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ISIN
US4568371037
CUSIP
456837103
IPO Date
Nov 18, 1996

Highlights

Market Cap
$93.06B
Enterprise Value
$224.17B
EPS (TTM)
€2.17
PE Ratio
12.95
PEG Ratio
0.77
Total Revenue (TTM)
€41.73B
Gross Profit (TTM)
€40.40B
EBITDA (TTM)
€9.28B
Year Range
$21.12 - $32.22
Target Price
$22.50
ROA (TTM)
0.57%
ROE (TTM)
12.64%

Share Price Chart


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Performance

ING Performance Chart

ING Groep N.V. (ING) is up 19.4% since the beginning of the year. At $32 per share, ING is currently trading at its 52-week high. Investors who bought $1,000 worth of ING shares 5 years ago would now be looking at an investment worth $3,523.


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S&P 500 Index

Returns By Period

ING Groep N.V. (ING) has returned 19.42% so far this year and 66.68% over the past 12 months. Looking at the last ten years, ING has achieved an annualized return of 18.20%, outperforming the S&P 500 Index benchmark, which averaged 13.88% per year.


ING Groep N.V.

1D
2.68%
1M
5.57%
YTD
19.42%
6M
18.96%
1Y
66.68%
3Y*
46.20%
5Y*
28.64%
10Y*
18.20%

Benchmark (S&P 500 Index)

1D
-0.37%
1M
-0.01%
YTD
9.16%
6M
8.64%
1Y
25.22%
3Y*
19.78%
5Y*
11.99%
10Y*
13.88%
*Multi-year figures are annualized to reflect compound growth (CAGR)

ING Monthly Returns History

Based on dividend-adjusted daily data since Nov 18, 1996, ING's average daily return is +0.06%, while the average monthly return is +1.22%. At this rate, an investment would double in approximately 4.8 years.

Historically, 56% of months were positive and 44% were negative. The best month was Apr 2009 with a return of +66.5%, while the worst month was Oct 2008 at -56.5%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 5 months.

On a daily basis, ING closed higher 51% of trading days. The best single day was May 10, 2010 with a return of +25.4%, while the worst single day was Oct 17, 2008 at -27.6%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20265.72%-2.11%-9.45%14.50%6.95%4.07%19.42%
20256.89%7.00%10.49%2.89%9.76%2.87%6.81%3.73%9.44%-4.41%4.05%7.94%91.12%
2024-5.46%-3.38%20.19%0.76%13.23%-4.19%5.78%2.77%-0.27%-6.66%-8.85%1.42%12.25%
202319.34%-3.19%-15.03%7.87%-0.89%9.78%8.17%-0.31%-6.86%-2.58%9.66%6.68%31.88%
20226.32%-21.35%-10.40%-6.12%24.44%-12.37%-1.92%-8.16%-3.19%15.53%23.42%0.41%-4.22%
2021-6.57%24.90%12.51%4.17%9.65%-5.23%-3.32%7.66%5.15%8.59%-8.99%1.09%55.41%

Benchmark Metrics

ING Groep N.V. has an annualized alpha of 1.29%, beta of 1.45, and R2 of 0.40 versus S&P 500 Index. Calculated based on daily prices since November 18, 1996.

  • This stock captured 163.78% of S&P 500 Index gains and 153.75% of its losses - amplifying both gains and losses, but participating more in upside than downside.
  • R2 of 0.40 means the benchmark explains less than half of this stock's behavior - treat beta with caution or consider switching to a more representative benchmark.

Alpha
1.29%
Beta
1.45
0.40
Upside Capture
163.78%
Downside Capture
153.75%

Return for Risk

Risk / Return Rank

ING ranks 90 for risk / return — in the top 90% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.


