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ING Groep N.V. (ING)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US4568371037
CUSIP
456837103
IPO Date
Nov 18, 1996

Highlights

Market Cap
$75.96B
Enterprise Value
$248.17B
EPS (TTM)
$2.12
PE Ratio
12.31
PEG Ratio
0.73
Total Revenue (TTM)
$41.11B
Gross Profit (TTM)
$40.18B
EBITDA (TTM)
$9.13B
Year Range
$16.47 - $31.18
Target Price
$22.50
ROA (TTM)
0.60%
ROE (TTM)
12.73%

Share Price Chart


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Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in ING Groep N.V., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

ING Groep N.V. (ING) has returned -6.29% so far this year and 41.72% over the past 12 months. Looking at the last ten years, ING has achieved an annualized return of 13.93%, outperforming the S&P 500 Index benchmark, which averaged 12.16% per year.


ING Groep N.V.

1D
5.17%
1M
-9.45%
YTD
-6.29%
6M
0.61%
1Y
41.72%
3Y*
39.26%
5Y*
24.44%
10Y*
13.93%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Nov 18, 1996, ING's average daily return is +0.06%, while the average monthly return is +1.16%. At this rate, your investment would double in approximately 5.0 years.

Historically, 56% of months were positive and 44% were negative. The best month was Apr 2009 with a return of +66.5%, while the worst month was Oct 2008 at -56.5%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 5 months.

On a daily basis, ING closed higher 51% of trading days. The best single day was May 10, 2010 with a return of +25.4%, while the worst single day was Oct 17, 2008 at -27.6%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20265.72%-2.11%-9.45%-6.29%
20256.89%7.00%10.49%2.89%9.76%2.87%6.81%3.73%9.44%-4.41%4.05%7.94%91.12%
2024-5.46%-3.38%20.19%0.76%13.23%-4.19%5.78%2.77%-0.27%-6.66%-8.85%1.42%12.25%
202319.34%-3.19%-15.03%7.87%-0.89%9.78%8.17%-0.31%-6.86%-2.58%9.66%6.68%31.88%
20226.32%-21.35%-10.40%-6.12%24.44%-12.37%-1.92%-8.16%-3.19%15.53%23.42%0.41%-4.22%
2021-6.57%24.90%12.51%4.17%9.65%-5.23%-3.32%7.66%5.15%8.59%-8.99%1.09%55.41%

Benchmark Metrics

ING Groep N.V. has an annualized alpha of 1.11%, beta of 1.45, and R² of 0.40 versus S&P 500 Index. Calculated based on daily prices since November 19, 1996.

  • This stock captured 163.92% of S&P 500 Index gains and 154.33% of its losses — amplifying both gains and losses, but participating more in upside than downside.
  • R² of 0.40 means the benchmark explains less than half of this stock's behavior — treat beta with caution or consider switching to a more representative benchmark.

Alpha
1.11%
Beta
1.45
0.40
Upside Capture
163.92%
Downside Capture
154.33%

Return for Risk

Risk / Return Rank

ING ranks 80 for risk / return — better than 80% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.


ING Risk / Return Rank: 8080
Overall Rank
ING Sharpe Ratio Rank: 8383
Sharpe Ratio Rank
ING Sortino Ratio Rank: 7979
Sortino Ratio Rank
ING Omega Ratio Rank: 7878
Omega Ratio Rank
ING Calmar Ratio Rank: 7777
Calmar Ratio Rank
ING Martin Ratio Rank: 8282
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for ING Groep N.V. (ING) and compare them to a chosen benchmark (S&P 500 Index).


INGBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

1.48

0.90

+0.58

Sortino ratio

Return per unit of downside risk

2.06

1.39

+0.67

Omega ratio

Gain probability vs. loss probability

1.27

1.21

+0.06

Calmar ratio

Return relative to maximum drawdown

2.02

1.40

+0.62

Martin ratio

Return relative to average drawdown

6.79

6.61

+0.18

Explore ING risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

ING Groep N.V. provided a 5.27% dividend yield over the last twelve months, with an annual payout of $1.37 per share. The company has been increasing its dividends for 4 consecutive years.


0.00%2.00%4.00%6.00%8.00%$0.00$0.20$0.40$0.60$0.80$1.00$1.20$1.4020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$1.37$1.34$1.20$0.88$0.87$0.71$0.00$0.71$0.28$0.61$0.60$0.35

Dividend yield

5.27%4.78%7.65%5.86%7.16%5.09%0.00%5.92%2.63%3.28%4.24%2.58%

Monthly Dividends

The table displays the monthly dividend distributions for ING Groep N.V.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.20$0.00$0.00$0.20
2025$0.17$0.00$0.00$0.77$0.00$0.00$0.00$0.41$0.00$0.00$0.00$0.00$1.34
2024$0.00$0.00$0.00$0.82$0.00$0.00$0.00$0.38$0.00$0.00$0.00$0.00$1.20
2023$0.09$0.00$0.00$0.41$0.00$0.00$0.00$0.38$0.00$0.00$0.00$0.00$0.88
2022$0.00$0.00$0.00$0.45$0.25$0.00$0.00$0.17$0.00$0.00$0.00$0.00$0.87
2021$0.00$0.15$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.56$0.00$0.00$0.71

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the ING Groep N.V.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the ING Groep N.V. was 92.73%, occurring on Mar 5, 2009. Recovery took 4135 trading sessions.

The current ING Groep N.V. drawdown is 15.72%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-92.73%Oct 15, 2007350Mar 5, 20094135Aug 12, 20254485
-74.41%Jan 4, 2001546Mar 12, 2003688Dec 1, 20051234
-50.64%Jul 21, 199852Oct 1, 1998548Dec 1, 2000600
-23.81%Jul 10, 199799Nov 26, 199762Feb 27, 1998161
-19.86%Feb 11, 202633Mar 30, 2026

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of ING Groep N.V. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how ING Groep N.V. is priced in the market compared to other companies in the Banks - Diversified industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for ING, comparing it with other companies in the Banks - Diversified industry. Currently, ING has a P/E ratio of 12.3. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for ING compared to other companies in the Banks - Diversified industry. ING currently has a PEG ratio of 0.7. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for ING relative to other companies in the Banks - Diversified industry. Currently, ING has a P/S ratio of 1.9. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for ING in comparison with other companies in the Banks - Diversified industry. Currently, ING has a P/B value of 1.5. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items