IJR vs. USB
IJR (iShares Core S&P Small-Cap ETF) is Small Cap Blend Equities fund tracking the S&P SmallCap 600 Index, while USB (U.S. Bancorp) is a stock. Over the past 10 years, IJR returned 11.16%/yr vs 7.51%/yr for USB. A 0.63 correlation means they provide meaningful diversification when combined.
Performance
IJR vs. USB - Performance Comparison
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Returns By Period
In the year-to-date period, IJR achieves a 19.73% return, which is significantly higher than USB's 11.60% return. Over the past 10 years, IJR has outperformed USB with an annualized return of 11.16%, while USB has yielded a comparatively lower 7.51% annualized return.
IJR
- 1D
- 0.97%
- 1M
- 7.27%
- YTD
- 19.73%
- 6M
- 16.47%
- 1Y
- 37.01%
- 3Y*
- 14.75%
- 5Y*
- 6.25%
- 10Y*
- 11.16%
USB
- 1D
- 2.27%
- 1M
- 10.96%
- YTD
- 11.60%
- 6M
- 12.55%
- 1Y
- 42.92%
- 3Y*
- 27.50%
- 5Y*
- 4.36%
- 10Y*
- 7.51%
IJR vs. USB - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
IJR iShares Core S&P Small-Cap ETF | 19.73% | 5.89% | 8.63% | 16.06% | -16.20% | 26.58% | 11.28% | 22.82% | -8.51% | 13.15% |
USB U.S. Bancorp | 11.60% | 16.48% | 15.62% | 4.79% | -19.13% | 24.32% | -17.85% | 33.62% | -12.36% | 6.61% |
Correlation
The correlation between IJR and USB is 0.62, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.62 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.68 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.69 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.67 |
Correlation (All Time) Calculated using the full available price history since May 26, 2000 | 0.63 |
The correlation between IJR and USB has been stable across timeframes, ranging from 0.62 to 0.69 - a consistent structural relationship.
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Return for Risk
IJR vs. USB — Risk / Return Rank
IJR
USB
IJR vs. USB - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for iShares Core S&P Small-Cap ETF (IJR) and U.S. Bancorp (USB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| IJR | USB | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.18 | ||
| Sortino ratioReturn per unit of downside risk | +0.39 | ||
| Omega ratioGain probability vs. loss probability | 1.33 | 1.31 | +0.02 |
| Calmar ratioReturn relative to maximum drawdown | 3.97 | 2.42 | +1.55 |
| Martin ratioReturn relative to average drawdown | 13.35 | 6.02 | +7.34 |
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Drawdowns
IJR vs. USB - Drawdown Comparison
The maximum IJR drawdown since its inception was -58.15%, smaller than the maximum USB drawdown of -76.08%. Use the drawdown chart below to compare losses from any high point for IJR and USB.
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Drawdown Indicators
| IJR | USB | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -58.15% | -76.08% | +17.93% |
Max Drawdown (1Y)Largest decline over 1 year | -8.68% | -16.21% | +7.53% |
Max Drawdown (3Y)Largest decline over 3 years | -28.02% | -30.63% | +2.61% |
Max Drawdown (5Y)Largest decline over 5 years | -28.02% | -52.13% | +24.11% |
Max Drawdown (10Y)Largest decline over 10 years | -44.36% | -52.13% | +7.77% |
Current DrawdownCurrent decline from peak | 0.00% | -1.88% | +1.88% |
Average DrawdownAverage peak-to-trough decline | -9.27% | -15.63% | +6.36% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.59% | 6.53% | -3.94% |
Volatility
IJR vs. USB - Volatility Comparison
The current volatility for iShares Core S&P Small-Cap ETF (IJR) is 5.18%, while U.S. Bancorp (USB) has a volatility of 7.25%. This indicates that IJR experiences smaller price fluctuations and is considered to be less risky than USB based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| IJR | USB | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.18% | 7.25% | -2.07% |
Volatility (6M)Calculated over the trailing 6-month period | 11.97% | 16.61% | -4.64% |
Volatility (1Y)Calculated over the trailing 1-year period | 17.76% | 22.27% | -4.51% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 21.43% | 29.82% | -8.39% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 22.92% | 30.31% | -7.39% |
Dividends
IJR vs. USB - Dividend Comparison
IJR's dividend yield for the trailing twelve months is around 1.11%, less than USB's 3.50% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
IJR iShares Core S&P Small-Cap ETF | 1.11% | 1.44% | 2.05% | 1.31% | 1.41% | 1.53% | 1.11% | 1.44% | 1.58% | 1.20% | 1.22% | 1.48% |
USB U.S. Bancorp | 3.50% | 3.82% | 4.14% | 4.46% | 4.31% | 3.13% | 3.61% | 2.66% | 2.93% | 2.16% | 2.08% | 2.37% |
Frequently Asked Questions
IJR and USB have a correlation of 0.62, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
USB has higher volatility (7.25%) compared to IJR (5.18%). In terms of maximum drawdown, IJR dropped -58.15% vs USB's -76.08%.
IJR currently has the higher Sharpe Ratio (1.94 vs 1.77), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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