ING Risk / Return Rank: 9090
Overall Rank
ING Sharpe Ratio Rank: 9393
Sharpe Ratio Rank
ING Sortino Ratio Rank: 9292
Sortino Ratio Rank
ING Omega Ratio Rank: 9090
Omega Ratio Rank
ING Calmar Ratio Rank: 8686
Calmar Ratio Rank
ING Martin Ratio Rank: 8989
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for ING Groep N.V. (ING) and compare them to S&P 500 Index.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


INGBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

+0.52

Sortino ratioReturn per unit of downside risk

+0.56

Omega ratioGain probability vs. loss probability

1.41

1.37

+0.04

Calmar ratioReturn relative to maximum drawdown

3.37

2.78

+0.59

Martin ratioReturn relative to average drawdown

11.04

12.44

-1.39

Dividends

Dividend History

ING Groep N.V. provided a 4.61% dividend yield over the last twelve months, with an annual payout of $1.49 per share. The company has been increasing its dividends for 4 consecutive years.


0.00%2.00%4.00%6.00%8.00%$0.00$0.20$0.40$0.60$0.80$1.00$1.20$1.4020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$1.49$1.34$1.20$0.88$0.87$0.71$0.00$0.71$0.28$0.61$0.60$0.35

Dividend yield

4.61%4.78%7.65%5.86%7.16%5.09%0.00%5.92%2.63%3.28%4.24%2.58%

Monthly Dividends

The table displays the monthly dividend distributions for ING Groep N.V.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.20$0.00$0.00$0.88$0.00$0.00$1.08
2025$0.17$0.00$0.00$0.77$0.00$0.00$0.00$0.41$0.00$0.00$0.00$0.00$1.34
2024$0.00$0.00$0.00$0.82$0.00$0.00$0.00$0.38$0.00$0.00$0.00$0.00$1.20
2023$0.09$0.00$0.00$0.41$0.00$0.00$0.00$0.38$0.00$0.00$0.00$0.00$0.88
2022$0.00$0.00$0.00$0.45$0.25$0.00$0.00$0.17$0.00$0.00$0.00$0.00$0.87
2021$0.00$0.15$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.56$0.00$0.00$0.71

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the ING Groep N.V.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the ING Groep N.V. was 92.73%, occurring on Mar 5, 2009. Recovery took 4135 trading sessions.


Related event

Drawdown

Fall

Recovery

Underwater

Financial crisis2007–2009
-92.73%Mar 2009
1y 4mo16y 5mo
17y 10moOct 2007 - Aug 2025
2003 bear market2003
-74.41%Mar 2003
2y 2mo2y 8mo
4y 11moJan 2001 - Dec 2005
1998 bear market1998
-50.64%Oct 1998
2mo 12d2y 2mo
2y 4moJul 1998 - Dec 2000
1997 bear market1997
-23.81%Nov 1997
4mo 19d3mo 3d
7mo 22dJul 1997 - Feb 1998
2026 correction2026
-19.86%Mar 2026
1mo 17d1mo 9d
2mo 26dFeb 2026 - May 2026

Drawdown Indicators


INGBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-92.73%

-56.78%

-35.95%

Max Drawdown (1Y)

Largest decline over 1 year

-19.86%

-9.10%

-10.76%

Max Drawdown (3Y)

Largest decline over 3 years

-19.86%

-18.90%

-0.96%

Max Drawdown (5Y)

Largest decline over 5 years

-43.39%

-25.43%

-17.96%

Max Drawdown (10Y)

Largest decline over 10 years

-75.27%

-33.92%

-41.35%

Current Drawdown

Current decline from peak

0.00%

-1.80%

+1.80%

Average Drawdown

Average peak-to-trough decline

-45.76%

-10.71%

-35.05%

Ulcer Index

Depth and duration of drawdowns from previous peaks

6.06%

2.03%

+4.03%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of ING Groep N.V. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how ING Groep N.V. is priced in the market compared to other companies in the Banks - Diversified industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for ING, comparing it with other companies in the Banks - Diversified industry. Currently, ING has a P/E ratio of 13.0. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for ING compared to other companies in the Banks - Diversified industry. ING currently has a PEG ratio of 0.8. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for ING relative to other companies in the Banks - Diversified industry. Currently, ING has a P/S ratio of 2.0. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for ING in comparison with other companies in the Banks - Diversified industry. Currently, ING has a P/B value of 1.6. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
Portfolio Analyzer

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