GGAL vs. UCBJY
GGAL (Grupo Financiero Galicia S.A.) and UCBJY (UCB SA ADR) are both stocks. GGAL operates in Banks - Regional (Financial Services), while UCBJY operates in Biotechnology (Healthcare). Over the past 10 years, GGAL returned 8.06%/yr vs 16.39%/yr for UCBJY. At a 0.07 correlation, their price movements are largely independent.
Performance
GGAL vs. UCBJY - Performance Comparison
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Returns By Period
In the year-to-date period, GGAL achieves a -8.33% return, which is significantly lower than UCBJY's 8.13% return. Over the past 10 years, GGAL has underperformed UCBJY with an annualized return of 8.06%, while UCBJY has yielded a comparatively higher 16.39% annualized return.
GGAL
- 1D
- 0.48%
- 1M
- 16.22%
- YTD
- -8.33%
- 6M
- -0.83%
- 1Y
- -8.88%
- 3Y*
- 56.36%
- 5Y*
- 43.59%
- 10Y*
- 8.06%
UCBJY
- 1D
- 0.41%
- 1M
- 8.65%
- YTD
- 8.13%
- 6M
- 4.81%
- 1Y
- 63.21%
- 3Y*
- 49.75%
- 5Y*
- 26.47%
- 10Y*
- 16.39%
GGAL vs. UCBJY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
GGAL Grupo Financiero Galicia S.A. | -8.33% | -11.36% | 289.05% | 92.28% | 8.05% | 8.88% | -45.53% | -40.38% | -57.85% | 145.24% |
UCBJY UCB SA ADR | 8.13% | 42.69% | 129.19% | 12.67% | -30.04% | 6.90% | 34.46% | -1.59% | 9.33% | 21.37% |
Correlation
The correlation between GGAL and UCBJY is 0.01, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.01 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.08 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.13 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.10 |
Correlation (All Time) Calculated using the full available price history since Jun 19, 2009 | 0.07 |
The correlation between GGAL and UCBJY shifts across timeframes, from 0.01 (1 year) to 0.12 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
GGAL:
$1.35B
UCBJY:
$58.31B
GGAL:
$676.97
UCBJY:
$6.73
GGAL:
0.07
UCBJY:
22.30
GGAL:
0.00
UCBJY:
0.50
GGAL:
0.00
UCBJY:
4.21
GGAL:
0.00
UCBJY:
5.37
GGAL:
$13.01T
UCBJY:
$13.86B
GGAL:
$5.27T
UCBJY:
$10.00B
GGAL:
$306.88B
UCBJY:
$4.56B
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Return for Risk
GGAL vs. UCBJY — Risk / Return Rank
GGAL
UCBJY
GGAL vs. UCBJY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Grupo Financiero Galicia S.A. (GGAL) and UCB SA ADR (UCBJY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| GGAL | UCBJY | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.95 | ||
| Sortino ratioReturn per unit of downside risk | -2.15 | ||
| Omega ratioGain probability vs. loss probability | 1.05 | 1.34 | -0.29 |
| Calmar ratioReturn relative to maximum drawdown | -0.17 | 2.92 | -3.09 |
| Martin ratioReturn relative to average drawdown | -0.36 | 7.25 | -7.61 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| GGAL | UCBJY | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.12 | 1.83 | -1.95 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.75 | 0.88 | -0.13 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.13 | 0.54 | -0.41 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.07 | 0.57 | -0.50 |
Drawdowns
GGAL vs. UCBJY - Drawdown Comparison
The maximum GGAL drawdown since its inception was -98.98%, which is greater than UCBJY's maximum drawdown of -50.32%. Use the drawdown chart below to compare losses from any high point for GGAL and UCBJY.
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Drawdown Indicators
| GGAL | UCBJY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -98.98% | -50.32% | -48.66% |
Max Drawdown (1Y)Largest decline over 1 year | -53.54% | -21.77% | -31.77% |
Max Drawdown (3Y)Largest decline over 3 years | -62.94% | -28.58% | -34.36% |
Max Drawdown (5Y)Largest decline over 5 years | -62.94% | -46.82% | -16.12% |
Max Drawdown (10Y)Largest decline over 10 years | -91.70% | -50.32% | -41.38% |
Current DrawdownCurrent decline from peak | -29.88% | -10.15% | -19.73% |
Average DrawdownAverage peak-to-trough decline | -57.39% | -13.15% | -44.24% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 24.67% | 8.75% | +15.92% |
Volatility
GGAL vs. UCBJY - Volatility Comparison
Grupo Financiero Galicia S.A. (GGAL) has a higher volatility of 15.57% compared to UCB SA ADR (UCBJY) at 7.48%. This indicates that GGAL's price experiences larger fluctuations and is considered to be riskier than UCBJY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| GGAL | UCBJY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 15.57% | 7.48% | +8.09% |
Volatility (6M)Calculated over the trailing 6-month period | 35.44% | 23.81% | +11.63% |
Volatility (1Y)Calculated over the trailing 1-year period | 74.53% | 34.79% | +39.74% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 58.39% | 30.19% | +28.20% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 61.91% | 30.62% | +31.29% |
Dividends
GGAL vs. UCBJY - Dividend Comparison
GGAL's dividend yield for the trailing twelve months is around 4.41%, more than UCBJY's 0.57% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
GGAL Grupo Financiero Galicia S.A. | 4.41% | 2.11% | 3.81% | 6.49% | 4.62% | 0.23% | 0.94% | 1.89% | 1.29% | 0.16% | 0.13% | 0.09% |
UCBJY UCB SA ADR | 0.57% | 0.57% | 0.73% | 1.67% | 1.79% | 0.86% | 0.78% | 1.06% | 1.10% | 2.71% | 3.21% | 0.00% |
Financials
GGAL vs. UCBJY - Financials Comparison
This section allows you to compare key financial metrics between Grupo Financiero Galicia S.A. and UCB SA ADR. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
GGAL vs. UCBJY - Profitability Comparison
GGAL - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Grupo Financiero Galicia S.A. reported a gross profit of 1.11T and revenue of 1.99T. Therefore, the gross margin over that period was 56.0%.
UCBJY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, UCB SA ADR reported a gross profit of 3.04B and revenue of 4.22B. Therefore, the gross margin over that period was 71.9%.
GGAL - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Grupo Financiero Galicia S.A. reported an operating income of 66.60B and revenue of 1.99T, resulting in an operating margin of 3.4%.
UCBJY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, UCB SA ADR reported an operating income of 1.28B and revenue of 4.22B, resulting in an operating margin of 30.3%.
GGAL - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Grupo Financiero Galicia S.A. reported a net income of 65.18B and revenue of 1.99T, resulting in a net margin of 3.3%.
UCBJY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, UCB SA ADR reported a net income of 1.07B and revenue of 4.22B, resulting in a net margin of 25.5%.
Frequently Asked Questions
GGAL and UCBJY have a correlation of 0.01, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
GGAL has higher volatility (15.57%) compared to UCBJY (7.48%). In terms of maximum drawdown, GGAL dropped -98.98% vs UCBJY's -50.32%.
UCBJY currently has the higher Sharpe Ratio (1.83 vs -0.12), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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