GMSMX vs. GPTCX
GMSMX (GuideMark Small/Mid Cap Core Fund) and GPTCX (GuidePath Conservative Allocation Fund) are both mutual funds - GMSMX is a Small Cap Blend Equities fund managed by GuideMark, while GPTCX is a Diversified Portfolio fund managed by GuideMark. Over the past 10 years, GMSMX returned 11.37%/yr vs 5.87%/yr for GPTCX. Their correlation of 0.82 means they have usually moved in the same direction. GMSMX charges 1.17%/yr vs 0.45%/yr for GPTCX.
Performance
GMSMX vs. GPTCX - Performance Comparison
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Returns By Period
In the year-to-date period, GMSMX achieves a 19.45% return, which is significantly higher than GPTCX's 5.00% return. Over the past 10 years, GMSMX has outperformed GPTCX with an annualized return of 11.37%, while GPTCX has yielded a comparatively lower 5.87% annualized return.
GMSMX
- 1D
- 0.72%
- 1M
- -1.04%
- 6M
- 15.61%
- YTD
- 19.45%
- 1Y
- 30.38%
- 3Y*
- 14.54%
- 5Y*
- 7.65%
- 10Y*
- 11.37%
- ALL TIME*
- 6.83%
GPTCX
- 1D
- 0.64%
- 1M
- -0.24%
- 6M
- 3.19%
- YTD
- 5.00%
- 1Y
- 11.23%
- 3Y*
- 9.75%
- 5Y*
- 4.84%
- 10Y*
- 5.87%
- ALL TIME*
- 5.99%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
GMSMX vs. GPTCX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
GMSMX GuideMark Small/Mid Cap Core Fund | 19.45% | 8.76% | 11.29% | 17.73% | -18.23% | 24.45% | 21.98% | 23.25% | -9.38% | 14.46% |
GPTCX GuidePath Conservative Allocation Fund | 5.00% | 12.54% | 8.12% | 10.64% | -12.41% | 9.37% | 8.47% | 16.21% | -4.80% | 11.52% |
Correlation
The correlation between GMSMX and GPTCX is 0.82, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.82 |
Correlation (3Y) Balances recent behavior with more history. | 0.83 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.82 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.79 |
Correlation (All Time) Calculated using the full available price history since Jan 3, 2012 | 0.82 |
The correlation between GMSMX and GPTCX has been stable across timeframes, ranging from 0.79 to 0.83 - a consistent structural relationship.
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Return for Risk
GMSMX vs. GPTCX — Risk / Return Rank
GMSMX
GPTCX
GMSMX vs. GPTCX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for GuideMark Small/Mid Cap Core Fund (GMSMX) and GuidePath Conservative Allocation Fund (GPTCX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| GMSMX | GPTCX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.09 | ||
| Sortino ratioReturn per unit of downside risk | -0.06 | ||
| Omega ratioGain probability vs. loss probability | 1.27 | 1.31 | -0.03 |
| Calmar ratioReturn relative to maximum drawdown | 2.95 | 2.08 | +0.87 |
| Martin ratioReturn relative to average drawdown | 9.67 | 9.02 | +0.65 |
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Drawdowns
GMSMX vs. GPTCX - Drawdown Comparison
The maximum GMSMX drawdown since its inception was -70.55%, which is greater than GPTCX's maximum drawdown of -20.89%. Use the drawdown chart below to compare losses from any high point for GMSMX and GPTCX.
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Drawdown Indicators
| GMSMX | GPTCX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -70.55% | -20.89% | -49.66% |
Max Drawdown (1Y)Largest decline over 1 year | -9.22% | -5.14% | -4.08% |
Max Drawdown (3Y)Largest decline over 3 years | -24.90% | -7.08% | -17.82% |
Max Drawdown (5Y)Largest decline over 5 years | -28.90% | -20.89% | -8.01% |
Max Drawdown (10Y)Largest decline over 10 years | -41.31% | -20.89% | -20.42% |
Current DrawdownCurrent decline from peak | -2.22% | -0.55% | -1.67% |
Average DrawdownAverage peak-to-trough decline | -14.74% | -3.92% | -10.82% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.82% | 1.19% | +1.63% |
Volatility
GMSMX vs. GPTCX - Volatility Comparison
GuideMark Small/Mid Cap Core Fund (GMSMX) has a higher volatility of 3.53% compared to GuidePath Conservative Allocation Fund (GPTCX) at 1.59%. This indicates that GMSMX's price experiences larger fluctuations and is considered to be riskier than GPTCX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| GMSMX | GPTCX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.53% | 1.59% | +1.94% |
Volatility (6M)Calculated over the trailing 6-month period | 12.92% | 5.38% | +7.54% |
Volatility (1Y)Calculated over the trailing 1-year period | 17.35% | 6.44% | +10.91% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 20.82% | 8.32% | +12.50% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 21.72% | 8.44% | +13.28% |
GMSMX vs. GPTCX - Expense Ratio Comparison
GMSMX has a 1.17% expense ratio, which is higher than GPTCX's 0.45% expense ratio.
Dividends
GMSMX vs. GPTCX - Dividend Comparison
GMSMX's dividend yield for the trailing twelve months is around 5.79%, more than GPTCX's 3.63% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
GMSMX GuideMark Small/Mid Cap Core Fund | 5.79% | 6.91% | 9.08% | 0.67% | 2.29% | 11.71% | 2.06% | 1.43% | 6.72% | 34.90% | 0.28% | 2.83% |
GPTCX GuidePath Conservative Allocation Fund | 3.63% | 3.82% | 3.07% | 3.20% | 2.18% | 3.46% | 2.07% | 2.11% | 1.87% | 1.65% | 10.91% | 10.01% |
Frequently Asked Questions
GMSMX and GPTCX have a correlation of 0.82, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
GMSMX has higher volatility (3.53%) compared to GPTCX (1.59%). In terms of maximum drawdown, GMSMX dropped -70.55% vs GPTCX's -20.89%.
GPTCX currently has the higher Sharpe Ratio (1.67 vs 1.57), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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