T
ING:
€9.28B
KB:
₩9.39T
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Return for Risk
ING vs. KB — Risk / Return Rank
ING
KB
ING vs. KB - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for ING Groep N.V. (ING) and KB Financial Group Inc. (KB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| ING | KB | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.84 | ||
| Sortino ratioReturn per unit of downside risk | +0.98 | ||
| Omega ratioGain probability vs. loss probability | 1.32 | 1.21 | +0.11 |
| Calmar ratioReturn relative to maximum drawdown | 2.56 | 2.32 | +0.24 |
| Martin ratioReturn relative to average drawdown | 8.39 | 4.63 | +3.76 |
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Drawdowns
ING vs. KB - Drawdown Comparison
The maximum ING drawdown since its inception was -92.73%, which is greater than KB's maximum drawdown of -84.27%. Use the drawdown chart below to compare losses from any high point for ING and KB.
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Drawdown Indicators
| ING | KB | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -92.73% | -84.27% | -8.46% |
Max Drawdown (1Y)Largest decline over 1 year | -19.86% | -16.74% | -3.12% |
Max Drawdown (3Y)Largest decline over 3 years | -19.86% | -34.41% | +14.55% |
Max Drawdown (5Y)Largest decline over 5 years | -43.39% | -42.89% | -0.50% |
Max Drawdown (10Y)Largest decline over 10 years | -75.27% | -66.92% | -8.35% |
Current DrawdownCurrent decline from peak | -3.54% | -7.96% | +4.42% |
Average DrawdownAverage peak-to-trough decline | -45.79% | -40.13% | -5.66% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.06% | 8.38% | -2.32% |
Volatility
ING vs. KB - Volatility Comparison
The current volatility for ING Groep N.V. (ING) is 8.43%, while KB Financial Group Inc. (KB) has a volatility of 11.13%. This indicates that ING experiences smaller price fluctuations and is considered to be less risky than KB based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| ING | KB | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.43% | 11.13% | -2.70% |
Volatility (6M)Calculated over the trailing 6-month period | 21.45% | 25.60% | -4.15% |
Volatility (1Y)Calculated over the trailing 1-year period | 26.35% | 35.70% | -9.35% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 31.29% | 33.46% | -2.17% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 34.95% | 32.79% | +2.16% |
Dividends
ING vs. KB - Dividend Comparison
ING's dividend yield for the trailing twelve months is around 4.92%, more than KB's 2.21% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ING ING Groep N.V. | 4.92% | 4.78% | 7.65% | 5.86% | 7.16% | 5.09% | 0.00% | 5.92% | 2.63% | 3.28% | 4.24% | 2.58% |
KB KB Financial Group Inc. | 2.21% | 2.92% | 4.98% | 2.81% | 5.78% | 5.27% | 3.97% | 0.00% | 0.00% | 0.00% | 3.10% | 3.05% |
Financials
ING vs. KB - Financials Comparison
This section allows you to compare key financial metrics between ING Groep N.V. and KB Financial Group Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
ING vs. KB - Profitability Comparison
ING - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, ING Groep N.V. reported a gross profit of 5.48B and revenue of 5.82B. Therefore, the gross margin over that period was 94.1%.
KB - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, KB Financial Group Inc. reported a gross profit of 2.71T and revenue of 2.71T. Therefore, the gross margin over that period was 100.0%.
ING - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, ING Groep N.V. reported an operating income of 2.26B and revenue of 5.82B, resulting in an operating margin of 38.8%.
KB - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, KB Financial Group Inc. reported an operating income of 2.71T and revenue of 2.71T, resulting in an operating margin of 100.0%.
ING - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, ING Groep N.V. reported a net income of 1.56B and revenue of 5.82B, resulting in a net margin of 26.7%.
KB - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, KB Financial Group Inc. reported a net income of 1.97T and revenue of 2.71T, resulting in a net margin of 72.8%.
Frequently Asked Questions
ING and KB have a correlation of 0.45, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
KB has higher volatility (11.13%) compared to ING (8.43%). In terms of maximum drawdown, ING dropped -92.73% vs KB's -84.27%.
ING currently has the higher Sharpe Ratio (1.93 vs 1.09), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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