GSBFX vs. CAIBX
Compare and contrast key facts about Goldman Sachs Income Builder Fund (GSBFX) and American Funds Capital Income Builder Class A (CAIBX).
GSBFX is managed by Goldman Sachs. It was launched on Oct 11, 1994. CAIBX is managed by American Funds. It was launched on Jul 30, 1987.
Performance
GSBFX vs. CAIBX - Performance Comparison
Loading graphics...
GSBFX vs. CAIBX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
GSBFX Goldman Sachs Income Builder Fund | 0.58% | 10.42% | 9.32% | 9.64% | -9.53% | 10.50% | 9.53% | 19.38% | -4.92% | 7.94% |
CAIBX American Funds Capital Income Builder Class A | 1.65% | 20.39% | 10.24% | 8.95% | -7.14% | 14.99% | 3.20% | 17.23% | -7.28% | 13.99% |
Returns By Period
In the year-to-date period, GSBFX achieves a 0.58% return, which is significantly lower than CAIBX's 1.65% return. Over the past 10 years, GSBFX has underperformed CAIBX with an annualized return of 6.81%, while CAIBX has yielded a comparatively higher 7.54% annualized return.
GSBFX
- 1D
- 1.15%
- 1M
- -2.77%
- YTD
- 0.58%
- 6M
- 2.08%
- 1Y
- 10.14%
- 3Y*
- 9.25%
- 5Y*
- 5.29%
- 10Y*
- 6.81%
CAIBX
- 1D
- 1.50%
- 1M
- -4.13%
- YTD
- 1.65%
- 6M
- 4.25%
- 1Y
- 16.20%
- 3Y*
- 12.93%
- 5Y*
- 8.22%
- 10Y*
- 7.54%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
GSBFX vs. CAIBX - Expense Ratio Comparison
GSBFX has a 0.79% expense ratio, which is higher than CAIBX's 0.59% expense ratio.
Return for Risk
GSBFX vs. CAIBX — Risk / Return Rank
GSBFX
CAIBX
GSBFX vs. CAIBX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Goldman Sachs Income Builder Fund (GSBFX) and American Funds Capital Income Builder Class A (CAIBX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| GSBFX | CAIBX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.39 | 1.62 | -0.23 |
Sortino ratioReturn per unit of downside risk | 1.90 | 2.20 | -0.31 |
Omega ratioGain probability vs. loss probability | 1.29 | 1.33 | -0.04 |
Calmar ratioReturn relative to maximum drawdown | 1.55 | 2.01 | -0.46 |
Martin ratioReturn relative to average drawdown | 7.17 | 9.18 | -2.02 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| GSBFX | CAIBX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.39 | 1.62 | -0.23 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.72 | 0.83 | -0.11 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.86 | 0.70 | +0.16 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.69 | 0.91 | -0.22 |
Correlation
The correlation between GSBFX and CAIBX is 0.82, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
GSBFX vs. CAIBX - Dividend Comparison
GSBFX's dividend yield for the trailing twelve months is around 5.33%, less than CAIBX's 7.65% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
GSBFX Goldman Sachs Income Builder Fund | 5.33% | 4.39% | 5.12% | 3.41% | 4.10% | 6.66% | 3.05% | 3.52% | 3.98% | 3.52% | 3.78% | 3.93% |
CAIBX American Funds Capital Income Builder Class A | 7.65% | 7.71% | 5.76% | 3.47% | 3.43% | 3.14% | 3.38% | 4.10% | 3.55% | 4.44% | 3.52% | 3.62% |
Drawdowns
GSBFX vs. CAIBX - Drawdown Comparison
The maximum GSBFX drawdown since its inception was -37.04%, smaller than the maximum CAIBX drawdown of -43.68%. Use the drawdown chart below to compare losses from any high point for GSBFX and CAIBX.
Loading graphics...
Drawdown Indicators
| GSBFX | CAIBX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -37.04% | -43.68% | +6.64% |
Max Drawdown (1Y)Largest decline over 1 year | -6.41% | -8.37% | +1.96% |
Max Drawdown (5Y)Largest decline over 5 years | -15.94% | -17.65% | +1.71% |
Max Drawdown (10Y)Largest decline over 10 years | -23.42% | -25.28% | +1.86% |
Current DrawdownCurrent decline from peak | -3.16% | -4.85% | +1.69% |
Average DrawdownAverage peak-to-trough decline | -4.20% | -3.82% | -0.38% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.38% | 1.83% | -0.45% |
Volatility
GSBFX vs. CAIBX - Volatility Comparison
The current volatility for Goldman Sachs Income Builder Fund (GSBFX) is 2.71%, while American Funds Capital Income Builder Class A (CAIBX) has a volatility of 3.72%. This indicates that GSBFX experiences smaller price fluctuations and is considered to be less risky than CAIBX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| GSBFX | CAIBX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.71% | 3.72% | -1.01% |
Volatility (6M)Calculated over the trailing 6-month period | 4.17% | 6.12% | -1.95% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.54% | 10.19% | -2.65% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.38% | 9.95% | -2.57% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 7.97% | 10.87% | -2.90% |