GSCMX vs. GSBFX
Compare and contrast key facts about Goldman Sachs Income Fund (GSCMX) and Goldman Sachs Income Builder Fund (GSBFX).
GSCMX is managed by Goldman Sachs. It was launched on Dec 2, 2019. GSBFX is managed by Goldman Sachs. It was launched on Oct 11, 1994.
Performance
GSCMX vs. GSBFX - Performance Comparison
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GSCMX vs. GSBFX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
GSCMX Goldman Sachs Income Fund | -1.88% | 8.70% | 6.13% | 10.60% | -10.75% | 0.42% | 9.24% | 1.17% |
GSBFX Goldman Sachs Income Builder Fund | -0.56% | 10.42% | 9.32% | 9.64% | -9.53% | 10.50% | 9.53% | 2.00% |
Returns By Period
In the year-to-date period, GSCMX achieves a -1.88% return, which is significantly lower than GSBFX's -0.56% return.
GSCMX
- 1D
- 0.22%
- 1M
- -2.71%
- YTD
- -1.88%
- 6M
- -0.44%
- 1Y
- 4.90%
- 3Y*
- 6.80%
- 5Y*
- 2.89%
- 10Y*
- —
GSBFX
- 1D
- 0.20%
- 1M
- -4.25%
- YTD
- -0.56%
- 6M
- 1.15%
- 1Y
- 9.11%
- 3Y*
- 8.84%
- 5Y*
- 5.15%
- 10Y*
- 6.69%
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GSCMX vs. GSBFX - Expense Ratio Comparison
GSCMX has a 0.72% expense ratio, which is lower than GSBFX's 0.79% expense ratio.
Return for Risk
GSCMX vs. GSBFX — Risk / Return Rank
GSCMX
GSBFX
GSCMX vs. GSBFX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Goldman Sachs Income Fund (GSCMX) and Goldman Sachs Income Builder Fund (GSBFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| GSCMX | GSBFX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.65 | 1.28 | +0.37 |
Sortino ratioReturn per unit of downside risk | 2.36 | 1.74 | +0.62 |
Omega ratioGain probability vs. loss probability | 1.34 | 1.27 | +0.07 |
Calmar ratioReturn relative to maximum drawdown | 1.81 | 1.32 | +0.50 |
Martin ratioReturn relative to average drawdown | 8.06 | 6.14 | +1.91 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| GSCMX | GSBFX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.65 | 1.28 | +0.37 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.67 | 0.70 | -0.03 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.84 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.60 | 0.69 | -0.09 |
Correlation
The correlation between GSCMX and GSBFX is 0.59, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
GSCMX vs. GSBFX - Dividend Comparison
GSCMX's dividend yield for the trailing twelve months is around 4.78%, less than GSBFX's 5.39% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
GSCMX Goldman Sachs Income Fund | 4.78% | 5.09% | 5.39% | 4.71% | 8.43% | 3.51% | 3.95% | 0.27% | 0.00% | 0.00% | 0.00% | 0.00% |
GSBFX Goldman Sachs Income Builder Fund | 5.39% | 4.39% | 5.12% | 3.41% | 4.10% | 6.66% | 3.05% | 3.52% | 3.98% | 3.52% | 3.78% | 3.93% |
Drawdowns
GSCMX vs. GSBFX - Drawdown Comparison
The maximum GSCMX drawdown since its inception was -20.12%, smaller than the maximum GSBFX drawdown of -37.04%. Use the drawdown chart below to compare losses from any high point for GSCMX and GSBFX.
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Drawdown Indicators
| GSCMX | GSBFX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -20.12% | -37.04% | +16.92% |
Max Drawdown (1Y)Largest decline over 1 year | -2.93% | -6.41% | +3.48% |
Max Drawdown (5Y)Largest decline over 5 years | -18.20% | -15.94% | -2.26% |
Max Drawdown (10Y)Largest decline over 10 years | — | -23.42% | — |
Current DrawdownCurrent decline from peak | -2.71% | -4.25% | +1.54% |
Average DrawdownAverage peak-to-trough decline | -3.91% | -4.20% | +0.29% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.66% | 1.37% | -0.71% |
Volatility
GSCMX vs. GSBFX - Volatility Comparison
The current volatility for Goldman Sachs Income Fund (GSCMX) is 1.34%, while Goldman Sachs Income Builder Fund (GSBFX) has a volatility of 2.36%. This indicates that GSCMX experiences smaller price fluctuations and is considered to be less risky than GSBFX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| GSCMX | GSBFX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.34% | 2.36% | -1.02% |
Volatility (6M)Calculated over the trailing 6-month period | 2.02% | 4.02% | -2.00% |
Volatility (1Y)Calculated over the trailing 1-year period | 3.25% | 7.47% | -4.22% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 4.32% | 7.36% | -3.04% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.82% | 7.96% | -2.14% |